Yes, you are covered for injuries resulting from sporting activities as long as they are not carried out on a professional basis or where income/remuneration can be earned. However, this plan does not cover increased-risk activities unless such activities are for leisure and/or managed by a licensed organisation or establishment, with all safety precautions followed. Increased-risk activities refer to undertakings that are reasonably considered extraordinary to the general public, or those that involve additional hazards and risks of actual physical harm. Such activities include but are not limited to:
- Aviation-related activities (e.g. parachuting, kite-boarding, ballooning and bungee jumping);
- Water activities (e.g. scuba diving, white water rafting and open sea canoeing);
- Land activities (e.g. caving, downhill skiing on unmarked slopes, mountaineering, rock climbing, horse riding, ice hockey, boxing, wrestling and any martial art activity); and
- Any other activities which we – in our discretion – view to be of increased risk.
Please refer to your policy contract for more details.
