Deposit Accounts Interest Rates

360 Account
FRANK Account
Bonus+ Savings Account
Monthly Savings Account
Mighty Savers® Account
Child Development Account
Premier Dividend+ Savings Account
Premier EasiSave
Premier Global Savings Account
Basic Banking
PLUS-Yield Plus Account
AL-Wadiah Savings Account
Global Savings Account
Singapore Dollars Time Deposit Account
Foreign Currency Time Deposit
  • 360 Account
    Interest Account balance Interest rate
    Base interest Entire account balance 0.05% a year
    Salary bonus interest Up to S$70,000 Up to 1.2% a year
    Save bonus interest Up to S$70,000 Up to 0.40% a year
    Wealth bonus interest Up to S$70,000 Up to 1.20% a year
    Grow bonus interest Up to S$70,000 0.80% a year

    For full details, please refer to OCBC 360 Account.

  • FRANK Account
    Account balance First S$25,000 Next S$25,000 Above S$50,000
    Interest rate 0.20% a year 0.30% a year 0.05% a year


    For full details, please refer to FRANK Account.

  • Bonus+ Savings Account
      Interest rate
    Base interest 0.05% a year*
    When you make no withdrawal in that month 0.30% a year*
    When you make no withdrawal and deposit a minimum of S$500 in that month 0.35% a year*

    *Applies to entire account balance

    For full details, please refer to Bonus+ Savings Account.

  • Monthly Savings Account
      Interest rate
    Base interest 0.05% a year*
    When you deposit a minimum of S$50 and make no withdrawal that month 0.05% a year*
    OCBC Child Development Account (CDA) holders get an exclusive CDA Advantage Bonus Interest
    (Not applicable to accounts opened from 2 May 2018 onwards)
    0.10% a year*

    *Applies to entire account balance

    For full details, please refer to Monthly Savings Account.

  • Mighty Savers® Account
      Interest rate
    Base interest 0.05% a year*
    When you deposit a minimum of S$50 and make no withdrawal that month 0.05% a year*
    OCBC Child Development Account (CDA) holders get an exclusive CDA Advantage Bonus Interest 0.10% a year*

    *Applies to entire account balance

    For full details, please refer to Mighty Savers® Account.

  • Child Development Account (CDA)
    Account balance First S$10,000 Next S$10,000 Above S$20,000
    Interest rate 0.6% a year 0.8% a year 2.0% a year

    For full details, please refer to Child Development Account (CDA).

  • Premier Dividend+ Savings Account
      Interest rate
    Base interest 0.05% a year*
    When you make no withdrawal in that month 0.35% a year*
    When you make no withdrawal and deposit a minimum of S$2,000 in that month 0.4% a year*

    *Applies to entire account balance

  • Premier EasiSave

    This includes Premier Statement Savings, Private Bank EasiSave, Private Bank Statement Savings, Premier Trade SGD Cash Account and EasiSave Gold Accounts.

    Account balance First S$300,000 Above S$300,000
    Interest rate 0.05% a year 0.08% a year

     

  • Premier Global Savings Account
    Account Balance Interest Rate (% a year)
      United
    States Dollar
    (USD)
    Australian
    Dollar (AUD)
    New Zealand
    Dollar (NZD)
    Chinese Yuan
    Offshore (CNH)
    First 100,000 0.02 0.02 0.02  
    Next 250,000 0.02 0.02 0.02  
    Next 650,000 0.04 0.04 0.04  
    Above 1,000,000 0.06 0.06 0.06  
    First 500,000       0.10
    Next 1,500,000       0.15
    Next 3,000,000       0.25
    Above 5,000,000       0.30

    Balances in EUR, GBP and HKD currently do not earn any interest.

    Existing accounts with JPY and CHF balances currently do not earn any interest.

  • Basic Banking

    This includes Moi, MultiSave, OCBC Savers, OCBC SmartSenior, OCBC WealthSavers, Passbook Savings, Passbook Savings (Debit Card), Passbook Trust, Savings (PAR), School Savings, Seniorate, SmartParent, SmartSavings, Special Savings (CPF), Statement Savings, Statement Savings (Debit Card), Statement Savings - Trust, Student EasiStart, Young Savers, EasiSave, and MoneyMax Accounts.

    Account balance Entire account balance
    Interest rate 0.05% a year
  • PLUS-Yield Plus Account
    Account balance First S$100,000 Next S$250,000 Next S$650,000 Above S$1,000,000
    Interest rate 0.05% a year 0.08% a year 0.10% a year 0.15% a year
  • AL-Wadiah Savings Account

    This includes AL-Wadiah Savings (Debit Card) Account.

    Account balance First S$350,000 Next S$650,000 Above S$1,000,000
    Hibah (Dividends) 0.05% a year 0.08% a year 0.10% a year
  • Global Savings Account
    Account Balance Interest Rate (% a year)
      United
    States Dollar
    (USD)
    Australian
    Dollar (AUD)
    New Zealand
    Dollar (NZD)
    Chinese Yuan
    Offshore (CNH)
    First 100,000 0.02 0.02 0.02  
    Next 250,000 0.02 0.02 0.02  
    Next 650,000 0.03 0.03 0.03  
    Above 1,000,000 0.04 0.04 0.04  
    First 500,000       0.10
    Next 1,500,000       0.15
    Next 3,000,000       0.20
    Above 5,000,000       0.25

    Existing accounts with JPY, GBP, CHF, EUR and HKD do not earn any interest.

    For full details, please refer to Global Savings Account.

  • Singapore Dollars Time Deposit Account

    View board rates

    For full details, please refer to Time Deposit.

  • Foreign Currency Time Deposit

    View board rates

    For full details, please refer to Time Deposit.

Terms and conditions

For the full terms and conditions of deposit accounts, please refer to the Terms and conditions governing Deposit Accounts. Individual product T&Cs apply.

Prime Lending Rate: 5% a year
All rates are for information only and are subject to change without prior notice.