- Promotional 1M Compounded SORA pricing package
- Stand to earn OCBC$ from your energy savings and redeem them on the STACK marketplace
Terms and conditions apply.
Maximise your savings with double bonus interest across all categories for the first 6 months! Simply open a OCBC 360 Account before 30 June 2022 to enjoy this offer.
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Insured up to S$75K by SDIC.
Estimate how much your affordability, valuation and rental yield in one single calculator.
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Choose from 37 portfolios conveniently on your OCBC Mobile Banking app.
Enjoy lower instalments when you switch your loan to OCBC
Choose from a comprehensive range of pricing packages
Opt for Eco-Care Home Loan for more savings
Singaporean, Singapore PR or foreigner above 21 years old
Those holding a minimum loan amount of S$200,000 for a HDB or S$300,000 for a private home
Lower monthly instalments
Enjoy interest savings when you refinance your current loan with a more attractive package.
Complete range of loan packages
Take advantage of wide range of pricing packages to suit your financing needs.
Opt for our Eco-Care Home Loan
Be part of a greener Singapore with your sustainable home and enjoy significant savings.
Verify that your home will be energy efficient with the Tropical Home Energy Efficiency Assessment (THEEA) developed by the Building and Construction Authority (BCA). Complete it in just 2 minutes before applying for the OCBC Eco-Care Home Loan.
Terms and conditions apply.
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OCBC 1Y fixed rate(For completed properties only) |
OCBC mortgage board rates |
1M Compounded SORA |
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OCBC 1Y fixed rate | OCBC mortgage board rates | 1M Compounded SORA | |||
|
|
|
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Year 11.65% (fixed) | Year 11.48% (Board + 0.68%) | Year 11M Compounded SORA + 1.20% |
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Year 21M Compounded SORA + 1.00% |
Year 21.68% (Board + 0.88%) | Year 21M Compounded SORA + 1.30% |
|||
Year 31M Compounded SORA + 1.20% |
Year 31.80% (Board + 1.00%) | Year 31M Compounded SORA + 1.40% |
|||
Thereafter1M Compounded SORA + 1.60% |
Year 41.80% (Board + 1.00%) | Thereafter1M Compounded SORA + 1.40% |
|||
Thereafter2.20% (Board + 1.40%) |
Step 1
Step 2
Step 3
Step 4
Use our OCBC OneAdvisor Affordability Calculator to find out how much you can borrow, based on your income, age, and financial status.
Receive cash to defray the cost of refinancing.
Minimum age
21 years old
Nationality
Singaporeans, Singapore PRs and foreigners
Minimum loan amount for SG private home loan
S$300,000
Minimum loan amount for HDB loan
S$200,000
1. Your online refinancing application may require 1 working day to process due to additional checks performed.
2. ABS Guide: The Association of Banks in Singapore and MoneySENSE guide, "What You Should Know About Housing Loans - Key Questions to Ask The Bank Taking a Housing Loan" is available and you are encouraged to read it before committing to a residential property loan.
or find out more by getting us to call you.
Get a cash reward of up to S$2,500 per loan Learn more
The Singapore Overnight Rate Average (SORA) is the volume-weighted average rate of borrowing transactions in the unsecured overnight interbank SGD cash market in Singapore between 8.00 am and 6.15 pm.
The 1M Compounded SORA is published by MAS at 9:00 am on all business days in Singapore and is computed by compounding the published SORA rate over the historical 1-month period. Published by MAS since 5 August 2020.
If the 1M Compounded SORA is less than zero, zero will be applied.
The Singapore Overnight Rate Average (SORA) is the volume-weighted average rate of borrowing transactions in the unsecured overnight interbank SGD cash market in Singapore between 8.00 am and 6.15 pm.
The 1M Compounded SORA is published by MAS at 9:00 am on all business days in Singapore and is computed by compounding the published SORA rate over the historical 1-month period. Published by MAS since 5 August 2020.
If the 1M Compounded SORA is less than zero, zero will be applied.
The illustration below is based on a 2 year fixed rate package.
Keep your loan amount in the first year. Prepayment fee of 1.5% will be charged if you pay down the loan in the first year.
Latest SIBOR can be found here.
Year 1: 1M COMPOUNDED SORA + 0.98%
Year 2: 1M COMPOUNDED SORA + 0.98%
Thereafter: 1M COMPOUNDED SORA + 1.40%
Electricity Plans | Contract Duration | Promo Code | Entitlement |
SUNSEAP-100 (Fixed Rate) | 24 months | OCBCECO80 | $80 Bill Rebate to be reflected on the 6th bill |
SUNSEAP-100 (Discount Off Tariff) | 24 months | OCBCECO80 | $80 Bill Rebate to be reflected on the 6th bill |
The energy rate applicable for these plans can be found on Sunseap's website at www.sunseap.com at point of sign-up.