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Enterprise Financing Scheme - Merger & Acquisition

Enterprise Financing Scheme – Merger and Acquisition

Your business is never too small for a merger or an acquisition

Why you will love this

A government-assisted scheme for SMEs

Finance the acquisition of local or overseas companies

Receive up to S$2 million in financing with a flexible repayment period of up to 5 years

Apply online

SMEs, now you can leverage a government-assisted loan of up to S$2 million to drive business growth through acquiring a local* or an overseas business

WHAT DOES MERGER AND ACQUISITION (M&A) MEAN FOR SMES?

M&As are not reserved for larger corporations – they apply to businesses regardless of size. SMEs can take advantage of M&As as a strategic tool to grow and expand by gaining economies of scale and acquire market share and capabilities to seize business opportunities.

At OCBC, we have extensive expertise in helping enterprises participate in M&A activities. So you never have to compromise on value or timing, we seek to address key challenges such as identifying and acquiring the right companies, paying the right amount and unlocking value from the newly combined entity through post-M&A integration. Whether you are thinking of consolidating, diversifying or globalising your business operations, our solutions can help SMEs like yours through every milestone in your M&A journey.

WHY SHOULD SMES PARTICIPATE IN M&AS?

How SMEs can benefit from mergers & acquisitions

Leverage synergies to increase revenue

Consolidate overlapping operations and resources to improve efficiency and enjoy economies of scale.

Increase market share and client base

Expand your market coverage and presence by taking over businesses in similar industries, while increasing your client base.

Fill gaps in current offerings

Consolidate resources and investments to develop new or innovative products at scale.

Take control of the value chain

Expand your business horizontally or vertically by leveraging existing business models, capabilities, talent and intellectual property.

What to consider before an M&A

If you are considering a horizontal or vertical expansion for your business, or are interested in growing your business exponentially through a strategic M&A deal, here are a few questions to bear in mind:

What is your business objective with the M&A deal? Are you setting out to add new products, enhance processes or upgrade technology, enter new markets, expand your market base or get ahead of your competition?
To improve revenue and your bottom line, does the deal aim to reduce operational cost, enhance productivity or increase efficiency?
What are the cash considerations and financing requirements?
What is the time frame for the deal to be completed?

Regardless of the size of your business, M&A deals can be complex and challenging. Let us support your business in its scaling up with the right financing.

M&A Financing for your industry

No matter which industry your business is operating in – from healthcare to education and more – we are here to support you through every milestone in your M&A journey.

Contact us

Before you apply

Eligibility requirements

Business registration

The company must be locally incorporated for at least 15 months

Business ownership

At least 30% local equity held by Singaporean(s) / PR

Turnover

The company's turnover must be less than or equal to S$20 million

Terms and conditions

*The loan can be for acquiring or merging with a local company between 1 April 2022 and 31 March 2026.