Financing solutions for your everyday business needs

Business Term Loan

For daily operations or business expansion

  • No collateral required
  • Borrow up to S$700,000
  • Apply online via Singpass
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Business First Loan

For start-ups, receive a quick and hassle-free micro loan of up to S$100,000.

  • Easy to qualify, your business just needs to be 6 months old
  • No paperwork needed
  • Borrow up to $100,000 over 4 years, no collateral needed*
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Short-term Financing

Turn your business invoices into cash

  • Get paid faster
  • Improve cash flow
  • Pay interest only for the amount you use
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SME Sustainable Financing

Committed in helping SMEs do well and do good.

  • Increased accessibility to sustainable financing for SMEs
  • Lesser time, complexity and costs with a straightforward framework to guide SMEs in achieving sustainable goals
  • Supports SMEs to build brand value and image
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SME Working Capital Loan

Enhanced support for SMEs to access working capital of up to $500,000.

  • Collateral-free^ business loan for SMEs
  • Offered under the Enterprise Financing Scheme
  • Apply for your loan safely online. No physical contact needed
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Solar Financing

Unlock the value of your rooftop space

  • Build solar energy capabilities at zero capital costs
  • Enjoy greater savings on your electricity bills
  • Installation and maintenance of solar panels fully handled by solar providers
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Enterprise Financing Scheme - Green

For enablers of the green economy

  • Receive support from Enterprise Singapore
  • Build new capabilities, tap new markets and differentiate your products and services
  • Scale up your investment in the green economy
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Enterprise Financing Scheme - Merger and Acquisition

For acquiring a local or an overseas business

  • Borrow up to S$2 million
  • Available to SMEs across industries
  • Consolidate, diversify or globalise your business operations
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SME Overseas Loan

Customised funding solutions for your overseas business needs.

  • Collateral-free loan designed for overseas use
  • Fulfil cashflow requirements for overseas operation
  • Meet working capital needs for overseas expansion
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OCBC Contract Financing

Customised funding designed to help you fulfil your contract needs.

  • One stop solution for your contracts' financing needs
  • Customised financing to see you through your contracts
  • Dedicated contract financing specialist to serve you
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Business Venture Loan

For innovative high-growth businesses, access venture debt financing of up to S$8,000,000.

  • Up to S$8 million
  • Tenure of up to 5 years
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No endownment plan for this option

Try a different goal or time period.

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*Terms and conditions apply. OCBC bank requires guarantor(s) to support the loan.