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OCBC Silver Years

We are celebrating those aged 55 and above

May and June is all about celebrating being 55 and above.

Because transitioning into your Silver years may be unnerving, a little help along the way can make all the difference.

Choose to go on a faraway trip, pursue your lifelong dream or spend more time with your loved ones. Whatever your priorities become, we are here to help you see them through. Get started on achieving your dreams with these special deals.


All customers can enjoy this offer


cash credit with every S$10,000 fresh funds deposited into selected deposit accounts, maintained for 8 months.


Exclusive for Silvers aged 55 and above


one-time additional cash credit with S$50,000 fresh funds deposited into selected deposit accounts, maintained for 8 months.

Head down to any branch to enjoy this promotion. Valid for Passbook and Statement Savings Accounts.

Due to overwhelming response, the promotion will end early on 21 June 2019 or while stocks last.

Ready for your Silver Years?

Answer these 10 questions to help you find out.

Here's your result:

Question 1/10

  • How prepared are you for your Silver Years?

  • Do you keep regular track of your expense?

  • Do you know how much money you need to retire?

  • Have you done the necessary planning for your legacy?

  • Do you have plans in place in the event you lose your decision-making capabilities?

  • What's your regular diet like?

  • Do you have any health insurance coverage?

  • How digitally savvy are you?

  • Do you have the right credit cards for your lifestyle?

  • How often do you say yes to your friends and adventures?

You are a Zac Cheong

Like him, you're a super saver. You work hard to save for every day, and always make sure no penny goes unsaved. But along the way, you may have sacrificed your health and maybe even spent lesser time with your loved ones. While securing your future wealth is important, it shouldn't come at a cost.

Find out how you can complete your Health, Wealth, and Lifestyle with OCBC Silver Years.

You are a Ray Cheong

You prioritise health above all else — going to great lengths to eat right and exercise regularly. It's safe to say you're in the pink of health, but can the same be said for your wealth and lifestyle? If the answer's no, don't sweat it.

Find out how you can complete your Health, Wealth, and Lifestyle with OCBC Silver Years.

You are a Ken Cheong

Like him, you say "can" to everything. Because life is all about living in the moment. While that's great, without a balanced plan to keep your finances and health in check, are you really living life to the fullest?

Find out how you can complete your Health, Wealth, and Lifestyle with OCBC Silver Years.

You could use a little Zac Cheong

You're in great shape and your social calendar is packed with activities. But are you forgetting something? You may have an adequate cash flow now, however, like what Zac did, it's essential to ensure your funds continue generating a steady stream of income even after you retire.

Find out how you can complete your Health, Wealth, and Lifestyle with OCBC Silver Years.

You need to be a bit more like Ray Cheong

Your social life and finances are looking good. Your health, on the other hand, could use more attention. Start by eating right and taking some time to exercise. Because how fulfilling would your Silver Years be if your health gets in the way?

Find out how you can complete your Health, Wealth, and Lifestyle with OCBC Silver Years.

Be more like Ken Cheong

You're in good health and your finances are on track — your Silver Years is almost complete. Now all there's left is for you to indulge and have fun every now and then. Meet your friends, it's alright to stay out a little late sometimes. Have that ice cream. Pick up a new hobby. Get that top you've been eyeing.

Find out how you can complete your Health, Wealth, and Lifestyle with OCBC Silver Years.

Your Silver Years plan may not be on track

You've planned for your retirement, but it's possible that your needs and priorities have changed along the way, causing your plan to become lopsided. There's no need to be disheartened. You have the foundation, it's not too late to complete your Silver Years.

Find out how you can complete your Health, Wealth, and Lifestyle with OCBC Silver Years.

You're all set for a great retirement

Congratulations. Your Silver Years is complete, you've done a great job balancing all three aspects — health, wealth, and lifestyle. Sustaining this balance is key to a happy retirement.

Find out how you can ensure your Health, Wealth, and Lifestyle stay complete with OCBC Silver Years.







OCBC Bank's approach to your Silver Years

When it comes to retirement, money is often the top priority. Most people would have done some form of retirement planning, which typically focuses on building a nest egg. But don't lose sight of your health and lifestyle, they matter too.

If you've already retired, find out how you can enhance all three key aspects of your Silver Years to continue living it up with no worries.

Here's how it works:

Step 1

We'll help you understand and plan how much you need to sustain your Silver Years with OCBC Life Goals Planner.

Step 2

We'll evaluate your portfolio, work out asset allocation towards post-retirement, and identify gaps. We will provide suggestions to rebalance your portfolio if necessary.

Step 3

To ensure your Silver Years is fully covered, we'll also evaluate your protection coverage

Step 4

Over the years, we'll provide tools to help you monitor your income and spending regularly, ensuring you have an adequate cash flow to sustain your lifestyle.

Complete your Silver Years


Covering your health pays in the long run. Ray has done it, so can you.

Learn more >


Enjoy your new chapter and let your wealth do the work. Find out how Zac does it.

Learn more >


Master your lifestyle by saying "can" to a wealth of new experiences, just like Ken.

Learn more >

Let us validate your retirement plan today and work towards the Silver Years you want.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Wealth Product Disclaimers

Terms and Conditions apply. This is for general information and does not take into account your particular investment and protection aims, financial situation or needs. You should seek advice from a financial adviser before committing to a purchase. Otherwise, you should consider the suitability of the product. Insurance plans are provided by The Great Eastern Life Assurance Company Limited. This is not a contract of insurance. The precise terms and conditions of the insurance plans are specified in the policy contract. Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable, if any, may be less than the total premiums paid.

A copy of the prospectus of the fund is available and may be obtained from the fund manager or its approved distributors. Potential investors should read the prospectus for details before deciding whether to subscribe for, or purchase units in the fund. The value of the units in the funds and the income accruing to the units, if any, may fall or rise. Payouts are not guaranteed and may be changed at the fund manager's discretion without prior notice. Please refer to the prospectus for the name of the fund manager and the investment objectives. OCBC Bank, its related companies, their respective directors and/or employees (collectively "Related Persons") may or might have in the future interests in the investment products or the issuers mentioned herein. Such interests include effecting transactions in such investment products, and providing broking, investment banking and other financial services to such issuers. OCBC Bank and its Related Persons may also be related to, and receive fees from, providers of such investment products.

Policy Owners' Protection Scheme

Policy Owners' Protection Scheme The insurance plans are protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg ).