OCBC YES! Debit Card

The all-in-one debit card

Why you will love this

Enjoy 1% rebate on your daily Visa spend for selected categories

Withdraw cash worldwide

Who can apply

Singaporean, Singapore PR or foreigner at least 16 years old

 

Get S$15 cash rebate when you apply for OCBC YES! Debit Card Find out more

Features and benefits

1% rebate on your daily Visa spend

Earn 1% rebate across these merchants and categories with a minimum Visa spend of S$400 based on posted transactions in a calendar month.

1%

a month

Transport

  • Grab
  • Comfort and CityCab
  • Go-Jek
  • TADA

  • Grab
  • Comfort and CityCab
  • Go-Jek
  • TADA

1%

a month

Online

  • ZALORA
  • Lazada
  • ASOS
  • iHerb
  • Fairprice Online

  • ZALORA
  • Lazada
  • ASOS
  • iHerb
  • Fairprice Online

1%

a month

Convenience store

  • Cheers
  • 7-Eleven

  • Cheers
  • 7-Eleven

1%

a month

Fast food

  • McDonald’s
  • Subway
  • Burger King and more!

  • McDonald’s
  • Subway
  • Burger King and more!

Rebate for the Fast Food category is applicable to SGD spend at fast food establishments classified under Visa Merchant Category Code 5814, both online and in-store.

A debit card that suits your needs

Versatile, secure, and easy to use, OCBC YES! Debit Card ticks all the right boxes.

Healthcare perks
Get health and wellness deals with HealthPass

HealthPass by OCBC is the daily health app for you. Choose from over 150 general practitioners and specialists available for both telehealth and in-clinic visits, at flat consultation fees.

With a curated range of wellness services, including health screening, dental, TCM and more, taking care of your healthcare needs is now made simpler than ever.

Download HealthPass by OCBC

Promotion
Get S$15 cash rebate with your OCBC YES! Debit card!

Simply apply online for a OCBC YES! Debit Card in the month of May 2021 and make 3 card spend transactions by 30 June 2021 to receive S$15 rebate. Applicable to the first 1,500 eligible cardmembers in each month.

Apply now

In-app offers for cardmembers

Pre-departure COVID-19 test

Pre-departure COVID-19 test

  • Swab test at S$135
  • Swab + Serology test (for China travellers) at S$180

Prices are for OCBC Cardholders only. Use code at checkout: OCBC + First 6 digits of your OCBC YES! Debit Card

Terms and conditions apply.

Read more

S$14 flat GP video consultation

S$14 flat GP video consultation

Apply the code: OCBC + First 8 digits of your OCBC YES! Debit Card during payment checkout for a GP video consultation at S$14.

*Unlimited usage of promo code for cardholders.

Terms and conditions apply.

Read more

Do more with YES! Debit Card
before you apply

Eligibility requirements

Minimum age

16 years old

Annual income

No minimum annual income for Singaporeans, Singapore PRs and foreigners


Fees

Annual fee

S$0 (for new cards approved from 1 November 2012)

Replacement card fee

S$20

Overseas ATM cash withdrawal service charge

3% of the transaction amount, subject to min. S$5 and max. S$20 charge (no charge for withdrawal at OCBC ATMs overseas)

Fees for foreign currency transactions

3.25%

Currency conversion fee

2.80%

Other fees and charges



Ways to apply

Apply for the OCBC YES! Debit Card today

FAQs
Common questions
What is the difference between transaction date and posting date?

The cashback computation is based on the transactions posted within the calendar month.

Transaction date refers to the date when a purchase is made.

Posting date refers to the date the transaction is received by the card issuer, OCBC Bank. As merchants may make a settlement a few days after the transaction has been made, posting date may be a few days later than the transaction date. As such, the bank has no control over when merchant records the transaction.

1
For Singaporeans and Singapore PRs:

NRIC

For foreigners:

Passport
Employment Pass (EP); or S-Pass or Student Pass

Spend and be rewarded with cash!

Make 3 card transactions* by the month’s end and receive S$15 cash rebate!

The cash rebate will be credited to your account at the end of the next month.

*The eligible card spend transaction does not include payments or transactions relating to AXS Payments, NETS, Cash withdrawal, spend incurred on or in connection with any stored value and prepaid products, and any Foreign Currency Transaction Fee that is imposed by OCBC.

Terms and conditions apply.


Terms and Conditions

Top-up and earn 1.5% cashback on your familiar online brokerages with OCBC YES! Debit Card

Enjoy additional benefits when you top-up funds on these online brokerages*. Get 1.5% cashback (capped at S$60) when you add S$4,000 or more across your accounts on these platforms.

