5 OCBC$ will be awarded for every S$5 spend (Base OCBC$) on all retail spend; and Bonus 45 OCBC$ will be awarded for every S$5 spend (Bonus OCBC$) on shopping, department store, and online spend categories below.
To earn Bonus OCBC$, retail transactions made locally or overseas must fall within any of the following MCCs:
|Merchant Category Codes (MCC)||Description||Merchant Examples*|
|MCC 5311||Departmental Stores||Takashimaya, TANGS, Isetan, OG, Metro, BHG, Marks & Spencer|
|MCC 5611||Men’s and Boys’ Clothing and Accessories Stores||Benjamin Barker, Timberland, Edit Suits, Berluti|
|MCC 5621||Women’s Ready to Wear Stores||Zara, H&M, Mothercare|
|MCC 5631||Women’s Accessory and Speciality Stores||Tory Burch, Love Bonito, Pandora|
|MCC 5641||Children’s and Infants’ Wear Stores||Kiddy Palace, Mummys Market, Pupsik, Motherswork|
|MCC 5651||Family Clothing Stores||Uniqlo, ASOS, Club 21, Burberry, Yoox|
|MCC 5661||Shoe Stores||Skechers, Charles & Keith, Bata, Foot Locker, Pazzion|
|MCC 5691||Men’s and Women’s Clothing Stores||Ezbuy, Zalora, Fartech|
|MCC 5045||Computers, Peripherals, and Software||Apple, Aftershock, Prism Plus, Dell|
|MCC 5732||Electronics Stores||Best Denki, Harvey Norman, Gain City|
|MCC 5699||Miscellaneous Apparel and Accessory Shops||Qoo10, Cotton On, Reebonz|
*MCCs are assigned by payment card organisations (e.g. Visa, MasterCard, American Express), which OCBC Bank has no discretion over. A merchant’s registered MCC may not always correspond with its nature of business.
On top of that, transactions made with the following of eligible merchants (or as stated on the OCBC Titanium Rewards Website from time to time) will earn Bonus OCBC$:
For avoidance of doubt, all OCBC$ earned shall be calculated based on each block of S$5 charged to your Titanium Rewards Card per transaction, and cardmembers shall not be entitled to any partial or pro-rated award of any OCBC$ for any amount charged that does not amount to a S$5 block. Amounts charged in multiple transactions will not be combined to make up a S$5 block. As an illustration, a customer who spends an amount between S$10 and S$14.99 in a single transaction can earn 100 OCBC$. However, a customer who spends S$4.90 in a single transaction, or who spends S$2.50 in one transaction and S$2.50 in another transaction, will not be awarded any OCBC$.