#BeAProAgainstCons with OCBC's security measures and anti-scam tips
The ‘Manage your overseas card usage’ feature lets you choose if your card(s) can be used for ATM cash withdrawals or card payments while you are abroad, enabling you to take charge of your overseas spending.
For your security, you are required to inform us if you wish to use your OCBC ATM, debit or credit card(s) for ATM cash withdrawals and/or payments using the magnetic stripe (magstripe) feature while overseas. You can do so via OCBC Internet/Phone Banking, the OCBC Digital app or SMS; or at an OCBC Bank branch.
Protects you against criminals
Deactivating overseas usage for your card(s) is an extra form of protection against scammers and other criminals who may try to use your card(s) (or cloned copies) abroad, should your card(s) or card details accidentally fall into the wrong hands.
Prevents unauthorised withdrawals
Once you activate your debit card for overseas ATM cash withdrawal (or your credit card, if it has been tagged to your current or savings account), we will, by default*, send you an SMS every time more than S$1 is withdrawn. This ensures no withdrawals can take place without your knowledge.
Provides alerts when purchases are made with your card(s)
When you activate your card(s) for overseas purchase or cash advance, we will, by default*, send you an SMS every time a purchase above the pre-set threshold amount is made using your card(s). This gives you more visibility on overseas transactions made using your card(s), allowing you to spot early if your card(s) or card details have been misused.
*You may change your SMS notification settings via OCBC Internet and the OCBC Digital app, including lowering your threshold limits for transaction alerts, to suit your preferences.
- Only enable the feature(s) – overseas ATM withdrawals and/or overseas payments (via magstripe) – that you need
- To prevent unauthorised use, deactivate overseas use for your card(s) once you return to Singapore
You can activate or deactivate overseas use for your card(s) via:
- OCBC Internet Banking and the OCBC Digital app (immediate activation or deactivation)
- SMS (immediate activation or deactivation)
- Mail-in forms (activation or deactivate will take up to 7 working days)
You can activate or deactivate the overseas purchase feature (magstripe) via: