SME Working Capital Business Loans | OCBC Business Banking SG

Financing solutions for your everyday business needs

Temporary Bridging Loan

For SMEs, enjoy preferential government-assisted funding as announced in Budget 2020.

  • Low interest rates at 2.5%
  • Easy online application and approval
  • No collateral* required
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SME Sustainable Financing

Committed in helping SMEs do well and do good.

  • Increased accessibility to sustainable financing for SMEs
  • Lesser time, complexity and costs with a straightforward framework to guide SMEs in achieving sustainable goals
  • Supports SMEs to build brand value and image
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SME Working Capital Loan

Enhanced support for SMEs to access working capital of up to $1,000,000 as announced in Budget 2020.

  • Collateral-free* business loan for SMEs
  • Offered under the Enterprise Financing Scheme, enhanced in 2020
  • Apply for your loan safely online. No physical contact needed
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Business First Loan

For start-ups, receive a quick and hassle-free micro loan of up to S$100,000.

  • Easy to qualify, your business just needs to be 6 months old
  • No paperwork needed
  • Borrow up to $100,000 over 4 years, no collateral needed*
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SME Overseas Loan

Customised funding solutions for your overseas business needs.

  • Collateral-free loan designed for overseas use
  • Fulfil cashflow requirements for overseas operation
  • Meet working capital needs for overseas expansion
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OCBC Contract Financing

Customised funding designed to help you fulfil your contract needs.

  • One stop solution for your contracts' financing needs
  • Customised financing to see you through your contracts
  • Dedicated contract financing specialist to serve you
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Business Venture Loan

For innovative high-growth businesses, access venture debt financing of up to S$5,000,000.

  • Up to S$5 million
  • Tenure of up to 5 years
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No endownment plan for this option

Try a different goal or time period.

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*Terms and conditions apply. OCBC bank requires guarantor(s) to support the loan.