HospitalWise

An extensive hospital cash plan

Key benefits

  • Up to S$300 Daily Cash Benefit (due to illness or accident)
  • Up to S$225,000 Annual Policy Limit

Eligibility

  • Adult aged 18 to 59, with option to renew up to age 65
  • Child aged 1 to 17 years old or up to age 25 if studying full-time in a recognised institution

What is HospitalWise

HospitalWise provides you and your family with financial support in the form of daily cash benefits, as well as reimbursement of hospital expenses, in the event of hospitalisation due to accidents or illnesses.

More Benefits

No claims bonus

15% cash refund of the premium paid if no claims have been made.


Pays on top of other insurance plans

Even if you are fully covered by your current employer or MediShield.


Hassle-free application

No medical examination is required.


24 hours peace of mind, worldwide

We pay out Daily Cash Benefit even if hospitalisation occurs overseas.


Extend coverage to include your spouse and children

Extend coverage to include your spouse and children.

Full coverage for HospitalWise

View full coverage here.


Premiums

Apply now to enjoy 5% discount on the annual premium. Promotion valid till 31 December 2018.

View premium rates here.


How to make a claim

  • 1 Download and print the claim form.
  • 2 Complete the relevant sections.
  • 3 Attach all original receipts and relevant supporting documents.
  • 4 Mail your claim to:
    Attention: Claims Department
    Great Eastern General Insurance Limited
    1 Pickering Street, #01-01 Great Eastern Centre, Singapore 048659


How to Apply

Call us
(65) 6586 7411
Mon-Fri, 9am to 5.30pm

Policy Owners' Protection Scheme

This plan is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the General Insurance Association (GIA) or SDIC websites (www.gia.org.sg or www.sdic.org.sg).

Important Notices

The above is for general information only. It is not a contract of insurance. It does not constitute an offer to buy an insurance product or service. It is also not intended to provide any insurance or financial advice. This document does not take into account your particular investment and protection aims, financial situation or needs. Please ask a financial adviser for advice about whether the insurance product is suitable for you before you commit to buying the product. If you choose not to get advice from a financial adviser, you should consider whether the product is suitable for you. If you decide that the policy is not suitable after purchasing it, you may terminate the policy in accordance with the free look provision, if any, and the insurer may recover from you any expense incurred by the insurer in underwriting the policy. The precise terms and conditions of the plans are specified in the insurance policy contract. It is usually detrimental to replace an existing accident and health plan with a new one. A penalty may be imposed for early plan termination and the new plan may cost more, or have less benefits at the same cost. HospitalWise is underwritten by Great Eastern General Insurance Limited, a wholly-owned subsidiary of Great Eastern Holdings Limited and member of the OCBC Group. HospitalWise is not a bank deposit or obligation of, or guaranteed by OCBC Bank.

No representation or warranty whatsoever (including without limitation any representation or warranty as to accuracy, usefulness, adequacy, timeliness or completeness) in respect of any information (including without limitation any statement, figures, opinion, view or estimate) provided herein is given by OCBC Bank and it should not be relied upon as such. OCBC Bank does not undertake an obligation to update the information or to correct any inaccuracy that may become apparent at a later time. All information presented is subject to change without notice. OCBC Bank shall not be responsible or liable for any loss or damage whatsoever arising directly or indirectly howsoever in connection with or as a result of any person acting on any information provided herein.

Premiums

AGE GROUP STARTER
Monthly Premium
(with GST)
Annual Premium
(with GST)
Child
1 - 17
(extendable to 25)
S$17.12 S$195.17
Adult
18 - 30 S$19.26 S$219.56
31 - 40 S$23.54 S$268.36
41 - 50 S$28.89 S$329.35
51 - 60 S$34.24 S$390.34
61 - 65 S$47.08 S$536.71

Annual Premiums stated above are after 5% discount.

AGE GROUP ESSENTIAL
Monthly Premium
(with GST)
Annual Premium
(with GST)
Child
1 - 17
(extendable to 25)
S$25.68 S$292.75
Adult
18 - 30 S$28.89 S$329.35
31 - 40 S$35.31 S$402.53
41 - 50 S$43.34 S$494.02
51 - 60 S$51.36 S$585.50
61 - 65 S$70.62 S$805.07

Annual Premiums stated above are after 5% discount.

Full coverage for HospitalWise

BENEFITS SUM INSURED
Starter Essential
Adults Child Adults Child
Annual Policy Limit: S$150,000 S$75,000 S$225,000 S$112,500
Daily Cash Benefit
(due to illness or accident)
S$200 S$100 S$300 S$150
Daily Cash Benefit in ICU
(due to illness)
S$400 S$200 S$600 S$300
Daily Cash Benefit in ICU
(due to accident)
S$400 S$200 S$600 S$300
Daily Cash Benefit in Nursing Home (up to 30 days) S$100 S$50 S$150 S$75
Hospital Expenses (due to illness) S$1,000 S$500 S$1,500 S$750
No Claim Bonus 15% 15%