OCBC 365 Credit Card

Earns You Cashback All Year Round

The OCBC 365 Credit Card. Earns You Cashback All Year Round.

With effect from 1 October 2018, your OCBC 365 Card Cashback Programme will be revised to meet your everyday spend.


 
Your card benefits till 30 Sep 2018
Your card benefits from 1 Oct 2018
Dining
Your card benefits till 30 Sep 2018
6%
  • Weekend dining locally
3%
  • Weekday dining locally
  • Overseas dining worldwide

More info

Your card benefits from 1 Oct 2018
6%
  • Local and overseas dining, everyday
  • Online food delivery

More info

Groceries
Your card benefits till 30 Sep 2018
3%
  • Local groceries
Your card benefits from 1 Oct 2018
3%
  • Local and overseas groceries
  • Online groceries

More info

Land Transport
Your card benefits till 30 Sep 2018
N.A.
Your card benefits from 1 Oct 2018
3%
  • Local and overseas private hire rides (e.g. ComfortDelGro, Ofo and Ryde)
  • Local and overseas taxi

More info

Petrol
Your card benefits till 30 Sep 2018
5%
  • Fuel spend at all petrol service stations locally and overseas

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Up to
23%
  • Fuel savings at all Caltex service stations
Up to
20.4%
  • Fuel savings at Esso (till 31 Oct 2018)

More info

Your card benefits from 1 Oct 2018
5%
  • Fuel spend at all petrol service stations locally and overseas

More info

Up to
23%
  • Fuel savings at all Caltex service stations
Up to
20.4%
  • Fuel savings at Esso (till 31 Oct 2018)

More info

Utilities
Your card benefits till 30 Sep 2018
3%
  • Recurring telco bills (e.g. Singtel, M1 and StarHub)

More info

Your card benefits from 1 Oct 2018
3%
  • Recurring telco bills (e.g. Singtel, M1 and StarHub)

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  • Recurring electricity bills (e.g. Sembcorp Power and Senoko Energy)

More info

Online Travel
Your card benefits till 30 Sep 2018
 
N.A.
Your card benefits from 1 Oct 2018
3%
  • Online air and cruise tickets purchase
  • Online Hotel and Tour bookings (e.g. Agoda and Airbnb)

More info

Medical
Your card benefits till 30 Sep 2018
3%
  • Medical spend transacted over the counter (dental, clinics, cord blood banking and hospitals)
    (For Child Development Account Trustees)
Your card benefits from 1 Oct 2018
 
N.A.
Other Expenses
Your card benefits till 30 Sep 2018
0.3%
  • All other spending

More info

Minimum Spend
Your card benefits till 30 Sep 2018

S$600 based on posted transactions in a calendar month

If you spend less than S$600, a flat 0.3% cashback is awarded.

Your card benefits from 1 Oct 2018

S$800 based on posted transactions in a calendar month

If you spend less than S$800, a flat 0.3% cashback is awarded.

Posting date refers to the date when OCBC Bank receives the transaction details from the merchant/retailer that you make a transaction at. This may differ from your transaction date. Please refer to FAQs for more details.

Cashback amount is capped at S$80 per calendar month.

365 Complementary Travel Insurance

Enjoy complimentary travel insurance of up to $200,000

Simply charge your return air tickets to your OCBC 365 Card and you will get up to S$200,000 complimentary Travel Personal Accident Insurance and up to S$400 coverage for Baggage Loss (more than 48 hours).

Find out more

365 Concierge

Concierge

The Visa Signature Concierge is available 24 hours a day, 7 days a week to help you with your lifestyle needs.

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Visa Concierge Services

Take advantage of a host of services available to you over the phone or online, 24 hours a day from anywhere in the world.

 

Visa Luxury Hotels

Enjoy complimentary upgrades and other VIP privileges at participating luxury boutiques hotels and resorts.

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Visa Checkout

Visa Checkout - the easier way to pay online

Enjoy exclusive movie ticket offers when you book online with Visa Checkout.

Find out more

For more details, visit the Visa Signature site.

Eligibility

Minimum Age
21 and above
Annual Income
S$30,000 and above for Singaporeans and Singapore PRs
S$45,000 and above for foreigners

Fees & Charges

Principal Card
$192.60 a year (First 2 years free)

To earn an annual fee waiver for your OCBC 365 Card, you must spend a minimum of at least S$10,000 in one year, starting from the month after your OCBC 365 Card was issued.

What counts towards the minimum amount you must spend:
Retail transactions, monthly Instalment Payment Plans and monthly PayLite instalments, so long as the amount is shown in your statement during the year.

What does not count towards the minimum amount you must spend:
Cash-On-Instalments, cash advances and bank charges and any refunded amounts.

Supplementary Card
$96.30 a year (First 2 years free)

Interest rate: 26.88%

Late payment charge: S$100

Minimum spend requirement for automatic waiver of annual fee: S$10,000