Find the best personal loan for every need
Apply for an OCBC Credit Card or EasiCredit to get started:
OCBC Credit Cards
Find the best credit cards for your needs – from cashback to miles and rewards.
Find out moreFind the best credit cards for your needs – from cashback to miles and rewards.
Find out more
OCBC EasiCredit
A standby line of credit that lets you repay flexibly.
Find out moreA standby line of credit that lets you repay flexibly.
Find out moreDebt Consolidation Plan
Consolidate your outstanding credit card and personal loans across multiple financial institutions into one fixed monthly repayment with OCBC.
Read moreSpecial Financial Relief Programme for Unsecured Credit Customers
Application for the Special Financial Relief Programme (SFRP) is now closed.
Read more
Instalment repayment modes
Fixed monthly repayment
Pay a fixed sum every month over your repayment period.
Flexible monthly repayment
Repay flexibly from as low as 3% of the outstanding balance or S$50 every month, whichever is higher.
Loan tenure
Short-term
For tenure up to 1 year.
Long-term
For tenure from 1 to 5 years.