Personal Loans for all occasions

LATEST UPDATE
Special Financial Relief Programme for Unsecured Credit Customers

Apply to convert your high-interest outstanding balances on your existing unsecured facilities (including credit cards and personal loans) into a lower cost term loan of up to 5 years, hence lowering your debt burden.

This option is available to customers who have suffered a loss of 25% or more of their monthly income after 1 February 2020 and are at risk of incurring substantial arrears.

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All personal loans

Cash-on-Instalments

Convert the available limit on your credit line or credit card into fixed instalments

  • Repay with fixed instalments over 12 to 60 months
  • Interest rates from as low as 3.50% per annum (EIR 6.96% per annum)

Learn more

Cash-on-Instalments

Convert the available limit on your credit line or credit card into fixed instalments

  • Repay with fixed instalments over 12 to 60 months
  • Interest rates from as low as 3.50% per annum (EIR 6.96% per annum)

Learn more

ExtraCash Loan

An affordable instalment personal loan for your one-time borrowing needs

  • Get up to 6 times your monthly income
  • Fixed repayments over 12 to 60 months
  • Instant approval and disbursement when you apply via Myinfo

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ExtraCash Loan

An affordable instalment personal loan for your one-time borrowing needs

  • Get up to 6 times your monthly income
  • Fixed repayments over 12 to 60 months
  • Instant approval and disbursement when you apply via Myinfo

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EasiCredit

A line of credit for standby cash when you need it

  • Flexible repayment — pay what you can, when you can
  • Easy access to cash via ATM, cheque, Internet Banking or Mobile Banking

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EasiCredit

A line of credit for standby cash when you need it

  • Flexible repayment — pay what you can, when you can
  • Easy access to cash via ATM, cheque, Internet Banking or Mobile Banking

Learn more

Balance Transfer

Convert the available limit on your credit line or credit card into cash with zero-interest rate

  • Enjoy 0% interest with one-time processing fee as low as 1.80% (EIR 7.38% per annum)
  • Low minimum monthly repayment of S$50 or 3% of outstanding balance

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Balance Transfer

Convert the available limit on your credit line or credit card into cash with zero-interest rate

  • Enjoy 0% interest with one-time processing fee as low as 1.80% (EIR 7.38% per annum)
  • Low minimum monthly repayment of S$50 or 3% of outstanding balance

Learn more

Debt Consolidation Plan

Consolidate your outstanding credit card and personal loans across multiple financial institutes into one fixed monthly repayment with OCBC

  • Choose a repayment plan from 36 to 96 months
  • No processing fee
  • Receive a complimentary DCP card with no annual fee charged

Debt Consolidation Plan

Consolidate your outstanding credit card and personal loans across multiple financial institutes into one fixed monthly repayment with OCBC

  • Choose a repayment plan from 36 to 96 months
  • No processing fee
  • Receive a complimentary DCP card with no annual fee charged

Secured Overdraft

Interest is charged only on amount used

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Secured Overdraft

Interest is charged only on amount used

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Exclusive Online Promotion

Receive cashback when you apply for Balance Transfer or Cash-on-Instalments online.
Valid till 31 October 2022.

Terms and conditions, fees and charges apply.