Find the best business loan that meets your needs
Working capital loan for your everyday business operations
Business Term Loan
Finance daily operations or business expansion at a lower cost
- Borrow up to S$700,000 with no early repayment fees
- Apply online via Singpass
Business First Loan
For startups, receive quick and hassle-free financing of up to S$100,000
- Easy to qualify, your business just needs to be 6 months old
- Borrow up to S$100,000 over 5 years, no collateral needed
Short-term Financing
Turn your business invoices into cash
- Get paid faster
- Improve cash flow
- Pay interest only for the amount you use
Revolving Term Loan
Have ready cash on standby and pay only for what you use
- Low effective interest rate of 8.88% p.a.
- Maximum limit of up to S$200,000
- Flexible drawdown and no early repayment fees
SME Sustainable Financing
Committed in helping SMEs do well and do good.
- Increased accessibility to sustainable financing for SMEs
- Lesser time, complexity and costs with a straightforward framework to guide SMEs in achieving sustainable goals
- Supports SMEs to build brand value and image
SME Working Capital Loan
Enhanced government support for SMEs to access working capital at a lower cost
- Government-assisted loan that lets you borrow up to S$500,000 with no early repayment fees
- Apply online with Singpass - no physical meeting needed
Solar Financing
Unlock the value of your rooftop space
- Build solar energy capabilities at zero capital costs
- Enjoy greater savings on your electricity bills
- Installation and maintenance of solar panels fully handled by solar providers
Enterprise Financing Scheme - Green
For enablers of the green economy
- Receive support from Enterprise Singapore
- Build new capabilities, tap new markets and differentiate your products and services
- Scale up your investment in the green economy
Enterprise Financing Scheme - Merger and Acquisition
For acquiring a local or an overseas business
- Borrow up to S$2 million
- Available to SMEs across industries
- Consolidate, diversify or globalise your business operations
SME Overseas Loan
Customised funding solutions for your overseas business needs.
- Collateral-free loan designed for overseas use
- Fulfil cashflow requirements for overseas operation
- Meet working capital needs for overseas expansion
OCBC Contract Financing
Customised funding designed to help you fulfil your contract needs.
- One stop solution for your contracts' financing needs
- Customised financing to see you through your contracts
- Dedicated contract financing specialist to serve you
Business Venture Loan
For innovative high-growth businesses, access venture debt financing of up to S$8,000,000.
- Up to S$8 million
- Tenure of up to 5 years
No endownment plan for this option
Try a different goal or time period.
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*Terms and conditions apply. OCBC bank requires guarantor(s) to support the loan.