Get up to S$1000 worth of shopping vouchers Click here to learn more


4 steps to your business loan
Simple. Fast. Convenient.

Why you will love this

Easy to qualify, your business just needs to be 6 months old

No paperwork needed

Borrow up to $100,000 over 4 years, no collateral needed*

Government-assisted loan.
Easy application via MyInfo.

Features and Benefits

Lower cost

Attractive interest rates with repayment over 4 years.

Secure and simple

Auto-fill your details via MyInfo (SingPass), with no paperwork needed.

Fast approval

Get your loan status in just minutes.

No early repayment fee

Pay off your loan anytime with no lock-in period.


Find out your monthly repayment

Understanding your savings

Here’s an estimate of how much you need to pay

Your monthly payment



Apply online and get up to S$1000 worth of shopping vouchers

For every successful business loan disbursement, receive up to S$1000 in shopping vouchers. T&Cs apply


Be minutes away from fulfilling your business ambitions with OCBC Business Loan. Apply using MyInfo and get to success the simple, fast, and convenient way.

Before you apply


Business registration

Business is registered and operating in Singapore between 6 months and 2 years

Business ownership

At least 30% owned by Singaporean or Singapore PR

Employees and turnover

No more than 10 employees or annual turnover not exceeding S$1 million


At least 1 guarantor must be Singaporean or Singapore PR, aged between 21 and 62
Guarantors are required to have a minimum income of S$30,000 per annum

Facility Fees


2% on the quantum of the loan

Terms & Conditions


*OCBC Bank requires guarantor(s) to support the loan

Ready to apply?

Get your Business First Loan today with us

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Popular FAQ:
What are my monthly instalments?

You can use our Business Loan Calculator to view your indicative monthly instalments based on the principal amount, tenor and effective interest rate.

How long does the application process take?

The loan application process takes less than 5 minutes when you connect to MyInfo (SingPass) or MyInfo Business (CorpPass). The loan amount approval can be given in 1 business day.

What documents are needed?

If your application is done via MyInfo (SingPass) or MyInfo Business (CorpPass), no documents are required. If you are proceeding with a manual document upload, you will need your NRIC, letter of consent and Notice of Assessment.

Which financing products are suitable for my business?

Check out our loan recommender for your loan suitability, or explore other financing products.

What browsers are supported?

Our online loan application works best on Internet Explorer Version 11 or later, Firefox latest 10 versions, Safari version 9 or later and Google Chrome latest 10 versions. If you are having further difficulty, contact us at 1800-BIZLOAN (1800-2495626).


Asia's Best Bank for SMEs 2019


Asean SME Bank of the Year 2019

Asian Banking & Finance

Singapore's Best Bank for SMEs 2019