Loans for all occasions

LATEST UPDATE
Special Financial Relief Programme for Unsecured Credit Customers

Apply to convert your high-interest outstanding balances on your existing unsecured facilities (including credit cards and personal loans) into a lower cost term loan of up to 5 years, hence lowering your debt burden.

This option is available to customers who have suffered a loss of 25% or more of their monthly income after 1 February 2020 and are at risk of incurring substantial arrears.

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All personal loans

Cash-on-Instalments

Convert the available limit on your credit line or credit card into fixed instalments

  • Repay with fixed instalments over 12 to 60 months
  • Interest rates from as low as 4.70% per annum (EIR 9.06% per annum)

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Cash-on-Instalments

Convert the available limit on your credit line or credit card into fixed instalments

  • Repay with fixed instalments over 12 to 60 months
  • Interest rates from as low as 4.70% per annum (EIR 9.06% per annum)

Learn more

ExtraCash Loan

An affordable instalment loan for your one-time borrowing needs

  • Get up to 6 times your monthly income
  • Fixed repayments over 12 to 60 months
  • Instant approval and disbursement when you apply via Myinfo

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ExtraCash Loan

An affordable instalment loan for your one-time borrowing needs

  • Get up to 6 times your monthly income
  • Fixed repayments over 12 to 60 months
  • Instant approval and disbursement when you apply via Myinfo

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EasiCredit

A line of credit for standby cash when you need it

  • Take as long as you need to repay
  • Easy access to cash via ATM, cheque and Online or Mobile Banking

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EasiCredit

A line of credit for standby cash when you need it

  • Take as long as you need to repay
  • Easy access to cash via ATM, cheque and Online or Mobile Banking

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Balance Transfer

Convert the available limit on your credit line or credit card into interest-free cash

  • Loan tenure of 3 to 12 months
  • Enjoy 0% interest with one-time processing fee as low as 1.80% (EIR 7.22% per annum)
  • Low minimum monthly repayment of S$50 or 3% of outstanding balance

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Balance Transfer

Convert the available limit on your credit line or credit card into interest-free cash

  • Loan tenure of 3 to 12 months
  • Enjoy 0% interest with one-time processing fee as low as 1.80% (EIR 7.22% per annum)
  • Low minimum monthly repayment of S$50 or 3% of outstanding balance

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Debt Consolidation Plan

Consolidate your outstanding credit card and personal loans across multiple financial institutes into one fixed monthly repayment with OCBC

  • Choose a repayment plan from 36 to 96 months
  • No processing fee
  • Receive a complimentary DCP card with no annual fee charged

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Debt Consolidation Plan

Consolidate your outstanding credit card and personal loans across multiple financial institutes into one fixed monthly repayment with OCBC

  • Choose a repayment plan from 36 to 96 months
  • No processing fee
  • Receive a complimentary DCP card with no annual fee charged

Learn more

Secured Overdraft

Interest is charged only on amount used

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Secured Overdraft

Interest is charged only on amount used

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Exclusive Online Promotion

Receive cashback when you apply for Balance Transfer or Cash-on-Instalments online. Valid till 31 December 2021.