Financing solutions for your everyday business needs
SME Working Capital Loan
Enhanced support for SMEs to access working capital of up to $300,000.
- Collateral-free^ business loan for SMEs
- Offered under the Enterprise Financing Scheme
- Apply for your loan safely online. No physical contact needed
Short-term Financing
Turn your business invoices into cash
- Get paid faster
- Improve cash flow
- Pay interest only for the amount you use
SME Sustainable Financing
Committed in helping SMEs do well and do good.
- Increased accessibility to sustainable financing for SMEs
- Lesser time, complexity and costs with a straightforward framework to guide SMEs in achieving sustainable goals
- Supports SMEs to build brand value and image
Business First Loan
For start-ups, receive a quick and hassle-free micro loan of up to S$100,000.
- Easy to qualify, your business just needs to be 6 months old
- No paperwork needed
- Borrow up to $100,000 over 4 years, no collateral needed*
Business Term Loan
For daily operations or business expansion
- No collateral required
- Borrow up to S$400,000
- Instant loan approval status
Enterprise Financing Scheme - Green
For enablers of the green economy
- Receive support from Enterprise Singapore
- Build new capabilities, tap new markets and differentiate your products and services
- Scale up your investment in the green economy
SME Overseas Loan
Customised funding solutions for your overseas business needs.
- Collateral-free loan designed for overseas use
- Fulfil cashflow requirements for overseas operation
- Meet working capital needs for overseas expansion
OCBC Contract Financing
Customised funding designed to help you fulfil your contract needs.
- One stop solution for your contracts' financing needs
- Customised financing to see you through your contracts
- Dedicated contract financing specialist to serve you
Business Venture Loan
For innovative high-growth businesses, access venture debt financing of up to S$8,000,000.
- Up to S$8 million
- Tenure of up to 5 years
No endownment plan for this option
Try a different goal or time period.
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*Terms and conditions apply. OCBC bank requires guarantor(s) to support the loan.