HospitalWise
Ensure complete peace of mind during hospitalisation
HospitalWise covers you with daily cash benefits and reimbursement of hospital expenses, allowing you to focus on your health in the event of hospitalisation.
No–claim bonus
If no claims are made, 15% of the premium will be refunded to you in cash.
Daily Cash Benefit pays on top of other plans
Receive payments even if you are fully covered by your current employer or MediShield.
Hassle-free application
No medical examination is required during the application process.
No medical examination is required during the application process.
24-hour worldwide coverage
Receive daily cash benefits even if hospitalisation occurs overseas.
Receive daily cash benefits even if hospitalisation occurs overseas.
Extend coverage to your family
Easily extend your coverage to include your spouse and children.
Easily extend your coverage to include your spouse and children.
Full coverage for HospitalWise
- Starter
- Essential
| Benefits | Starter | Essential | ||
|---|---|---|---|---|
| Adults | Child | Adults | Child | |
| Annual Policy Limit | S$150,000 | S$75,000 | S$225,000 | S$112,500 |
| Daily Cash Benefit (due to illness or accident) |
S$200 | S$100 | S$300 | S$150 |
| Daily Cash Benefit in ICU (due to illness or accident) |
S$400 | S$200 | S$600 | S$300 |
| Daily Cash Benefit in Nursing Home (up to 30 days) | S$100 | S$50 | S$150 | S$75 |
| Hospital Expenses (due to illness) |
S$1,000 | S$500 | S$1,500 | S$750 |
| No Claim Bonus | 15% | 15% | ||
Find out how much hospitalisation coverage you need
Get personalised suggestions for each type of coverage on the OCBC Digital app.
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Attention: Claims Department
Great Eastern General Insurance Limited
1 Pickering Street, #01-01
Great Eastern Centre,
Singapore 048659
Note: Retain all original receipts and documents for the next 6 months in case they are required for further investigation.
Eligibility requirements
Age for adults
18 to 59 years old, renewable up to age 65
Age for children
1 to 17 years old and full-time students below 26 years old can apply for child coverage
More information
Apply for HospitalWise today
Important notes
The above is for general information only. It is not a contract of insurance. It does not constitute an offer to buy an insurance product or service. It is also not intended to provide any insurance or financial advice. This document does not take into account your particular investment and protection aims, financial situation or needs. Please ask a financial adviser for advice about whether the insurance product is suitable for you before you commit to buying the product. If you choose not to get advice from a financial adviser, you should consider whether the product is suitable for you. If you decide that the policy is not suitable after purchasing it, you may terminate the policy in accordance with the free look provision, if any, and the insurer may recover from you any expense incurred by the insurer in underwriting the policy. The precise terms and conditions of the plans are specified in the insurance policy contract. It is usually detrimental to replace an existing accident and health plan with a new one. A penalty may be imposed for early plan termination and the new plan may cost more, or have less benefits at the same cost. HospitalWise is underwritten by Great Eastern General Insurance Limited, a wholly-owned subsidiary of Great Eastern Holdings Limited and member of the OCBC Group. HospitalWise is not a bank deposit or obligation of, or guaranteed by OCBC Bank.
No representation or warranty whatsoever (including without limitation any representation or warranty as to accuracy, usefulness, adequacy, timeliness or completeness) in respect of any information (including without limitation any statement, figures, opinion, view or estimate) provided herein is given by OCBC Bank and it should not be relied upon as such. OCBC Bank does not undertake an obligation to update the information or to correct any inaccuracy that may become apparent at a later time. All information presented is subject to change without notice. OCBC Bank shall not be responsible or liable for any loss or damage whatsoever arising directly or indirectly howsoever in connection with or as a result of any person acting on any information provided herein.
Information presented as at 1 January 2022.
Terms and conditions governing HospitalWise promotion
- Discount will apply for all New Business policies purchased. Offer ends 31 December 2021.
- This promotion cannot be used in conjunction with other campaign codes, discounts or promotions.
- OCBC Bank reserves the right at its sole and absolute discretion to terminate the promotion or make changes to the promotion or any of these terms and conditions at any time without notice.
- The decision of OCBC Bank on all matters relating to this promotion shall be final and binding.
Policy Owners’ Protection Scheme
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the General Insurance Association (GIA) or SDIC websites (www.gia.org.sg or www.sdic.org.sg).
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By clicking on "Proceed", you acknowledge the following:
- You have chosen not to seek advice on the suitability of this product. You should consider if this product is suitable for your financial circumstances or needs.
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