OCBC Bank Accounts - Deposit, Savings Accounts, Online Banking

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Cards

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Loans

Insurance

Enjoy discounts of up to 40% when you apply for eligible insurance plans

Investments

Foreign Currency Exchange

Supplementary Retirement Scheme (SRS)

Advisory

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Personal Banking
Accounts

Deposit accounts for all your banking needs

Salary crediting promotion

Enjoy a year of Disney+ (worth S$189.98) on us when you switch your salary to OCBC

Still crediting your salary elsewhere? Switch today and receive a 1-year Disney+ subscription! Open an OCBC Statement Savings Account and credit your salary of at least S$1,800 to your account by the following month through GIRO/FAST/PayNow via GIRO/PayNow via FAST.

Open to existing OCBC customers. Valid from 8 April to 30 June 2026. Offer valid for the first 7,500 eligible customers who have not credited their salary to OCBC between October 2025 and March 2026. T&Cs apply. Insured up to S$100k by SDIC.

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EXCLUSIVE PROMOTION

Upsize your savings with a higher interest

Enjoy 1.50% interest a year when you deposit a minimum of S$50,000 in fresh funds into an eligible savings account and maintain the deposit for 5 months (153 days) without making any withdrawals. Promotion valid till 31 May 2026.

T&Cs apply. Insured up to S$100k by SDIC.

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all accounts

Day-To-Day Banking

360 Account

Earn up to 4.45% a year when you credit your salary, save, spend, invest and insure with us.

OCBC FRANK Account

An account for youths between 16 to 26. No initial deposit or minimum balance required.

Savings

Bonus+ Savings Account

Earn up to 1.40% a year when you save and do not make any withdrawals.

Monthly Savings Account

Save monthly and earn higher interest.

Foreign Currency

USD Current Account

A USD account with chequing facilities.

Global Savings Account

An account that allows you to save in 10 major currencies (AUD, CAD, CNH, CHF, EUR, GBP, NZD, USD, JPY and HKD).

Youth and Children’s Accounts

OCBC MyOwn Account

A first-of-its-kind savings account for kids aged 7 to 15, the OCBC MyOwn Account lets your child manage their own money while you stay in control.

Child Development Account (CDA)

A savings account for your newborn. The government will match dollar for dollar, the amount you save, up to a certain limit.

Mighty Savers^® Account

Teach your child the importance of saving and earn up to 0.30% a year.

Time Deposit

Secure higher returns with fixed tenures of up to 36 months for Singapore dollars and 10 major foreign currencies.

Other Accounts

Passbook Savings Account

A savings account that comes with a passbook.

Statement Savings Account

An account that comes with monthly statements.

Investment Accounts

CPF Investment Account

Invest in your future. Get more out of your retirement savings when you invest in your CPF Ordinary Account funds with us.

Supplementary Retirement Scheme (SRS) Account

Enjoy tax savings while saving up for a comfortable retirement.

Accounts For Foreigners

Singapore Bank Account

An account for individuals relocating to Singapore that can be opened remotely*.

*Individuals above 18 years old who hold e-passports from Hong Kong, Malaysia, Indonesia or mainland China

Deposit Insurance Scheme

Consumer guides download
from SDIC’s website

winner announcement

Congratulations to our 400 lucky winners!

Mandai Rainforest Resort Lucky Draw Winners Announcement

We’re delighted to announce the winners of the 360 Account and OCBC MyOwn Account November 2025 Lucky Draw, which ran from 1 November to 31 December 2025. Each winner will enjoy a 2-day, 1-night stay at Mandai Rainforest Resort by Banyan Tree.

We will be reaching out to all winners via SMS with the prize redemption details.

View list of winners

Account Highlights

Enjoy these services with your accounts

Opening an account with us is just the start. Make the most of your banking with our conveniently located branches, 24-hour ATMs and online banking services that let you access your account anytime, anywhere.

Easy accessibility with 33 branches and 10 Sunday banking branches

Visit any of our 33 branches located conveniently islandwide, with 10 open every day from 11am to 6pm on weekdays and 11am to 4.30pm on weekends (excluding public holidays).

Over 1,000 ATMs

Get cash at all OCBC and UOB ATMs, Sheng Siong supermarkets, participating 7-Eleven stores and NETS merchants.

Online Banking

From paying bills to transferring money, make any transaction you need, whenever you want.

Important notices

Deposit Insurance Scheme

Foreign Currency DepositsForeign currency deposits are subject to exchange rate fluctuations that may provide opportunities and risks. Earnings on foreign currency deposits would be dependent on the exchanges rates prevalent at the time of their maturity if any conversion takes place. Exchange controls may be applicable from time to time to certain foreign currencies. You should therefore determine whether any foreign currency deposit is suitable for you in the light of your investment objectives, financial means and risk profile. Any pre-termination costs will be deducted from your deposit.

Awards

Best Retail Bank Singapore & SEA

The Digital Banker
2024

Best & Most Innovative Retail Bank Singapore

Global Banking & Finance Review
2024

Best Digital Bank Singapore

Euromoney
2024