Enjoy up to 5 years of loan repayment with an interest rate of 4.18% per annum (EIR: 4.80%*).
Cashier's orders are issued with your appointed renovation contractor name.
Apply and get your renovation loan approved within 60 seconds via a secure and fully digital process.
Be part of a greener Singapore with your sustainable home renovations and enjoy significant savings.
Verify that your home will be energy efficient with the Tropical Home Energy Efficiency Assessment (THEEA) developed by the Building and Construction Authority (BCA). Complete it in just 2 minutes before applying for the OCBC Eco-Care Renovation Loan.
Terms and conditions apply.
*Effective Interest Rate (EIR) is based on S$30,000 loan amount and 5 year loan tenure.
Build SG
Build SG
Find out the loan amount you may qualify for
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Minimum age
21 years old
Nationality
Singaporeans and Singapore PRs
Minimum income
S$24,000 a year
For joint applicants, at least 1 applicant needs to earn this amount or more
Joint applicants
Main and joint applicants must be related (either parent and child, spouse or sibling)
Online loan approval and usage are only applicable for applications via Myinfo. Please note delays or non-approvals of applications may occur for various reasons.
NRIC
Passport
Employment Pass (EP); or S-Pass
S$1,000
Phone bill
Half-yearly CPF statement
Any bank statement
Includes your fixed and variable monthly income.
For a single loan, your monthly income must be S$2,000 or more.
For a joint loan, at least 1 person needs to have monthly income of S$2,000 or more.
Adding a second person’s income may increase the quantum of the loan amount granted.
For joint application, we may grant a loan up to 12 times of the monthly income, based on the lower income amount of the 2 applicants, capped at $30,000.
2 single applicants may each borrow up to 6 times your monthly income or S$30,000, whichever is lower.
Borrow a minimum amount of S$5,000.
Your estimated monthly instalment is computed based on this amount that you wish to borrow.
Based on the amount you wish to borrow, this is the estimated maximum loan amount that you qualify for.
Each single applicant may borrow up to 6 times your monthly income or S$30,000, whichever is lower.
Joint applicants may borrow up to 6 times your combined monthly income or S$30,000, whichever is lower.
Your estimated loan amount is computed based on the stated type of loan application.
1 person may apply for a single loan.
2 persons may apply for a joint loan and borrow up to 12 times the lower monthly income or S$30,000, whichever is lower.
This is the difference between the loan amount that you wish to borrow and that you qualify for.
You may need to use cash or other funds to meet the renovation budget you’re interested in.
| Electricity Plans | Contract Duration | Promo Code | Entitlement |
| SUNSEAP-100 (Fixed Rate) | 24 months | OCBCECO80 | $80 Bill Rebate to be reflected on the 6th bill |
| SUNSEAP-100 (Discount Off Tariff) | 24 months | OCBCECO80 | $80 Bill Rebate to be reflected on the 6th bill |
The energy rate applicable for these plans can be found on Sunseap's website at www.sunseap.com at point of sign-up.
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