EasiCredit Pricing Guide

For your easy reference, please refer below for a summary of fees and charges for EasiCredit.

Annual Fee
Monthly Service Fee
Minimum Overdraft Interest
Late Fee
Excess Fee
Over-the-Counter Payment/Deposit
SGD Cheque Issued
Returned Cheque
Stop Cheque
  • via Branch / Call Centre
  • via Electronic / Phonebanking channels
Loss of Cheque Book
  • via Branch / Call Centre
  • via Electronic / Phonebanking channels
ATM Card Replacement Fee
  • Lost / stolen card
  • Forgotten PIN
  • Damaged card
Statement Retrieval Charges
  • Current and previous month's statement
  • Within a year
  • Between 1 to 3 years
  • More than 3 years
Charges
(for annual income of S$20,000 and above)
S$120
(The annual fee for the first year will be waived for customers with an annual income of S$30,000 and above)
NIL
S$5
S$120
S$50
S$25 per transaction
S$0.75 per cheque
(waived for account holders aged 60 years old and above till 31 Dec 2025)
S$40 per cheque
Shop cheque
  • S$30 per cheque
  • S$10 per cheque
Loss of cheque book
  • S$50
  • S$30
ATM card replacement Fee
  • S$5 per card
  • S$5 per card
  • Free
Statement Retrieval Charges
  • Free
  • S$20 per copy
  • S$30 per copy
  • S$50 per copy

The above is intended as a consumer guide only. It contains the salient fees and charges applicable to EasiCredit Accounts. For full details, please read the Oversea-Chinese Banking Corporation Limited terms and conditions governing Personal Line of Credit Accounts. In the event of any inconsistency or conflict between any statement contained in the above and the terms and conditions governing Personal Line of Credit Accounts, the terms and conditions governing Personal Line of Credit Accounts shall prevail.

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