OCBC Plus! Visa Debit Card

Enjoy more savings on daily essentials

Important notice

Thank you for supporting the NTUC/OCBC Plus! partnership. The co-branded NTUC & OCBC PLUS! Credit and Debit Cards, NTUC-OCBC Starter account and PLUS! savings account will be phased out. These products will cease to function on 1 February 2023.

Important notice

Thank you for supporting the NTUC/OCBC Plus! partnership. The co-branded NTUC & OCBC PLUS! Credit and Debit Cards, NTUC-OCBC Starter account and PLUS! savings account will be phased out. These products will cease to function on 1 February 2023.

Existing customers will be receiving an alternative card/bank account from 7th September 2022, as long as your account remains in good standing.

We would like to assure all our customers that you can continue to use your NTUC and/or OCBC Plus! Credit and/or Debit card till 31st January 2023 or until you activate your alternative OCBC 365 Credit and/or Debit Card from OCBC, whichever is earlier.

For NTUC-OCBC Starter Account and/or Plus! Savings Account, your account will be switched to an OCBC account automatically from 1 Oct 2022. As there is no change to your banking account number, your existing GIRO arrangements remains unchanged. You can also continue to access your banking balances using your NTUC and/or OCBC Plus! Credit and/or Debit Card till 31st January 2023 or until you activate your alternative OCBC 365 Credit Card and/or Debit Card from OCBC.

For more information, please refer to the FAQs.

Additional information

Terms and conditions

Plus! Debit Cardmembers Agreement

OCBC Debit Cardmembers Agreement

Terms and conditions governing OCBC Deposit Accounts

Terms and conditions governing Plus! Deposit Accounts

Terms and conditions governing Electronic Banking Services

Terms and conditions governing NTUC Plus!/Plus! Visa Cards Rewards Programme

GIRO

Terms and conditions governing NTUC Plus!/Plus! Visa Cards Rewards Programme (with effect from 1 August 2021)

Terms and conditions governing OCBC Electronic Statements

Terms and conditions governing Automatic Standing Instruction

Insured Deposits Register

Important notices

Thank you for supporting the OCBC Plus! Partnership. It is with regret that we are informing you that the partnership is coming to an end by 31st December 2022. Due to the customer base of the OCBC Plus! Partnership, OCBC is migrating all customers from 10th August 2022 to 15th December 2022, where you will be receiving a replacement card / bank product.

We would like to assure all our customers that you can continue to use your NTUC and/or OCBC Plus! Credit and Debit card from 1st August 2022 to 31st December 2022 or until you activate your replacement OCBC Credit / Debit Card, whichever is earlier.

Further, to ensure continuity in earning / transferring your LinkPoints, please refer to the FAQs.

Plus! Visa Card is a banking product provided by Oversea-Chinese Banking Corporation Limited for Plus! U.

FAQs
Common questions
Do all transactions qualify for rebates on NTUC Plus!/Plus! Visa Cards and what are the transactions that have recently been excluded from NTUC Plus!/Plus! Visa Card Rewards Programme?

The following list of MCCs and merchant transactions will not be taken into account in the award and computation of cash rebates:

  • Bill payment made through the OCBC Internet Banking platform
  • Bill payment made through any AXS network
  • Instalment payment plans charged to your NTUC Plus! / Plus! Visa Credit Card
  • PayLite transactions charged to your NTUC Plus! / Plus! Visa Credit Card
  • Instalment payment for Cash-On-Instalments monthly repayments on your NTUC Plus! / Plus! Visa Credit Card
  • Visa transactions made at TransitLink General Ticketing Machines
  • Transactions which are categorized into the following MCC Codes listed within Clause 18 of the Terms and Conditions
  • The following MCCs and merchant transactions will be added to the list of exclusions for the NTUC Plus!/Plus! Visa Card Rewards Programme from 1 June 2020. You may refer to Terms and Conditions for the full list of excluded MCCs and merchant transactions.

MCC

Description

7349

Cleaning, maintenance and janitorial services

8062

Hospitals

(only Singapore Government Public Hospitals transactions are excluded)

4784

Tolls and Bridge Fees

5993

Cigars Stores and Stands
What is the difference between transaction date and posting date?

Transaction date refers to the date when a purchase is made.

Posting date refers to the date the transaction is received by the card issuer, OCBC Bank. Merchants may only post the transaction a couple of days after the actual transaction is made. Hence, a purchase made in a particular month may only be posted in the following month’s statement. OCBC Bank has no control over when the merchant posts the transaction.  

My Plus! Savings Account is dormant, how do I activate it?

Should you wish to reactivate the account remotely, you may do so via OCBC Internet Banking. Or you may choose to visit any OCBC branch to perform a simple over-the-counter transaction (e.g. a deposit or withdrawal of any amount).