OCBC YES! Debit Card

The all-in-one debit card

Why you will love this

Enjoy 1% rebate on your daily Visa spend for selected categories

Withdraw cash worldwide

Who can apply

Singaporean, Singapore PR or foreigner at least 16 years old

 

Get S$15 cash rebate when you apply for OCBC YES! Debit Card Find out more

Features and benefits

1% rebate on your daily Visa spend

Earn 1% rebate across these merchants and categories with a minimum Visa spend of S$400 based on posted transactions in a calendar month.

1%

a month

Transport

  • Grab
  • Comfort and CityCab
  • Go-Jek
  • TADA

  • Grab
  • Comfort and CityCab
  • Go-Jek
  • TADA

1%

a month

Online

  • ZALORA
  • Lazada
  • ASOS
  • iHerb
  • Fairprice Online

  • ZALORA
  • Lazada
  • ASOS
  • iHerb
  • Fairprice Online

1%

a month

Convenience store

  • Cheers
  • 7-Eleven

  • Cheers
  • 7-Eleven

1%

a month

Fast food

  • McDonald’s
  • Subway
  • Burger King and more!

  • McDonald’s
  • Subway
  • Burger King and more!

Rebate for the Fast Food category is applicable to SGD spend at fast food establishments classified under Visa Merchant Category Code 5814, both online and in-store.

A debit card that suits your needs

Versatile, secure, and easy to use, OCBC YES! Debit Card ticks all the right boxes.

Healthcare perks
Get health and wellness deals with HealthPass

HealthPass by OCBC is the daily health app for you. Choose from over 150 general practitioners and specialists available for both telehealth and in-clinic visits, at flat consultation fees.

With a curated range of wellness services, including health screening, dental, TCM and more, taking care of your healthcare needs is now made simpler than ever.

Download HealthPass by OCBC

Promotion
Get S$15 cash rebate with your OCBC YES! Debit card!

Simply apply online for a OCBC YES! Debit Card in the month of April 2021 and make 3 card spend transactions by 31 May 2021 to receive S$15 rebate. Applicable to the first 1,500 eligible cardmembers in each month.

Apply now

In-app offers for cardmembers

Pre-departure COVID-19 test

Pre-departure COVID-19 test

  • Swab test at S$135
  • Swab + Serology test (for China travellers) at S$180

Prices are for OCBC Cardholders only. Use code at checkout: OCBC + First 6 digits of your OCBC YES! Debit Card

Terms and conditions apply.

Read more

S$14 flat GP video consultation

S$14 flat GP video consultation

Apply the code: OCBC + First 8 digits of your OCBC YES! Debit Card during payment checkout for a GP video consultation at S$14.

*Unlimited usage of promo code for cardholders.

Terms and conditions apply.

Read more

Do more with YES! Debit Card
before you apply

Eligibility requirements

Minimum age

16 years old

Annual income

No minimum annual income for Singaporeans, Singapore PRs and foreigners


Fees

Annual fee

S$0 (for new cards approved from 1 November 2012)

Replacement card fee

S$20

Overseas ATM cash withdrawal service charge

3% of the transaction amount, subject to min. S$5 and max. S$20 charge (no charge for withdrawal at OCBC ATMs overseas)

Fees for foreign currency transactions

3.25%

Currency conversion fee

2.80%

Other fees and charges



Ways to apply

Apply for the OCBC YES! Debit Card today

FAQs
Common questions
What is the difference between transaction date and posting date?

The cashback computation is based on the transactions posted within the calendar month.

Transaction date refers to the date when a purchase is made.

Posting date refers to the date the transaction is received by the card issuer, OCBC Bank. As merchants may make a settlement a few days after the transaction has been made, posting date may be a few days later than the transaction date. As such, the bank has no control over when merchant records the transaction.

1
For Singaporeans and Singapore PRs:

NRIC

For foreigners:

Passport
Employment Pass (EP); or S-Pass or Student Pass

Spend and be rewarded with cash!

Make 3 card transactions* by the month’s end and receive S$15 cash rebate!

The cash rebate will be credited to your account at the end of the next month.

*The eligible card spend transaction does not include payments or transactions relating to AXS Payments, NETS, Cash withdrawal, spend incurred on or in connection with any stored value and prepaid products, and any Foreign Currency Transaction Fee that is imposed by OCBC.

Terms and conditions apply.


Terms and Conditions