OCBC 365 Credit Card

Get and use your card instantly when you apply via MyInfo.

  • Instant approval
  • Instant digital card that can be used for mobile wallets, online and mobile app purchases*
  • Same day physical card issuance for online applications approved before 12:30pm

*Excluding merchants that do not require CVV input

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Get S$50 cash rebate upon approval.

  • No minimum spend required
  • Apply online by 31 December 2019
  • Only for new OCBC Credit Card applications
T&Cs apply

For the ones who live to eat, ride, travel and do everything else in between, OCBC 365 Credit Card is the true every day card that helps you get the most of your every day spending, everywhere, every time.

Earn cashback 7 days a week,
365 days a year, everywhere.

  • Local and overseas dining, every day
  • Online food delivery
  • Local and overseas groceries
  • Online groceries
land transport
  • Local and overseas private hire rides, including bikes (e.g. Grab, Go-Jek, RYDE and TADA)
  • Local and overseas taxi (e.g. ComfortDelGro)
  • Cashback on fuel spend at all other petrol service stations
up to 24.6%
  • Fuel savings at Caltex (Till 31 December 2019)
up to 20.4%
  • Fuel savings at Esso (Till 31 December 2019)
  • Recurring telco bills (e.g. StarHub, Singtel, M1, MyRepublic and CirclesLife)
  • Recurring electricity bills (e.g. Sembcorp Power and Senoko Energy)
online travel
  • Online air and cruise tickets purchase
  • Online hotel and tour bookings (e.g. Agoda and Airbnb)
on all other spending+ MORE INFO
on all other spending

To enjoy the above cashback, you need to spend a minimum of S$800 based on posted transactions in a calendar month. If you spend less than S$800, a flat 0.3% cashback is awarded.

Posting date refers to the date when OCBC Bank receives the transaction details from the merchant/retailer that you make a transaction at. This may differ from your transaction date. Please refer to FAQs for more details.

Cashback amount is capped at S$80 per calendar month.



Introducing STACK - the new digital platform where you can track and manage your rewards points across multiple rewards programmes. You also get to shop for over 200 deals at STACK Marketplace with your OCBC Card.

For a limited time only, check out our STACK Marketplace hot deals starting from as low as S$1!

Find out more

More benefits with OCBC 365 Credit Card

Complimentary travel insurance of up to S$500,000
Stay protected as you travel. Simply charge your round-trip air/sea/land travel tickets to your OCBC 365 Credit Card, and you will get up to S$500,000 complimentary Travel Personal Accident Insurance and up to S$400 coverage for Baggage Loss (more than 48 hours).

Terms and conditions apply.

Visa Signature Privileges

Visa Concierge Services
Visa Concierge Services

Take advantage of a host of services available to you over the phone or online, 24 hours a day from anywhere in the world.

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Visa Concierge Services
Visa Luxury Hotels

Enjoy complimentary upgrades and other VIP privileges at participating luxury boutiques hotels and resorts.

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Visa Concierge Services
Visa Checkout - the easier way to pay online

Enjoy exclusive movie ticket offers when you book online with Visa Checkout.

Find out more

What you need to know

Minimum Age

21 and above

Annual Income

S$30,000 and above for Singaporeans and Singapore PRs

S$45,000 and above for foreigners

Fees & Charges
Principal Card $192.60 a year (First 2 years free)
Supplementary Card $96.30 a year (First 2 years free)

To earn an annual fee waiver for your OCBC 365 Credit Card, you must spend a minimum of at least S$10,000 in one year, starting from the month after your OCBC 365 Credit Card was issued.

For more information on Fees & Charges for Credit Card, please refer to https://www.ocbc.com/assets/pdf/cards-fee-charge.pdf

Ready to get started?

Submit Online

For OCBC customers, apply online to get your credit card approved in the fastest and easiest way.

Apply online

How to apply for a supplementary card

Important things to note before you apply

Credit Bureau Singapore
Please note that additional time may be needed to review your application as Credit Bureau Singapore will be synchronising data from 12am to 8am daily.

MyInfo will be temporarily unavailable from 2am to 8.30am every Wednesday and Sunday due to scheduled maintenance.

System Maintenance
Please note that your product may not be availed to you instantly during system maintenance hours between 9.30pm to 6am.

Terms and conditions