This Pack is offered by OCBC in collaboration with Enterprise Singapore and Info-communications Media Development Authority.
Housed under the SMEs Go Digital Programme, we have consolidated various digital solutions to help your business grow through digitalisation. You may access this Pack for free for at least 6 months.

SMEs Go Digital
Start Right. Start Digital.
SMEs Go Digital is designed to help SMEs build robust digital capabilities and seize growth opportunities in the digital economy.






Bundle 1: Accounting + HR
Xero (Starter Pack):
Free for first 12 months; US$20/month for months 13 onwards
Talenox (Suite Plan):
Free for first 6 months; S$40/month for months 7 onwards

Bundle 2: Ecommerce + Collaboration
Shopify (Basic):
Free for first 6 months, S$40/month for months 6-18.
Retail price applies from months 19 onwards
Google Workspace (Business Starter):
Free for first 12 months, S$8/user/month for months 13-18.
Retail price applies from months 19 onwards

Bundle 3: Procurement + Collaboration
Eezee Procurement Platform:
Complimentary S$480 worth of spending credits
Google Workspace (Business Starter):
Free for first 12 months, S$8/user/month for months 13-18.
Retail price applies from months 19 onwards

Bundle 4: Accounting + HR + Bookkeeping
Osome Start Digital Starter Pack
$600/year for the first year
$840 for months 13-18
Retail price applies from month 19 onwards

Bundle 5: Accounting + HR
DashBod (Start Digital Starter Pack)
Free for first 12 months; S$48/month for months 13 to 18
Retail price applies from months 19 onwards
1
Submit declaration via your email registered with OCBC:
2
Purchase any 2 of the apps below using your OCBC Business Debit Card within 90 days of declaration.
3
Receive a S$500 rebate in 3 months.

Xero

Quickbooks

Expensify

Business Financial Management (InvoiceNow)

Google Workspace

Talenox

Justlogin

Shopify

SingTel
You may be directed to third party websites. OCBC Bank shall not be liable for any losses suffered or incurred by any party for accessing such third party websites or in relation to any product and/or services provided by any provider under such third party websites.
This solutions package is supported by ESG and IMDA, under the Start Digital Pack. For more information on the Start Digital Pack, visit IMDA Start Digital
If you have any comments and feedback on Start Digital Pack, you can send us via the Start Digital feedback form.
Other support available for SMEs
If you need more advanced digital solutions or other support, please visit IMDA SMEs Go Digital for further information on SMEs Go Digital.
Common questions
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Terms & Conditions
- The Start Digital Pack is subject to any terms and conditions imposed by Enterprise Singapore (“ESG”) and the Info-communications Media Development Authority of Singapore (“IMDA”).
- The Start Digital Pack is only applicable for companies which meet the following criteria ("Eligibility Criteria"):
- Registered and incorporated with a valid UEN issued by ACRA in Singapore for the following business entity types - Sole Proprietors, Partnerships, Limited Partnership, Limited Liability Partnerships, Companies;
- Have at least 30% ownership/shareholding by Singapore citizens and PRs;
- Group annual sales turnover of no more than S$100 million or group employment size not exceeding 200;
- Is a first time applicant for the Start Digital Pack; and
- Must not already be currently using identical solution it is intending to sign up for the Start Digital Pack.
- You acknowledge that Oversea-Chinese Banking Corporation, Limited ("OCBC") may supply any governmental agency (including without limitation ESG and IMDA) with documents and information relating to you or provided by you for purposes in connection with your application for the Start Digital Pack.
- You agree that you will supply and/or provide any information and/or documentary proof relating to your application for, or participation with, the Start Digital pack as OCBC may require from time to time and such information and documents shall thereby become and remain the property of OCBC.
- You must first submit a declaration of eligibility for the Start Digital Pack and then purchase at least two (2) eligible applications (the current list of which is located at www.ocbc.com/startdigital, as may be updated by OCBC in its sole discretion from time to time) (hereafter, the “Applications”) for at least 18 months.
- You acknowledge and agree that
- the 2 Applications referred to in Clause 5 must be purchased within 90 calendar days from the date of this application using the OCBC Business Debit Card issued by OCBC to you;
- where one of the Applications purchased by you is the Business Financial Management (InvoiceNow) application:
- we must send or receive at least one E-invoice using InvoiceNow (Peppol E-Invoicing) using Business Financial Management (InvoiceNow) in order to (A) have the Business Financial Management (InvoiceNow) application to be considered to be purchased and
- receive the Reimbursement Amount (as defined below); and
- the Business Financial Management (InvoiceNow) application cannot be bundled with any other Application that is set out in Annex 1 as a “Digital Accounting solution” (or any pre-existing bundle offered on www.ocbc.com/startdigital)
- Any benefit provided by OCBC to you in connection with this application shall be determined by OCBC in its absolute discretion, and may be in the form of the stated period of free-of-charge service from the respective service provider or in the form of a one-time reimbursement, amounting to S$500 (the "Reimbursement Amount"). In the latter case, OCBC is authorised to credit the Reimbursement Amount into any of your OCBC bank accounts (as determined by OCBC in its absolute discretion) within three (3) calendar months from the date the Applications are purchased. For the avoidance of doubt, if more than 2 Applications are purchased, the Reimbursement Amount will not change.
- You agree that, notwithstanding anything to the contrary, if you fail to satisfy or comply with any of the Eligibility Criteria; or any declaration, information and/or documents given by us are untrue or inaccurate, you shall immediately return to OCBC all the benefits given to you in connection with the Start Digital Pack (which shall either be the Reimbursement Amount, or the monthly fees payable for the free period of service as stated on the website of the respective service provider) and you further agree to indemnify OCBC for any losses, damages, liabilities, claims, expenses, fees and costs that may be incurred or suffered by OCBC as a result of such failure or such declaration, information and/or documents being untrue or inaccurate.
- You agree that OCBC does not own the Applications or provide them to you. No warranty of any kind, including without limitation of merchantability, satisfactory quality, fitness for a particular purpose, freedom from malicious code, or non-infringement of third party rights is given in conjunction with the Applications, and OCBC shall not be liable for any loss and/or damage suffered or incurred by or in connection with the use thereof.
- OCBC reserves the right to update, amend or change any of the above terms and conditions from time to time without consent.
Business First Loan
Just started your business? This collateral-free loan of up to S$100,000 is suitable for start-ups as young as 6 months.
Business Account
Designed for start-ups or new businesses. Enjoy zero initial deposit, zero minimum balance and unlimited free FAST/GIRO transactions
Digital Business Dashboard
Using multiple business apps for your transactions? Consolidate them into a single view with our Digital Business Dashboard.
Business Financial Management (InvoiceNow)
You will need to send or receive one invoice via InvoiceNow to qualify.
Sign up now