GreatHome

Insure the assets and contents in your home

Why you will love this

Protect your home from as low as S$0.35 a day

Get coverage of up to S$1.1 million

Who can apply

Property owners and tenants

Protect the things closest to your heart with GreatHome – built to cover your home in every way.

Features and benefits

No average clause

GreatHome is a first-loss policy, which means the claim amount will not be reduced in the event the property insured at the time of the loss is of greater value than the sum insured.

Comprehensive coverage at a low cost

Covers all your household contents and renovations for up to S$75,000 from just 35 cents a day.

Up to S$1,000,000 in personal liability

Covers you, your household members and your live-in domestic helper for up to S$1,000,000.

Worldwide Personal Accident

Covers you and/or your spouse for up to S$10,000 each against death or permanent disablement in the event of an accident.

Secure the valuable contents of your home and your family against accidents, losses, burglary and more. GreatHome complements your property’s existing fire insurance to cover the things closest to your heart should anything unexpected happen.

did you know?
Your coverage
Benefits Starter Plan Essential Plan Ultimate Plan
Household Contents and Renovations
Renovations
and
Home Contents
Renovations and Home Contents

Up to S$75,000
(first-loss basis)

Up to S$150,000
(first-loss basis)

Up to S$250,000
(first-loss basis)

Cost of alternative accommodation

Up to S$11,250

Up to S$22,500

Up to S$37,500

Works of art, jewellery and valuables

Up to S$11,250
(a limit of S$2,000 per article)

Up to S$22,250
(a limit of S$2,000 per article)

Up to S$37,500
(a limit of S$2,000 per article)

Breakage of mirror and fixed glass

Up to S$500 (Excess of S$100)
Excess is the first amount of any claim to be borne by you

Damage to security systems

Up to S$500

Fire extinguishing costs

Up to S$250

Household removal by professional movers
Loss or damage to household contents caused by insured perils while they are being moved by professional movers

Up to S$7,500

Loss of money

Up to S$1,000

Loss of pet dog or cat

Up to S$500

Cost of claim assistance

Up to S$2,500

Removal of debris

5% of loss incurred under Household Contents and Renovations, up to S$5,000

Replacement of locks and keys

Up to S$500

Spoilage of food in the refrigerator

Up to S$100

Personal Liability
Worldwide Liability

Up to S$750,000

Up to S$1,000,000

Up to S$1,250,000

Personal liability of a tenant owing to the homeowner for damage to the building, household contents and renovations

Up to S$100,000 (excess of S$100)
Excess is the first amount of any claim to be borne by you

Worldwide Personal Accident
Worldwide Personal Accident

Insured and Spouse: Up to S$10,000 each

Hospitalisation allowance

S$25 per day, up to S$500 each

Stress Payment
Stress payment

S$150

S$300

S$500

Your coverage

Household Contents and Renovations

Renovations
and
Home Contents
Renovations and Home Contents
Starter Plan

Up to S$75,000
(first-loss basis)

Essential Plan

Up to S$150,000
(first-loss basis)

Ultimate Plan

Up to S$250,000
(first-loss basis)

Cost of alternative accommodation
Starter Plan

Up to S$11,250

Essential Plan

Up to S$22,500

Ultimate Plan

Up to S$37,500

Works of art, jewellery and valuables
Starter Plan

Up to S$11,250
(a limit of S$2,000 per article)

Essential Plan

Up to S$22,250
(a limit of S$2,000 per article)

Ultimate Plan

Up to S$37,500
(a limit of S$2,000 per article)

Breakage of mirror and fixed glass
Starter Plan

Up to S$500 (Excess of S$100)
Excess is the first amount of any claim to be borne by you

Essential Plan

Up to S$500 (Excess of S$100)
Excess is the first amount of any claim to be borne by you

Ultimate Plan

Up to S$500 (Excess of S$100)
Excess is the first amount of any claim to be borne by you

Damage to security systems
Starter Plan

Up to S$500

Essential Plan

Up to S$500

Ultimate Plan

Up to S$500

Fire extinguishing costs
Starter Plan

Up to S$250

Essential Plan

Up to S$250

Ultimate Plan

Up to S$250

Household removal by professional movers
Loss or damage to household contents caused by insured perils while they are being moved by professional movers
Starter Plan

