OCBC Platinum Credit Card


Age 21 and above

Annual income:
S$30,000 and above for Singaporeans and Singapore PRs
S$45,000 and above for foreigners

How to apply

Fees & charges

Principal card: S$160.50 a year

Supplementary card: S$80.25 a year

No annual fees for the first 2 years

The effective interest rate is 25.92% per annum and is subject to compounding if the monthly charges are not repaid in full.

Annual fee will be waived if you spend at least S$10,000 by each anniversary date of your OCBC Platinum Credit Card.

With effect from 19 September 2016, the OCBC Credit Cardmembers' Agreement will be revised, mainly to address changes to the Cashwise nomenclature, updates to the Cash Advance terms and other editorial amendments.
Please refer to http://www.ocbc.com/assets/pdf/cards/cm_agreement.pdf for the revised OCBC Credit Cardmembers' Agreement.

Exciting Platinum Card Promotions

Travel, unwind and save

Enjoy travel deals from Roomorama, Zuji and more

Read more


Activities for family fun

Enjoy admission tickets to Gardens By The Bay, Pororo Park and more

Read more

Dining deals for every occasion

Enjoy sumptuous deals at Paradise Group restaurants, Marina Mandarin Singapore, Creative Eateries and more

Read more

Health and wellness benefits

Enjoy complimentary Yoga session and discounts on beauty products online and more

Read more

Current spotlights

Cathay Cineplexes

Enjoy exclusive discount off tickets and popcorn combo sets

Read more

Pororo Park

Enjoy 15% off normal admission rates

Read more


Enjoy 10% off online purchases

Read more


Enjoy S$10 off min. S$50 spent

Read more


Book with Agoda.com and enjoy 5% off hotels in selected destinations

Read more


Book with Asiatravel and enjoy exclusive hotel deals

Read more

Other benefits

Every dollar you charge to your card earns you 1 OCBC$

Accumulate OCBC$ to redeem rewards

View all OCBC card rewards

Notifications on Ez-Link and TransitLink transactions

With effect from 1st July 2015, the awarding of OCBC$ on Ez-Link and TransitLink transactions is capped at a maximum of 200 OCBC$ in a calendar month.

Discontinuation of 1% cashback on Medical and Insurance spend

With effect from 15th June 2015, the 1% cashback on Medical Expenses and Insurance Premiums on Great Eastern (GE) or Overseas Assurance Corporation policies in Singapore will be discontinued.

You will be rewarded with 1 OCBC$ for every dollar spend on Medical and Insurance on your OCBC Platinum MasterCard.

How to Apply

Get your credit card in

5 simple steps


How to apply for a supplementary card

Terms and conditions
  • OCBC Cardmembers Agreement
  • OCBC$ Rewards
  • Termination of Travel Insurance

    Please note the following changes governing the use of your OCBC Credit Cards with effect from 1 July 2012

    Termination of OCBC Travel Insurance Programme

    The OCBC Travel Insurance Programme for OCBC Generic Visa Classic/MasterCard Standard, OCBC Generic Visa/MasterCard Gold, OCBC Titanium, OCBC Platinum, and OCBC Arts Platinum cards will be discontinued from 1 Jul 2012.

    For a worry-free holiday, get the comprehensive travel protection you need with TravelWise.