MaxLife Multiplier

Start early for up to 3x coverage

Pay 15 years for a

lifetime of

Get covered for up to

3x the sum

Earlier you start,

higher the

MaxLife Multiplier along with its compulsory Critical Illness Protector Multiplier is a participating whole life insurance plan. It multiplies your protection coverage to give you the maximum protection during the prime of your life. The earlier you sign up, the higher the coverage you will enjoy.

  • Entry Age (Next Birthday)
  • 1-35
  • 36-45
  • 46-50
  • Multiplier Factor (times of Basic Sum Assured)
  • 3.0
  • 2.5
  • 2.0

Before 65 age next birthday

On or after 65 age next birthday

You will get…

The higher of

3x the basic sum assured, or

the basic sum assured plus projected accumulated bonuses

Basic sum assured plus projected accumulated bonuses

The multiplier benefit expires on the policy anniversary when the insured person reaches age 65 years old (age next birthday).

Accumulated bonuses depends on a projected investment rate of return of 4.75% p.a. As the bonus rates used for the benefits are not guaranteed, the actual benefits payable will vary according to the future experience of the Participating Fund

Here’s an example of how MaxLife Multiplier with its compulsory Critical Illness Protector Multiplier works.

Joy's profile:

  • 30 years old (age next birthday)
  • Mother and non-smoker
  • A basic sum assured of S$100,000

Joy is covered for:

  • 3x of S$100,000 sum assured until 65 years old (age next birthday)
  • S$100,000 sum assured plus the projected accumulated bonuses after 65 years old (age next birthday)
  • The non-guaranteed benefits are based on a projected investment rate of return of 4.75% p.a.
MaxLifeMultiplier Works

Want to know more about MaxLife Multiplier?

Get us to call you

Call us

(65)6722 2293

Operating hours are from 9am to 6pm, Monday to Friday (Excluding public holidays)


Important Notice

MaxLife Multiplier is provided by The Great Eastern Life Assurance Company Limited, a wholly owned subsidiary of Great Eastern Holdings Limited and a member of the OCBC Group. Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable, if any, may be less than the total premiums paid. It is usually detrimental to replace an existing accident and health plan with a new one. A penalty may be imposed for early plan termination and the new plan may cost more, or have less benefits at the same cost. The above is for general information only. It is not a contract or an offer to buy an insurance product or service. It is also not meant to provide any insurance or financial advice. This document does not take into account your particular investment and protection aims, financial situation or needs. You may wish to seek advice from a financial adviser before making a commitment to purchase a life policy. In the event you choose not to seek advice from a financial adviser, you should consider whether the life policy in question is suitable for you. The specific terms and conditions of the plan are set out in the policy documents. No representation or warranty whatsoever (including without limitation any representation or warranty as to accuracy, usefulness, adequacy, timeliness or completeness) in respect of any information (including without limitation any statement, figures, opinion, view or estimate) provided herein is given by OCBC Bank and it should not be relied upon as such. OCBC Bank does not undertake an obligation to update the information or to correct any inaccuracy that may become apparent at a later time. All information presented is subject to change without notice. OCBC Bank shall not be responsible or liable for any loss or damage whatsoever arising directly or indirectly howsoever in connection with or as a result of any person acting on any information provided herein.

Policy Owners’ Protection Scheme

This plan is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites ( or