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General disclaimer

1. You will need to have an account with OCBC Securities Private Limited (“OSPL”) in order to make investments, trades and/or transactions with OSPL via OCBC Online Banking. The Online Equities Account, and all investments, trades and/or transactions (collectively, “Transactions”) made thereunder via OCBC Online Banking are operated, and made available to you directly, by OSPL (notwithstanding that they may incorporate the OCBC mark, logo trademarks and/or other OCBC trademarks). The access and use of the Online Equities Account and all Transactions made thereunder via OCBC Online Banking are made directly with OSPL, and are subject to its terms and conditions. Under no circumstances will OCBC be responsible or liable for the provision, access or use of the Online Equities Account, and/or any of the Transactions made thereunder via OCBC Online Banking.
2. The information provided in this website is for general information only. It does not take into account your investment aims, financial situation or particular needs. Any opinions or views of third parties expressed in this webpage are those of the third parties identified, and do not represent our views. Trading in securities can be very risky, and you may lose all of or more than the amount you originally invested or deposited. You should consider carefully and take caution when making any trading decision, and work out whether each trade is suitable for you. If necessary you should speak to your own financial adviser, who will assess whether the product is suitable for you based on your investment aims, financial situation or needs. If you choose to act based on the information provided in this website, it is entirely at your own risk and responsibility. The information is not investment advice or recommendations by us.
3. This is not a formal offer for any product, or an offer to enter into a transaction for any securities or to take part in any particular trading or investment strategy.
4. The Bank, its related companies, their respective directors and/or employees (collectively “Related Persons”) may or might have in the future interests in the investment products or the issuers mentioned herein. Such interests include effecting transactions in such investment products, and providing broking, investment banking and other financial services to such issuers. The Bank and its Related Persons may also be related to, and receive fees from, providers of such investment products.
5. The information provided in this website may contain projections or other predictions about future events or the future performance of countries, assets, markets or companies. Actual events or results may be different. Past performance figures are not necessarily an indication of future or likely performance. Market conditions may limit the ability of the platform to trade. Investments in non-Singapore markets are subject to exchange rate fluctuations. Any reference to any specific country, financial product or asset class is used for illustration or information purposes only and you should not rely on it for any purpose.
6. We have done all we can to make sure that the information provided in this website is accurate at the time of publishing, but we do not guarantee that it is accurate. If any of the information becomes out of date or is inaccurate, we do not have to update it.
7. We will not be responsible for any loss or damage arising directly or indirectly in connection with, or as a result of, any person acting on any information provided in this website.
8. If you are thinking of investing, please read the Terms and Conditions Governing OCBC Online Equities Account for details about the plan before deciding whether to enter into any transaction with any issuer. You can get a copy of the Terms and Conditions Governing OCBC Equities Account at www.ocbc.com/iwov-resources/sg/ocbc/personal/pdf/investments/tncs-online-equities-account.pdf
9. Please do not reproduce or share any of the information provided in this website without our written permission.
10. Any hyperlink to any third party article, or other website or webpage (including any websites or webpages owned, operated and maintained by third parties) is for informational purposes only and for your convenience only and is not an endorsement or verification of any such article, website or webpage by OCBC and should only be accessed at your own risk. OCBC does not review the contents of any such articles, website or webpage, and shall not be liable to any person for the same.
11. No representation or warranty whatsoever in respect of any information provided herein is given by OCBC Bank and it should not be relied upon as such. OCBC Bank does not undertake an obligation to update the information or to correct any inaccuracy that may become apparent at a later time. All information presented is subject to change without notice.
12. Investments are subject to investment risks, including the possible loss of the principal amount invested.
13. The information in and contents of this document may not be reproduced or disseminated in whole or in part without the Bank’s written consent.

Exchange Traded Funds disclaimer

1. OCBC Online Equities Account primarily invest in Exchange Traded Funds (ETFs), although on occasion it may invest in other Exchange Traded Products (ETPs) such as Exchange Traded Commodities (ETCs). For the purposes of these terms, these are collectively referred to under the term ETFs.
2. The prices of the underlying investments of the ETFs will vary according to the markets on which these are listed or traded;
3. Dividend growth is not guaranteed, nor are companies in which you invest obliged to pay dividends;
4. Underlying assets may decline in value;
5. ETFs on overseas markets may involve different risks to ETFs issued in Singapore;
6. As with all funds, ETFs may be suspended from trading due to the closure of the underlying market or due to the winding down of the fund.
7. For funds that are listed on an approved exchange, investors cannot redeem their units of those funds with the manager, or may only redeem units with the manager under certain specified conditions. The listing of the units of those funds on any approved exchange does not guarantee a liquid market for the units.

Global Equities disclaimer

1. Dividend growth is not guaranteed, nor are companies in which you invest obliged to pay dividends;
2. Companies may go bankrupt rendering the original investment valueless;
3. Equity markets may decline in value;
4. Corporate earnings and financial markets may be volatile;
5. If there is no recognised market for equities, then these may be difficult to sell and accurate information about their value may be hard to obtain;
6. Smaller company investments may be difficult to sell if there is little liquidity in the market for such equities and there may be substantial differences between the buying price and the selling price;
7. Equities on overseas markets may involve different risks to equities issued in Singapore;
8. With regards to investments in overseas companies, foreign exchange rates may move in an unfavourable direction affecting adversely the valuation of investments in base currency terms.

Collective Investment Schemes disclaimer

1. A copy of the prospectus of each fund is available and may be obtained from the fund manager or any of its approved distributors. Potential investors should read the prospectus for details on the relevant fund before deciding whether to subscribe for, or purchase units in the fund.
2. The value of the units in the funds and the income accruing to the units, if any, may fall or rise. Please refer to the prospectus of the relevant fund for the name of the fund manager and the investment objectives of the fund.
3. Investment involves risks. Past performance figures do not reflect future performance.
4. Any reference to a company, financial product or asset class is used for illustrative purposes and does not represent our recommendation in any way.
5. For funds that are listed on an approved exchange, investors cannot redeem their units of those funds with the manager, or may only redeem units with the manager under certain specified conditions. The listing of the units of those funds on any approved exchange does not guarantee a liquid market for the units.
6. The indicative distribution rate may not be achieved and is not an indication, forecast, or projection of the future performance of the Fund.