OCBC Platinum Credit Card


Age 21 and above

Annual income:
S$30,000 and above for Singaporeans and Singapore PRs
S$45,000 and above for foreigners

How to apply

Fees & charges

Principal card: S$160.50 a year

Supplementary card: S$80.25 a year

No annual fees for the first 2 years

The effective interest rate is 25.92% per annum and is subject to compounding if the monthly charges are not repaid in full.

To earn an annual fee waiver for your OCBC Platinum Credit Card, you must meet the minimum spending of at least S$10,000 in one year, starting from the month in which your OCBC Platinum Credit Card was issued. Retail transactions, monthly Instalment Payment Plans and monthly PayLite instalments will all count towards the minimum spending required, so long as the amount is shown in your statement during the year and not refunded. However, Cash-On-Instalments, cash advances and bank charges or fees will not count.

From 10 March 2017, transactions made at TransitLink General Ticketing Machines with your OCBC Platinum Credit Card will not earn OCBC$. Please visit ocbc.com/rewards for the revised T&Cs Governing the OCBC$ Rewards Programme.

Exciting Platinum Card Promotions

Travel, unwind and save

Enjoy travel deals from Roomorama, Zuji and more

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Activities for family fun

Enjoy admission tickets to Gardens By The Bay and more

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Dining deals for every occasion

Enjoy sumptuous deals at Paradise Group restaurants, Marina Mandarin Singapore, Creative Eateries and more

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Health and wellness benefits

Enjoy complimentary Yoga session and discounts on beauty products online and more

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Current spotlights

Fairmont Singapore, Szechuan Court & Kitchen

15% off food bill

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House of Seafood

10% off total bill

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Carlton Hotel Singapore, Café Mosaic

1-for-1 buffet dinner

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Up to 8% off hotels

Book by 30 June 2017.
Travel by 30 September 2017.

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Bounce Singapore

  • 10% off general admission tickets
  • 10% off AfterDark Party tickets

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Gardens by the Bay, OCBC Skyway

One complimentary OCBC Skyway Child admission ticket when you purchase one OCBC Skyway Adult admission ticket (local residents only) [U.P.S$5]

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Other benefits

Every dollar you charge to your card earns you 1 OCBC$

Accumulate OCBC$ to redeem rewards

View all OCBC card rewards

Discontinuation of 1% cashback on Medical and Insurance spend

With effect from 15th June 2015, the 1% cashback on Medical Expenses and Insurance Premiums on Great Eastern (GE) or Overseas Assurance Corporation policies in Singapore will be discontinued.

You will be rewarded with 1 OCBC$ for every dollar spend on Medical and Insurance on your OCBC Platinum MasterCard.

How to Apply

Get your credit card in

5 simple steps


Terms and conditions
  • OCBC Cardmembers Agreement
  • OCBC$ Rewards
  • Termination of Travel Insurance

    Please note the following changes governing the use of your OCBC Credit Cards with effect from 1 July 2012

    Termination of OCBC Travel Insurance Programme

    The OCBC Travel Insurance Programme for OCBC Generic Visa Classic/MasterCard Standard, OCBC Generic Visa/MasterCard Gold, OCBC Titanium, OCBC Platinum, and OCBC Arts Platinum cards will be discontinued from 1 Jul 2012.

    For a worry-free holiday, get the comprehensive travel protection you need with TravelWise.