Spend S$5,000 on electronics for your new home at Best Denki.
We will award 1 OCBC$ for every S$1 spent (base OCBC$) in all retail categories and an additional 9 OCBC$ for every S$1 spent (bonus OCBC$) in certain ones. For details, refer to the tables in pages 2 to 4 of the terms and conditions that apply.
To earn bonus OCBC$, transactions must fall under any of the following Merchant Category Codes (MCC):
Merchant Category Codes (MCC) | Description | Merchant examples† |
MCC 5311 | Departmental Stores | Takashimaya, TANGS, Isetan, OG, Metro, BHG, Marks & Spencer |
MCC 5611 | Men’s and Boys’ Clothing and Accessories Stores | Benjamin Barker, Timberland, Edit Suits, Berluti |
MCC 5621 | Women’s Ready to Wear Stores | Zara, H&M, Mothercare |
MCC 5631 | Women’s Accessory and Speciality Stores | Tory Burch, Love Bonito, Pandora |
MCC 5641 | Children’s and Infants’ Wear Stores | Kiddy Palace, Mummys Market, Motherswork |
MCC 5651 | Family Clothing Stores | Uniqlo, ASOS, Club 21, Burberry, Yoox |
MCC 5661 | Shoe Stores | Skechers, Charles & Keith, Bata, Foot Locker, Pazzion |
MCC 5691 | Men’s and Women’s Clothing Stores | Zalora, Farfetch |
MCC 5045 | Computers, Peripherals, and Software | Apple, Aftershock, Prism Plus, Dell |
MCC 5732 | Electronics Stores | Best Denki, Harvey Norman, Gain City |
MCC 5699 | Miscellaneous Apparel and Accessory Shops | Qoo10, Cotton On |
†MCCs are assigned by payment card organisations (e.g. Visa, MasterCard, American Express), which OCBC Bank has no discretion over. A merchant’s registered MCC may not always correspond with its nature of business.
Alternatively, they must be made at any of the following merchants^^ (or merchants which may be stated on the OCBC Titanium Rewards webpage from time to time):
Alibaba | Daigou | Mustafa Centre |
AliExpress | Ezbuy | Qoo10 |
Amazon | IKEA | Shopee^ |
Courts | Lazada | Taobao |
^Shopee Pay transactions under MCC 5262 will not earn any OCBC$.
^^Transactions under MCC 5411 (Grocery stores, Supermarkets) are not eligible to earn any Bonus OCBC$
For avoidance of doubt, all OCBC$ earned shall be calculated based on each block of S$5 charged to your OCBC Titanium Rewards Credit Card in a transaction. Cardmembers will not receive any partial or pro-rated amount of OCBC$ for any transaction charged that does not amount to a S$5 block. Amounts charged in multiple transactions will not be combined to make up a S$5 block. As an illustration, a customer who spends an amount between S$10 and S$14.99 in a single transaction can earn 100 OCBC$. However, a customer who spends S$4.90 in a single transaction, or who spends S$2.50 in one transaction and S$2.50 in another transaction, will not be awarded any OCBC$.