Titanium Rewards Credit Card

Earn more rewards points in more places

Why you will love this

Earn 10X OCBC$ (worth 4 miles per dollar spent) for every S$1 on eligible online and retail purchases

Earn 1X OCBC$ on all other spend

Additional 2% cash rebate when you spend at BEST Denki

Who can apply

Singaporean or Singapore PR above 21 years old with an annual income of at least S$30,000

Foreigner above 21 years old with an annual income of at least S$45,000

Earn rewards wherever you go – whether you shop online or in stores, locally or overseas.

benefits

10X OCBC$ for every $1 spent on shopping categories

Earn 10X OCBC$ on all transactions that fall within the list of eligible Merchant Category Code (MCC) or within the list of eligible merchants capped at 120,000 OCBC$ in each card anniversary year.

Click here to view the full MCC and merchant list.

Additional 2% cash rebate

Enjoy this cash rebate in addition to 10X OCBC$ (worth 4 miles) for your BEST Denki purchases.

Tap and pay for your train or bus rides

Save yourself the trouble of topping up your EZ-link card when you tap and go with your OCBC Titanium Rewards Card and earn 1X OCBC$ for every S$1 spent.

E-Commerce Protection

All online purchases on your OCBC Titanium Rewards Card come with e-Commerce Protection, which safeguards you against non-delivery or defective goods or if the seller fails to reimburse you.

Merchant partners

BEST Denki

BEST Denki

BEST Denki

BEST Denki

merchant promotions
Rewards

Redeem these rewards with the OCBC$ earned on your Titanium Rewards Credit Card.
Redeem and view full rewards catalogue

10,000 Krisflyer Miles

Redeem 10,000 Krisflyer Miles when you earn 25,000 OCBC$

S$50 Titanium Cash

Redeem S$50 Titanium Cash when you earn 18,000 OCBC$

Esso Synergy Voucher

Redeem S$30 Esso Synergy Voucher when you earn 10,500 OCBC$

S$20 NTUC Fairprice Voucher

Redeem S$20 NTUC Fairprice Voucher when you earn 7,000 OCBC$

S$10 Robinsons Voucher

Redeem S$10 Robinsons Voucher when you earn 3,500 OCBC$

S$5 Zara bill offset

Redeem S$5 Zara bill offset when you earn 1,750 OCBC$

before you apply

Eligibility requirements

Minimum age

21 years old

Annual income

S$30,000 and above for Singaporeans and Singapore PRs

S$45,000 and above for foreigners


Fees

Principal card

S$192.60 a year (waived for the first 2 years)

Supplementary card

S$96.30 a year (waived for the first 2 years)

Minimum spend requirement for automatic waiver of annual fee

S$10,000 in one year, starting from the month after your OCBC Titanium Rewards Credit Card was issued (No annual fees for the first 2 years)

Other fees and charges

Click here for more fees and charges



Ways to apply

Apply for the OCBC Titanium Rewards Credit Card today