OCBC YES! Debit Card

The all-in-one debit card

Why you will love this

Enjoy 1% rebate on your daily Visa spend for selected categories

Withdraw cash worldwide

Who can apply

Singaporean, Singapore PR or foreigner at least 16 years old

Features and benefits

1% rebate on your daily Visa spend

Earn 1% rebate across these merchants and categories with a minimum Visa spend of S$400 based on posted transactions in a calendar month.

1%

a month

Transport

  • Grab
  • Comfort and CityCab
  • Go-Jek
  • TADA

  • Grab
  • Comfort and CityCab
  • Go-Jek
  • TADA

1%

a month

Online

  • ZALORA
  • Lazada
  • ASOS
  • iHerb
  • Fairprice Online

  • ZALORA
  • Lazada
  • ASOS
  • iHerb
  • Fairprice Online

1%

a month

Convenience store

  • Cheers
  • 7-Eleven

  • Cheers
  • 7-Eleven

1%

a month

Fast food

  • McDonald’s
  • Subway
  • Burger King and more!

  • McDonald’s
  • Subway
  • Burger King and more!

Rebate for the Fast Food category is applicable to SGD spend at fast food establishments classified under Visa Merchant Category Code 5814, both online and in-store.

A debit card that suits your needs

Versatile, secure, and easy to use, OCBC YES! Debit Card ticks all the right boxes.

Do more with YES! Debit Card
before you apply

Eligibility requirements

Minimum age

16 years old

Annual income

No minimum annual income for Singaporeans, Singapore PRs and foreigners


Fees

Annual fee

S$0 (for new cards approved from 1 November 2012)

Replacement card fee

S$20

Overseas ATM cash withdrawal service charge

3% of the transaction amount, subject to min. S$5 and max. S$20 charge (no charge for withdrawal at OCBC ATMs overseas)

Fees for foreign currency transactions

3.25%

Currency conversion fee

2.80%

Other fees and charges



Ways to apply

Apply for the OCBC YES! Debit Card today

FAQs
Common questions
What is the difference between transaction date and posting date?

The cashback computation is based on the transactions posted within the calendar month.

Transaction date refers to the date when a purchase is made.

Posting date refers to the date the transaction is received by the card issuer, OCBC Bank. As merchants may make a settlement a few days after the transaction has been made, posting date may be a few days later than the transaction date. As such, the bank has no control over when merchant records the transaction.

1
For Singaporeans and Singapore PRs:

NRIC

For foreigners:

Passport
Employment Pass (EP); or S-Pass or Student Pass