OCBC Best Denki Credit Card

Enjoy great savings on electronics and appliances

Why you will love this

Get 3% cash rebate at BEST Denki

Earn up to 2.5% extra rebate on annual spend

Free delivery when you spend a minimum of S$200 in a single receipt on bulky items

Who can apply

Singaporean or Singapore PR above 21 years old with an annual income of S$30,000 and above

Foreigner above 21 years old with an annual income of S$45,000 and above

Save and get rewarded for your electronics and appliances purchases at BEST Denki with card rebates, access to exclusive member events, and more.

Benefits

0% instalment payment plan

Choose to pay over a period of 6, 12 or 24 months with a minimum purchase of S$250.

Exclusive invitations to members’ events

Be invited to members-only events, private sales and participate in specially organised workshops and product seminars.

Enjoy rewards at all BEST Denki retail outlets

Enjoy card perks and rewards at any BEST Denki retail outlet island-wide.

View all BEST Denki locations

Earn 3% cash rebate

Receive 3% cash rebate for any amount charged at BEST Denki, including items purchased on the 0% interest instalment plan. Not applicable for purchase of BEST vouchers.

Get up to 2.5% extra rebate

Earn extra 2% rebate for annual spend of S$10,000 and above, and 2.5% rebate for annual spend of S$20,000 and above at BEST Denki.

Free delivery for bulky items

Spend a minimum of S$200 in a single receipt on bulky items (those that do not fit into a car boot) and have your purchases delivered for free.

Redeem your OCBC$

Redeem rewards with OCBC$ earned on your Best Denki Credit Card via OCBC Rewards Catalogue.

before you apply

Eligibility requirements

Minimum age

21 years old

Annual income

S$30,000 and above for Singaporeans and Singapore PRs

S$45,000 and above for foreigners


Fees

Principal card

S$160.50 a year (Waived for the first 2 years)

Supplementary card

S$80.25 a year per card (Waived for the first 2 years)

Minimum spend requirement for automatic waiver of annual fee

S$5,000

Other fees and charges



Important notices

Credit Bureau Singapore
Please note that additional time may be needed to review your application as Credit Bureau Singapore will be synchronising data from 12am to 8am daily.

MyInfo
MyInfo will be temporarily unavailable from 2am to 8.30am every Wednesday and Sunday due to scheduled maintenance.

System Maintenance
Please note that your product may not be availed to you instantly during system maintenance hours between 9.30pm to 6am.


Ways to apply

Apply for the OCBC BEST Denki Credit Card today

best-denki-card
FAQs
Common questions
What are the transactions that have recently been excluded from awarding OCBC$?

The following list of MCCs and merchant transactions will be added to the list of exclusions for the awarding of OCBC$ from 1 June 2020:

  • Transactions to Singapore Government Public Hospitals including Non-Profit Hospitals, Community Hospitals and Polyclinics under the MCC 8062;
  • Transactions under Transportation and Tolls MCC 4111/4121/4131 except for transactions with Grab Transport, Gojek and licensed taxi operators (including, without limitation, Comfort/Citycab/ Transcab/ SMRT Taxi/ Premier Taxi/ Prime Taxi/ HDT Taxi). For avoidance of doubt, you will still earn OCBC$ for transactions with Grab Transport, Gojek and licensed taxi operators (including, without limitation, Comfort/Citycab/ Transcab/ SMRT Taxi/ Premier Taxi/ Prime Taxi/ HDT Taxi) for all applicable Cards.
Merchant Description Code (MCC) Description
4784 Tolls and Bridge Fees
5993 Cigars, Stores and Stands
6010 Banks - Manual /Automated Cash Disbursement
7349 Cleaning, maintenance and janitorial services
8675 Automobile Associations
8699 Organizations, Membership–Not Elsewhere Classified (Labor Union)

You may refer to the Terms and conditions governing OCBC$ rewards programme for the full list of excluded MCCs and merchant transactions.

1
For Singaporeans and Permanent Residents:

NRIC

For Foreigners:

Passport
Employment Pass (EP); or S-Pass

2
S$1,000 for initial deposit
3
Include any one of the following documents:

Phone bill
Half-yearly CPF statement
Any bank statement