Up to S$7,500

Essential Plan

Up to S$7,500

Ultimate Plan

Up to S$7,500

Loss of money
Starter Plan

Up to S$1,000

Essential Plan

Up to S$1,000

Ultimate Plan

Up to S$1,000

Loss of pet dog or cat
Starter Plan

Up to S$500

Essential Plan

Up to S$500

Ultimate Plan

Up to S$500

Cost of claim assistance
Starter Plan

Up to S$2,500

Essential Plan

Up to S$2,500

Ultimate Plan

Up to S$2,500

Removal of debris
Starter Plan

5% of loss incurred under Household Contents and Renovations, up to S$5,000

Essential Plan

5% of loss incurred under Household Contents and Renovations, up to S$5,000

Ultimate Plan

5% of loss incurred under Household Contents and Renovations, up to S$5,000

Replacement of locks and keys
Starter Plan

Up to S$500

Essential Plan

Up to S$500

Ultimate Plan

Up to S$500

Spoilage of food in the refrigerator
Starter Plan

Up to S$100

Essential Plan

Up to S$100

Ultimate Plan

Up to S$100

Personal Liability

Worldwide Liability
Starter Plan

Up to S$750,000

Essential Plan

Up to S$1,000,000

Ultimate Plan

Up to S$1,250,000

Personal liability of a tenant owing to the homeowner for damage to the building, household contents and renovations
Starter Plan

Up to S$100,000 (excess of S$100)
Excess is the first amount of any claim to be borne by you

Essential Plan

Up to S$100,000 (excess of S$100)
Excess is the first amount of any claim to be borne by you

Ultimate Plan

Up to S$100,000 (excess of S$100)
Excess is the first amount of any claim to be borne by you

Worldwide Personal Accident

Worldwide Personal Accident
Starter Plan

Insured and Spouse: Up to S$10,000 each

Essential Plan

Insured and Spouse: Up to S$10,000 each

Ultimate Plan

Insured and Spouse: Up to S$10,000 each

Hospitalisation allowance
Starter Plan

S$25 per day, up to S$500 each

Essential Plan

S$25 per day, up to S$500 each

Ultimate Plan

S$25 per day, up to S$500 each

Stress Payment

Stress payment
Starter Plan

S$150

Essential Plan

S$300

Ultimate Plan

S$500

Our premiums

Premiums (inclusive of prevailing GST) for GreatHome

The plan will be renewed automatically at original premium on a yearly basis. You may opt out if you do not wish to auto-renew.

You may purchase GreatHome for Building Under Construction (BUC). For BUC property, the policy start date can be up to a maximum of 12 months in advance from the date of application.

Premiums are not guaranteed and may be adjusted based on future experience.

How to claim
Claim in 3 easy steps

1

Download and print the claim form. Complete the relevant sections

2

Attach all the original receipts and relevant supporting documents

3

Email your claim to NonMotorClaims-SG@greateasterngeneral.com or mail in to:

Attention: Claims Department
Great Eastern General Insurance Limited
1 Pickering Street, #01-01
Great Eastern Centre,
Singapore 048659

Note: Retain all original receipts and documents for the next 6 months in case they are required for further investigation.

before you apply

Eligibility requirements

Who it is suited for

Property owners and tenants


Fees

Starter 1-year Plan

S$128

Essential 1-year Plan

S$188

Ultimate 1-year Plan

S$268



Policy Owners’ Protection Scheme

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the General Insurance Association (GIA) or SDIC websites (www.gia.org.sg or www.sdic.org.sg).


or contact us at +65 6586 7411

Operating hours are from 9am to 5.30pm, Monday to Friday (Excluding public holidays)

For OCBC customers

Apply for GreatHome through OCBC Online Banking.

or

For new customers

By clicking on “Apply now“, you will be leaving the OCBC Bank website to Great Eastern’s website. OCBC Bank has no control over this website and is not responsible for its contents.