Deposit Accounts Interest Rates

360 Account
FRANK Account
Bonus+ Savings Account
Monthly Savings Account
Mighty Savers® Account
Child Development Account
Premier Dividend+ Savings Account
Premier EasiSave
Premier Trade SGD Cash Account
Premier Global Savings Account
Basic Banking
AL-Wadiah Savings Account
EasiSave
EasiSave Gold
Global Savings Account
Singapore Dollars Time Deposit Account
Foreign Currency Time Deposit
  • 360 Account
    Interest Account balance Interest rate
    Base interest Entire account balance 0.05% a year
    Salary bonus interest Up to S$70,000 Up to 2.40% a year
    Credit Card Spend bonus interest Up to S$70,000 Up to 0.40% a year
    Save bonus interest Up to S$70,000 Up to 0.40% a year
    Wealth bonus interest Up to S$70,000 Up to 1.20% a year
    Grow bonus interest Up to S$70,000 0.80% a year

    For full details, please refer to OCBC 360 Account.

  • FRANK Account
    Account balance First S$25,000 Next S$25,000 Above S$50,000
    Interest rate 0.20% a year 0.30% a year 0.05% a year
  • Bonus+ Savings Account
      Interest rate
    Base interest 0.05% a year*
    When you make no withdrawal in that month 0.45% a year*
    When you make no withdrawal and deposit a minimum of S$500 in that month 0.50% a year*

    *Applies to entire account balance

  • Monthly Savings Account
      Interest rate
    Base interest 0.05% a year*
    When you deposit a minimum of S$50 and make no withdrawal that month 0.10% a year*
    OCBC Child Development Account (CDA) holders get an exclusive CDA Advantage Bonus Interest
    (Not applicable to accounts opened from 2 May 2018 onwards)
    0.15% a year*

    *Applies to entire account balance

  • Mighty Savers® Account
      Interest rate
    Base interest 0.05% a year*
    When you deposit a minimum of S$50 and make no withdrawal that month 0.10% a year*
    OCBC Child Development Account (CDA) holders get an exclusive CDA Advantage Bonus Interest 0.15% a year*

    *Applies to entire account balance

  • Child Development Account (CDA)
    Account balance First S$20,000 Above S$20,000
    Interest rate 1.00% a year 2.00% a year
  • Premier Dividend+ Savings Account
      Interest rate
    Base interest 0.05% a year*
    When you make no withdrawal in that month 0.50% a year*
    When you make no withdrawal and deposit a minimum of S$2,000 in that month 0.55% a year*

    *Applies to entire account balance

  • Premier EasiSave

    This includes Premier Statement Savings, Private Bank EasiSave and Private Bank Statement Savings account.

    Account balance First S$100,000 Next S$250,000 Next S$650,000 Above S$1,000,000
    Interest rate 0.05% a year 0.075% a year 0.125% a year 0.15% a year
  • Premier Trade SGD Cash Account
    Account balance Entire account balance
    Interest rate 0.15% a year
  • Premier Global Savings Account
    Account Balance Interest Rate (% a year)
      United
    States Dollar
    (USD)
    Australian
    Dollar (AUD)
    New Zealand
    Dollar (NZD)
    Chinese Yuan
    Offshore (CNH)
    First 100,000 0.02 0.03 0.03  
    Next 250,000 0.05 0.03 0.03  
    Next 650,000 0.08 0.08 0.08  
    Above 1,000,000 0.12 0.10 0.10  
    First 500,000       0.10
    Next 1,500,000       0.15
    Next 3,000,000       0.25
    Above 5,000,000       0.30

    Balances in EUR, GBP and HKD currently do not earn any interest.

    Existing accounts with JPY and CHF balances currently do not earn any interest.

  • Basic Banking

    This includes Moi, MultiSave, OCBC Savers, OCBC SmartSenior, OCBC WealthSavers, Passbook Savings, Passbook Savings (Debit Card), Passbook Trust, Savings (PAR), School Savings, Seniorate, SmartParent, SmartSavings, Special Savings (CPF), Statement Savings, Statement Savings (Debit Card), Statement Savings - Trust, Student EasiStart, Young Savers Account.

    Account balance First S$350,000 Next S$650,000 Above S$1,000,000
    Interest rate 0.05% a year 0.08% a year 0.10% a year
  • AL-Wadiah Savings Account

    This includes AL-Wadiah Savings (Debit Card) Account.

    Account balance First S$350,000 Next S$650,000 Above S$1,000,000
    Hibah (Dividends) 0.05% a year 0.08% a year 0.10% a year
  • EasiSave
    This includes MoneyMax, PLUS-Yield Plus Account.

    Account balance First S$100,000 Next S$250,000 Next S$650,000 Above S$1,000,000
    Interest rate 0.05% a year 0.08% a year 0.10% a year 0.15% a year
  • EasiSave Gold
    Account balance First S$100,000 Next S$900,000 Above S$1,000,000
    Interest rate 0.10% a year 0.20% a year 0.25% a year
  • Global Savings Account
    Account Balance Interest Rate (% a year)
      United
    States Dollar
    (USD)
    Australian
    Dollar (AUD)
    New Zealand
    Dollar (NZD)
    Chinese Yuan
    Offshore (CNH)
    First 100,000 0.02 0.03 0.03  
    Next 250,000 0.03 0.03 0.03  
    Next 650,000 0.05 0.05 0.05  
    Above 1,000,000 0.08 0.08 0.08  
    First 500,000       0.10
    Next 1,500,000       0.15
    Next 3,000,000       0.20
    Above 5,000,000       0.25

    Existing accounts with JPY, GBP, CHF, EUR and HKD do not earn any interest.

  • Singapore Dollars Time Deposit Account
  • Foreign Currency Time Deposit

Terms and conditions

For the full terms and conditions of deposit accounts, please refer to the Terms and conditions governing Deposit Accounts.

Prime Lending Rate: 5% a year
All rates are for information only and are subject to change without prior notice.