OCBC Platinum Credit Card


Age 21 and above

Annual income:
S$30,000 and above for Singaporeans and Singapore PRs
S$45,000 and above for foreigners

How to apply

Fees & charges

Principal card: S$160.50 a year

Supplementary card: S$80.25 a year

No annual fees for the first 2 years

From 1 June 2017, the late payment charge for the OCBC Platinum Credit Card will be revised from S$80 to S$100.

The current interest rate is 26.88% per annum. This will be compounded if the monthly interest charges are not repaid in full.

To earn an annual fee waiver for your OCBC Platinum Credit Card, you must spend a minimum of at least S$10,000 in one year, starting from the month after your OCBC Platinum Credit Card was issued.

What counts towards the minimum amount you must spend:
Retail transactions, monthly Instalment Payment Plans and monthly PayLite instalments, so long as the amount is shown in your statement during the year.

What does not count towards the minimum amount you must spend:
Cash-On-Instalments, cash advances and bank charges and any refunded amounts.

From 10 March 2017, transactions made at TransitLink General Ticketing Machines with your OCBC Platinum Credit Card will not earn OCBC$. Please visit ocbc.com/rewards for the revised T&Cs Governing the OCBC$ Rewards Programme.

Exciting Platinum Card Promotions

Travel, unwind and save

Enjoy travel deals from Expedia and more

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Activities for family fun

Enjoy movie ticket discounts and more

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Dining deals for every occasion

Enjoy sumptuous deals at Paradise Group restaurants and more

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Health and wellness benefits

Enjoy discounts on beauty products online and more

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Current spotlights

Pizza Hut
  • Receive S$10 return voucher with any amount spent

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  • S$5 return voucher with any amount spent

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The Manhattan FISH MARKET
  • S$10 off à la carte bill with a min. of S$50 spent

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  • 15% off with a min. of S$50 spent

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  • 10% off* hotel bookings

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  • 10% off hotel bookings.

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Other benefits

Every dollar you charge to your card earns you 1 OCBC$

Accumulate OCBC$ to redeem rewards

View all OCBC card rewards

Discontinuation of 1% cashback on Medical and Insurance spend

With effect from 15th June 2015, the 1% cashback on Medical Expenses and Insurance Premiums on Great Eastern Life or Great Eastern General Insurance policies in Singapore will be discontinued.

You will be rewarded with 1 OCBC$ for every dollar spend on Medical and Insurance on your OCBC Platinum MasterCard.

How to Apply

Get your credit card in

5 simple steps


Terms and conditions
  • OCBC Cardmembers Agreement
  • OCBC$ Rewards
  • Termination of Travel Insurance

    Please note the following changes governing the use of your OCBC Credit Cards with effect from 1 July 2012

    Termination of OCBC Travel Insurance Programme

    The OCBC Travel Insurance Programme for OCBC Generic Visa Classic/MasterCard Standard, OCBC Generic Visa/MasterCard Gold, OCBC Titanium, OCBC Platinum, and OCBC Arts Platinum cards will be discontinued from 1 Jul 2012.

    For a worry-free holiday, get the comprehensive travel protection you need with Travel Insurance (Explorer).