OCBC Student Loans | Overseas & Singapore Study Loans

Invest in your tomorrow with student loans

OCBC Education Loan

For students studying at a local private or overseas institution

Interest rate of as low as 4.5% per annum (EIR of 5.17% per annum*)

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OCBC Education Loan

For students studying at a local private or overseas institution

Interest rate of as low as 4.5% per annum (EIR of 5.17% per annum*)

Learn more

Tuition Fee Loan

For students studying at a local public university (NTU, NUS, NIE or SMU)

0% interest and and no repayments to be made while studying

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Tuition Fee Loan

For students studying at a local public university (NTU, NUS, NIE or SMU)

0% interest and and no repayments to be made while studying

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Study Loan

For students studying at NUS and SMU who wish to supplement their Tuition Fee Loan

Funding for up to 20% of your MOE-subsidised tuition fee and/or a living allowance of up to S$3,600 each year

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Study Loan

For students studying at NUS and SMU who wish to supplement their Tuition Fee Loan

Funding for up to 20% of your MOE-subsidised tuition fee and/or a living allowance of up to S$3,600 each year

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Overseas Student Programme Loan

For students studying at a local public university (NUS, NTU, NIE or SMU)

Repayment period of up to 5 years, with interest charges commencing only upon graduation

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Overseas Student Programme Loan

For students studying at a local public university (NUS, NTU, NIE or SMU)

Repayment period of up to 5 years, with interest charges commencing only upon graduation

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Additional details

*The Effective Interest Rate (EIR) has been calculated based on a 2-year course of study, a repayment period of 8 years and the Standard Repayment Method (shown below). The EIR includes an interest rate of 4.5% per annum – calculated on a monthly rest basis – and a processing fee of 2.5% of the approved loan amount.

All figures, calculations and computations are for illustration purposes only. The actual figures (i.e. loan amounts, repayment periods and interest rates) may differ.

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