Spend S$5,000 on electronics for your new home at Best Denki.
We will award 1 OCBC$ for every S$1 spent (base OCBC$) in all retail categories and an additional 9 OCBC$ for every S$1 spent (bonus OCBC$) in certain ones. For details, refer to the tables in pages 2 to 4 of the terms and conditions that apply.
To earn bonus OCBC$, transactions must fall under any of the following Merchant Category Codes (MCC):
|Merchant Category Codes (MCC)||Description||Merchant examples†|
|MCC 5311||Departmental Stores||Takashimaya, TANGS, Isetan, OG, Metro, BHG, Marks & Spencer|
|MCC 5611||Men’s and Boys’ Clothing and Accessories Stores||Benjamin Barker, Timberland, Edit Suits, Berluti|
|MCC 5621||Women’s Ready to Wear Stores||Zara, H&M, Mothercare|
|MCC 5631||Women’s Accessory and Speciality Stores||Tory Burch, Love Bonito, Pandora|
|MCC 5641||Children’s and Infants’ Wear Stores||Kiddy Palace, Mummys Market, Motherswork|
|MCC 5651||Family Clothing Stores||Uniqlo, ASOS, Club 21, Burberry, Yoox|
|MCC 5661||Shoe Stores||Skechers, Charles & Keith, Bata, Foot Locker, Pazzion|
|MCC 5691||Men’s and Women’s Clothing Stores||Zalora, Farfetch|
|MCC 5045||Computers, Peripherals, and Software||Apple, Aftershock, Prism Plus, Dell|
|MCC 5732||Electronics Stores||Best Denki, Harvey Norman, Gain City|
|MCC 5699||Miscellaneous Apparel and Accessory Shops||Qoo10, Cotton On|
†MCCs are assigned by payment card organisations (e.g. Visa, MasterCard, American Express), which OCBC Bank has no discretion over. A merchant’s registered MCC may not always correspond with its nature of business.
Alternatively, they must be made at any of the following merchants^^ (or merchants which may be stated on the OCBC Titanium Rewards webpage from time to time):
^Shopee Pay transactions under MCC 5262 will not earn any OCBC$.
^^Transactions under MCC 5411 (Grocery stores, Supermarkets) are not eligible to earn any Bonus OCBC$
For avoidance of doubt, all OCBC$ earned shall be calculated based on each block of S$5 charged to your OCBC Titanium Rewards Credit Card in a transaction. Cardmembers will not receive any partial or pro-rated amount of OCBC$ for any transaction charged that does not amount to a S$5 block. Amounts charged in multiple transactions will not be combined to make up a S$5 block. As an illustration, a customer who spends an amount between S$10 and S$14.99 in a single transaction can earn 100 OCBC$. However, a customer who spends S$4.90 in a single transaction, or who spends S$2.50 in one transaction and S$2.50 in another transaction, will not be awarded any OCBC$.