OCBC Great Eastern Cashflo Credit Card

Be rewarded for living healthy

Why you will love this

Your card of choice for Great Eastern insurance premiums, health and wellness offers

Split your bills automatically into 3 or 6 month instalments with 0% interest

Who can apply

Singaporean or Singapore PR above 21 years old with an annual income of at least S$30,000

Foreigner above 21 years old with an annual income of at least S$45,000

A great life awaits! Enjoy exclusive health and wellness offers and more with your 0% interest auto-instalment credit card.

benefits

Automatic monthly instalments

Enjoy hassle-free payments when you automatically split your bills into 3, 6 or 12-month instalments.

3, 6 or 12-month payment periods

Split your bills over up to 12 months (1% processing fee applies) for eligible GE Life and GE General Insurance premiums*.

For all other payments, split across 3 months for transactions between S$100 and S$1,000, or across 6 months for transactions of S$1,000 and above.

Enjoy interest-free instalments

OCBC Great Eastern Cashflo Credit Card is an interest-free auto-instalment credit card that lets you split your payments without worrying about added interest costs.

Earn up to 1.2% cash rebate every month

For eligible transactions, earn 0.3% cash rebate if your monthly billed amount of eligible retail spend (excluding GE Life and GE General Insurance Premiums) is below S$1,000 and 1.2% if your monthly billed amount of eligible retail spend (excluding GE Life and GE General Insurance Premiums) is S$1,000 and above, capped at S$100 a month.

Note: From 1 October 2020, a processing fee of 1% will be imposed for Great Eastern premiums charged under a 12-month instalment plan to your card. In addition, cash rebates will no longer be awarded for Great Eastern premiums.

*List of eligible products

Great Eastern reserves the right to make changes to the eligible products. Please contact your Great Eastern Life Distribution Representative or Great Eastern Life at +65 6248 2211 for more information.

Getting started

Let OCBC Great Eastern Cashflo Credit Card help you automatically manage your Great Eastern insurance premiums and other spending

Enjoy the benefits of your auto-instalment credit card with cash rebates of up to 1.2% and hassle free 3, 6 or 12 month payments.

1

Apply for the card
Apply online via MyInfo and get your card approved instantly! (Conditions apply).

2

Activate your card and start spending
Once you receive your card, activate it and you can use it for your various purchases.

3

Pay over 3, 6 or 12 months
Enjoy the benefits of your auto-instalment credit card with cash rebates of up to 1.2% and hassle free 3, 6 or 12 month payments.

4

Earn cash rebates each month
For eligible transactions, earn 0.3% cash rebate if your monthly bill is below S$1,000 and 1.2% if your monthly bill is S$1,000 and above, capped at S$100 a month.

Note: From 1 October 2020, a processing fee of 1% will be imposed for Great Eastern premiums charged under a 12-month instalment plan to your card. In addition, cash rebates will no longer be awarded for Great Eastern premiums.

Before you apply

Eligibility requirements

Minimum age

21 years old

Annual income

S$30,000 and above for Singaporeans and Singapore PRs

S$45,000 and above for foreigners


Fees

Principal card

S$160.50 a year (Waived for the first 2 years)

Supplementary card

S$80.25 a year per card (Waived for the first 2 years)

Interest rate

26.88%

Late payment charge

S$100

Minimum spend requirement for automatic waiver of annual fee

S$5,000 in one year, starting from the month in which your OCBC Great Eastern Cashflo Credit Card was issued

Other fees and charges

Click here for more fees & charges



Important notices

Credit Bureau Singapore
Please note that additional time may be needed to review your application as Credit Bureau Singapore will be synchronising data from 12am to 8am daily.

MyInfo
MyInfo will be temporarily unavailable from 2am to 8.30am every Wednesday and Sunday due to scheduled maintenance.

System Maintenance
Please note that your product may not be availed to you instantly during system maintenance hours between 9.30pm to 6am.


Ready to apply?

Apply for the OCBC Great Eastern Cashflo Credit Card today

FAQs
What is my auto-instalment Trigger Amount?

This refers to the minimum amount for each transaction you made on the OCBC Great Eastern Cashflo Credit Card, before we automatically split the payment into instalments for you.

The default Trigger Amount which you can set when you apply for the card is S$100. This means all transactions of at least S$100 or more will be automatically split into instalments.

You can also set a higher Trigger Amount if you wish.

Can I change my Trigger Amount after I apply for the card?

You can change the Trigger Amount from the default S$100 to another amount any time by contacting our hotline at 6363 3333 or +65 6363 3333 (from overseas).

Will all my OCBC Great Eastern Cashflo Credit Card transactions be automatically converted to instalments?

All eligible GE Life and GE General Insurance premium transactions listed here will be converted to 12 month instalments, as long as ithe amount is at or above your preset Trigger Amount.

For other non-GE related transactions, selected transactions will not be converted automatically to instalments, e.g. cash advances, cash-on-instalment, balance transfers, transactions made at premises of or relating to casinos or online gambling entities etc.

Do all transactions qualify for rebates on the OCBC Great Eastern Cashflo Credit Card?

Cash rebates are awarded only for retail purchases made on the card, including eligible GE Life and GE General Insurance premium transactions listed here.

However, the following will not be taken into account in the award and computation of cash rebates:

  • Annual card fees, interest, late payment charges;
  • Tax payments;
  • Bill payments made via Internet Banking and any AXS Network;
  • Transactions at TransitLink General Ticketing Machines, transportation and other transactions under MCC 4111;
  • Cash-On-Instalment Facility, Instalment Payment Plan, PayLite, Cash Advances, Balance Transfers; and
  • Any such other fees, charges, payments, services, products and/or facilities as may be decided by us in our absolute discretion at any time and from time to time.
  • For the avoidance of doubt, the Bank has the absolute discretion to decide whether or not to provide any notice in relation to any of its decisions made hereto.
  • MCC 4111 refers to transactions for “Transportation – Suburban and Local Commuter Passenger, including Ferries”.

You may refer to the Terms and conditions governing OCBC Great Eastern Cashflo Credit Card for the full list of excluded MCCs and merchant transactions.

More questions and answers