Find the best personal loan for every need

All personal loans

Cash-on-Instalments

Convert the available limit on your credit line or credit card into fixed instalments

  • Up to 2.3% unlimited cashback when you apply online
  • Repay with fixed instalments over 12 to 60 months
  • Interest rates from as low as 3.80% per annum (EIR from 7.49% per annum)

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Cash-on-Instalments

Convert the available limit on your credit line or credit card into fixed instalments

  • Up to 2.3% unlimited cashback when you apply online
  • Repay with fixed instalments over 12 to 60 months
  • Interest rates from as low as 3.80% per annum (EIR from 7.49% per annum)

Learn more

ExtraCash Loan

An affordable instalment personal loan for your one-time borrowing needs

  • Get up to 6 times your monthly income
  • Fixed repayments over 12 to 60 months
  • Instant approval and disbursement when you apply via Myinfo

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ExtraCash Loan

An affordable instalment personal loan for your one-time borrowing needs

  • Get up to 6 times your monthly income
  • Fixed repayments over 12 to 60 months
  • Instant approval and disbursement when you apply via Myinfo

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EasiCredit

A line of credit for standby cash when you need it

  • Flexible repayment — pay what you can, when you can
  • Easy access to cash via ATM, cheque, Internet Banking or Mobile Banking

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EasiCredit

A line of credit for standby cash when you need it

  • Flexible repayment — pay what you can, when you can
  • Easy access to cash via ATM, cheque, Internet Banking or Mobile Banking

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Balance Transfer

Convert the available limit on your credit line or credit card into cash with zero-interest rate

  • Receive $18 cashback if you are new to OCBC Balance Transfer!
  • Enjoy 0% interest with one-time processing fee as low as 1.80% (EIR 7.38% per annum)
  • Low minimum monthly repayment of $50 or 3% of outstanding balance

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Balance Transfer

Convert the available limit on your credit line or credit card into cash with zero-interest rate

  • Receive $18 cashback if you are new to OCBC Balance Transfer!
  • Enjoy 0% interest with one-time processing fee as low as 1.80% (EIR 7.38% per annum)
  • Low minimum monthly repayment of $50 or 3% of outstanding balance

Learn more

Debt Consolidation Plan

Consolidate your outstanding credit card and personal loans across multiple financial institutes into one fixed monthly repayment with OCBC

  • Choose a repayment plan from 36 to 96 months
  • No processing fee
  • Receive a complimentary DCP card with no annual fee charged

Debt Consolidation Plan

Consolidate your outstanding credit card and personal loans across multiple financial institutes into one fixed monthly repayment with OCBC

  • Choose a repayment plan from 36 to 96 months
  • No processing fee
  • Receive a complimentary DCP card with no annual fee charged
UPDATEs
Special Financial Relief Programme for Unsecured Credit Customers

Application for the Special Financial Relief Programme (SFRP) is now closed.

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