- Promotional 1M Compounded SORA pricing package
- Enjoy a one-time S$88 bill rebate when you sign up for Senoko’s LifeGreen24 plan
Terms and conditions apply.
Maximise your savings with double bonus interest across all categories for the first 6 months! Simply open a OCBC 360 Account before 31 July 2022 to enjoy this offer.
Terms and conditions apply.
Insured up to S$75K by SDIC.
Estimate how much your affordability, valuation and rental yield in one single calculator.
Invest and protect with a regular premium investment-linked insurance plan.
Trade around the world with access to 29 global exchanges and diversify with Futures and Leveraged FX.
You can open an OCBC Securities account at any OCBC Bank branch.
Invest steadily with monthly investments from just US$100.
Choose from 37 portfolios conveniently on your OCBC Mobile Banking app.
Choose from a range of pricing packages with support from a dedicated mortgage specialist
Simple and secure online application, with 60-minute approval
Opt for Eco-Care Home Loan for more savings
Singaporean, Singapore PR or foreigner above 21 years old
Loan amount must be at least S$200,000 for HDB flat or S$300,000 for Singapore private home
Complete range of loan packages
Choose from our wide range of fixed and variable pricing packages to suit your needs. Borrow up to 75% of your property's valuation.
Fast, simple and secure loan application
Apply securely via Myinfo and get your home loan approved within 60 minutes.
Opt for our Eco-Care Home Loan
Be part of a greener Singapore with your sustainable home and enjoy significant savings.
Verify that your home will be energy efficient with the Tropical Home Energy Efficiency Assessment (THEEA) developed by the Building and Construction Authority (BCA). Complete it in just 2 minutes before applying for the OCBC Eco-Care Home Loan.
Terms and conditions apply.
Build SG
Build SG
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1M Compounded SORA |
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1M Compounded SORA | |
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Year 11M Compounded SORA + 0.98% |
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Year 21M Compounded SORA + 0.98% |
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Year 31M Compounded SORA + 1.00% |
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Thereafter1M Compounded SORA + 1.00% |
Step 1
Step 2
Step 3
Step 4
Use our OCBC OneAdvisor Affordability Calculator to find out how much you can borrow, based on your income, age and financial status.
Minimum age
21 years old
Minimum loan amount for Singapore private home
S$300,000
Minimum loan amount for HDB flat
S$200,000
or get us to call you for In-Principle Approval (IPA) or to find out more.
The illustration below is based on a 2 year fixed rate package.
Keep your loan amount in the first year. Prepayment fee of 1.5% will be charged if you pay down the loan in the first year.
Latest SIBOR can be found here.
Latest SIBOR can be found here.
Myinfo is a government service that enables Singaporean citizens and residents to manage the use of their verified personal data for online transactions.
Year 1: 1M COMPOUNDED SORA + 0.98%
Year 2: 1M COMPOUNDED SORA + 0.98%
Thereafter: 1M COMPOUNDED SORA + 1.40%
Electricity Plans | Contract Duration | Promo Code | Entitlement |
SUNSEAP-100 (Fixed Rate) | 24 months | OCBCECO80 | $80 Bill Rebate to be reflected on the 6th bill |
SUNSEAP-100 (Discount Off Tariff) | 24 months | OCBCECO80 | $80 Bill Rebate to be reflected on the 6th bill |
The energy rate applicable for these plans can be found on Sunseap's website at www.sunseap.com at point of sign-up.
You can now pre-fill your home loan application via Myinfo with a secure, enhanced and fully digital process from application to acceptance.
Get us to contact you
Simply fill up the form and we will get back to you within 2 working days.
The Singapore Overnight Rate Average (SORA) is the volume-weighted average rate of borrowing transactions in the unsecured overnight interbank SGD cash market in Singapore between 8.00 am and 6.15 pm.
The 1M Compounded SORA is published by MAS at 9:00 am on all business days in Singapore and is computed by compounding the published SORA rate over the historical 1-month period. Published by MAS since 5 August 2020.
If the 1M Compounded SORA is less than zero, zero will be applied.