This promotions is limited to the first 1,000 customers. Terms and conditions apply.

*See table below for participating platforms.

HOW IT WORKS

To enjoy the cashback promotion, simply add a minimum of S$4,000 in total to one or more online brokerage accounts today. For example:

S$1,200

Added to your IG Asia account

S$800

Added to a SAXO Market

+
+

S$2,000

Added to a CMCMarket

+
+

S$4,000

Get 1.5% (S$60) cashback of your S$4,000 top-up

=
=
PARTICIPATING ONLINE BROKERAGES
Eligible Platforms Min. Top-up
IG Markets S$450
eToro US$500
Plus500 SG S$200
Saxo Markets S$3,000
IC Markets S$200
CMC Markets S$10
XM Global Limited S$5

Investments are subject to investment risks, including the possible loss of the principal amount invested.

Any hyperlink to any third party website, platform, application, product and service (including any website, platform, application, product and service owned, operated, provided and/or maintained by third parties ("Third Parties")) contained herein is for informational purposes only and for your convenience only and is not an endorsement or verification by OCBC of any such website, platform, application, product and service and should only be accessed at your own risk. OCBC does not review the contents of any such website, platform, application, product and service, and shall not be liable to any person for the same. For avoidance of doubt, OCBC is not affiliated to any of the Third Parties set out above and is not soliciting business on their behalf. OCBC does not endorse or verify any of the Third Parties, and any dealings and/or transactions (including without limitation, any trades, investments or other transactions) made with, and/or use of, such Third Parties shall be entirely at the participant’s own risk. OCBC Bank shall not be liable or responsible to any person for the same.

Earn a sweet 3% cashback on your first online brokerage top-up with OCBC YES! Debit Card

Start building up your financial future on these online brokerages*. In fact, we’re offering you 3% cashback (capped at S$15) when you start funding your account on these platforms.

This promotions is limited to the first 1,000 customers. Terms and conditions apply.

*See table below for participating platforms.

PARTICIPATING ONLINE BROKERAGES
Eligible Platforms Min. Top-up
IG Markets S$450
eToro US$500
Plus500 SG S$200
Saxo Markets S$3,000
IC Markets S$200
CMC Markets S$10
XM Global Limited S$5

Investments are subject to investment risks, including the possible loss of the principal amount invested.

Any hyperlink to any third party website, platform, application, product and service (including any website, platform, application, product and service owned, operated, provided and/or maintained by third parties ("Third Parties")) contained herein is for informational purposes only and for your convenience only and is not an endorsement or verification by OCBC of any such website, platform, application, product and service and should only be accessed at your own risk. OCBC does not review the contents of any such website, platform, application, product and service, and shall not be liable to any person for the same. For avoidance of doubt, OCBC is not affiliated to any of the Third Parties set out above and is not soliciting business on their behalf. OCBC does not endorse or verify any of the Third Parties, and any dealings and/or transactions (including without limitation, any trades, investments or other transactions) made with, and/or use of, such Third Parties shall be entirely at the participant’s own risk. OCBC Bank shall not be liable or responsible to any person for the same.

Say YES! to more cashback on your groceries

Spend S$300 or more with your OCBC YES! Debit Card and receive 10% cashback on your groceries! (capped at S$15)

This promotion is valid from 1 May to 30 June 2021, for the first 5,000 Cardmembers who meet the minimum spend requirement.


Terms and Conditions

Say YES! to more cashback on your groceries

Spend S$400 or more with your OCBC YES! Debit Card and receive 8% cashback on your groceries! (capped at S$15)

This promotion is valid from 1 May to 30 June 2021, for the first 3,000 Cardmembers who meet the minimum spend requirement.


Terms and Conditions

Say YES! to more cashback on your groceries

Spend S$800 or more with your OCBC YES! Debit Card and receive 6% cashback on your groceries! (capped at S$15)

This promotion is valid from 1 May to 30 June 2021, for the first 1,000 Cardmembers who meet the minimum spend requirement.


Terms and Conditions

Say YES! to more cashback on your groceries

Spend S$1,200 or more with your OCBC YES! Debit Card and receive 6% cashback on your groceries! (capped at S$15)

This promotion is valid from 1 May to 30 June 2021, for the first 2,000 Cardmembers who meet the minimum spend requirement.


Terms and Conditions

Say YES! to more cashback on your groceries

Spend S$1,500 or more with your OCBC YES! Debit Card and receive 5% cashback on your groceries! (capped at S$15)

This promotion is valid from 1 May to 30 June 2021, for the first 1,000 Cardmembers who meet the minimum spend requirement.


Terms and Conditions