OCBC YES! Debit Card

The all-in-one debit card

Why you will love this

Enjoy 1% rebate on your daily Visa spend for selected categories

Withdraw cash worldwide

Exclusive deals on entertainment, travel, dining and more

Who can apply

Singaporean, Singapore PR or foreigner at least 16 years old

Pay, withdraw and spend with just one card. Get access to exclusive rebates, deals and discounts and withdraw cash from anywhere in the world!

Rewards

1% rebate on your daily Visa spend

Earn 1% rebate across these merchants and categories with a minimum Visa spend of S$400 based on posted transactions in a calendar month.

1%

a month

Transport

  • Grab
  • Comfort and CityCab
  • Go-Jek
  • TADA

  • Grab
  • Comfort and CityCab
  • Go-Jek
  • TADA

1%

a month

Online

  • ZALORA
  • Lazada
  • ASOS
  • iHerb
  • Fairprice Online

  • ZALORA
  • Lazada
  • ASOS
  • iHerb
  • Fairprice Online

1%

a month

Convenience store

  • Cheers
  • 7-Eleven

  • Cheers
  • 7-Eleven

1%

a month

Fast food

  • McDonald’s
  • Subway
  • Burger King and more!

  • McDonald’s
  • Subway
  • Burger King and more!

Rebate for the Fast Food category is applicable to SGD spend at fast food establishments classified under Visa Merchant Category Code 5814, both online and in-store.

Benefits
promotions

ezbuy

S$10 off with a minimum spend of S$20 for new customers (limited to the first 200 redemptions)

Promo code: OCBCNEW10

Valid till 31 Dec 2020.

Lazada

S$8 off with a minimum spend of S$20 (New customers only)

Voucher code: Collect at bit.ly/2Sf2BaE

Valid till 31 Dec 2020.

Talking Toes

3 for 30% off storewide

Promo code: OCBC <First 6 digits of OCBC Card>

Valid till 30 Nov 2020.

ZALORA

Existing ZALORA Customer:
15% off with a min. spend of S$100
Promo code: OCBC2020

New ZALORA Customer:
26% off total bill (no min. spend, capped at S$40)
Promo code: OCBCNEW2020

Valid till 31 Dec 2020.

before you apply

Eligibility requirements

Minimum age

16 years old

Annual income

No minimum annual income for Singaporeans, Singapore PRs and foreigners


Fees

Annual fee

S$0 (for new cards approved from 1 November 2012)

Replacement card fee

S$20

Overseas ATM cash withdrawal service charge

3% of the transaction amount, subject to min. S$5 and max. S$20 charge (no charge for withdrawal at OCBC ATMs overseas)

Fees for foreign currency transactions

3.25%

Currency conversion fee

2.80%

Other fees and charges

Click here for more fees and charges



Ways to apply

Apply for the OCBC YES! Debit Card today

FAQs
Common questions
What is the difference between the YES! Debit Card and an ATM card?
  OCBC YES! Debit Card ATM Card
Pay with NETS    
Withdraw cash worldwide
Withdraw cash for free on any OCBC ATMSs overseas!
   
Enhanced security with EMV Chip    
Payment convenience    
Sign with VISA    
Tap with VISA payWave
Pay fuss free at your favourite grocery stores, fast food restaurants and more!
   
Usage convenience    
Purchase online and overseas
Make payments whenever, wherever
   
Enjoy OCBC card promotions
Be entitled to privileges just for you
   
What is the difference between transaction date and posting date?

Transaction date refers to the date when a purchase is made.

Posting date refers to the date the transaction is received by the card issuer, OCBC Bank. As merchants may make a settlement a few days after the transaction has been made, posting date may be a few days later than the transaction date. As such, the bank has no control over when merchant records the transaction.

The cashback computation is based on the transactions posted within the calendar month.

1
For Singaporeans and Singapore PRs:

NRIC

For foreigners:

Passport
Employment Pass (EP); or S-Pass or Student Pass