OCBC Robinsons Group Credit Card

Step into a world of shopping rewards

Why you will love this

Unlimited 5% rebates on Robinsons and Marks & Spencer purchases

Exclusive invitations to private sales and members-only events

Offset your Robinsons or Marks & Spencer shopping bills with Robs$

Who can apply

Singaporean or Singapore PR above 21 years old with an annual income of S$30,000 and above

Foreigner above 21 years old with an annual income of S$45,000 and above

Make your shopping even more rewarding. Earn more rebates at your favourite stores with same day crediting. No minimum spend required.

Latest update

We regret that all OCBC Robinsons Credit Cards will be cancelled on 15 April 2021.

From 6 November 2020, you will no longer earn any rebates for shopping at Robinsons and Marks & Spencer. However, you will still earn Robinsons$ for all purchases made using your OCBC Robinsons Credit Card. Robinsons$ can be used at all Marks & Spencer and Robinsons Singapore stores.

View frequently asked questions.

Our merchant partners

Receive 5% rebate on the first S$5,000 spent and 10% rebate on additional spend beyond S$5,000 during the same qualifying periods* at the following merchants below:



Marks & Spencer

Marks & Spencer



Marks & Spencer

Marks & Spencer

*Qualifying periods for 10% rebate are on 1 January - 30 June and 1 July - 31 December 2020.

Receive 25% Robinsons Discount Letter

Receive a special discount letter from Robinsons bi-annually when you spend at least S$500 at Robinsons and/or Marks & Spencer.

In-store privileges

Enjoy special prices, promotions and invitations to private sales and members-only events.

Free parking

Enjoy one hour of free parking every weekend at The Heeren, Raffles City, or JEM with a minimum spend of S$50 at Robinsons or Marks & Spencer stores. Only available for the first 50 cardmembers a day, per location.

Free parking will not be available at Marks & Spencer Raffles City from 1 April 2020 onward.

Interest-free instalment plans

6 or 12 months 0% interest payment plans with a minimum spend of S$250 (in a single receipt) at Robinsons and Marks & Spencer.

Payment by instalment plan must be done at point of sale.

Goodbye annual fee

Enjoy an automatic waiver of your card annual fee if you spend at least S$3,000 by each anniversary date of your OCBC Robinsons Group Visa Card.

Getting started

Start offsetting your shopping bills with Robs$

Earn Robs$ every time you shop, both locally and overseas. Choose to accumulate your Robs$ to offset your bill, or redeem for e-vouchers.


Earn 2.5 Robs$ for every S$5 spent locally

Pay with your OCBC Robinsons Group Credit Card to earn 2.5 Robs$ for every S$5 spent outside of Robinsons and Marks & Spencer.


Earn 7.5 Robs$ for every S$5 spent overseas

Earn on overseas spend transacted in overseas currency. Overseas spend transacted in local currency (S$) at point of sale are not eligible for earning Robs$.


Accumulate Robs$ to offset your bills or redeem for e-vouchers

Spend 200 Rob$ to get S$1 off your bill or 4,800 Robs$ to get S$30 off your bill. You can also choose to redeem your Robs$ for e-vouchers on STACK Marketplace.

before you apply

Eligibility requirements

Minimum age

21 years old

Annual income

S$30,000 and above for Singaporeans and Singapore PRs


S$45,000 and above for foreigners


Principal card

S$192.60 a year (waived for the first year)

Supplementary card

S$96.30 a year per card (waived for the first year)

Interest rate

26.88% a year

Late payment charge

S$100 if the minimum payment is not received by the payment due date

Minimum spend requirement for automatic waiver of annual fee


Other fees and charges

Click here for more fees and charges

Important notices

Credit Bureau Singapore
Please note that additional time may be needed to review your application as Credit Bureau Singapore will be synchronising data from 12am to 8am daily.

MyInfo will be temporarily unavailable from 2am to 8.30am every Wednesday and Sunday due to scheduled maintenance.

System Maintenance
Please note that your product may not be availed to you instantly during system maintenance hours between 9.30pm to 6am.

Common Questions
How do I enjoy the additional 10% rebate?

Additional 10% rebate applies on your Robinsons and/or Marks & Spencer purchases beyond S$5,000 between 1 January to 30 June or 1 July to 31 December. For example, if you spend S$8,000 at Robinsons and/or Marks & Spencer from 1 January to 30 June 2020, the total rebate you will recieve is S$497.66.

Amount spent (excluding GST) S$8,000/1.07 = S$7,476.64
First S$5,000 (5% rebate) S$5,000 x 5% = S$250
Remaning S$2,476.64 (10% rebate) S$2,476.64 x 10% = S$247.66
What are the transactions that have recently been excluded from awarding Robinsons$?

The following list of MCCs and merchant transactions will be added to the list of exclusions for the awarding of Robinsons$ from 1 June 2020:

  • Transactions under Transportation and Tolls MCC 4111/4121/4131 except for Grab Transport, Gojek and Comfort/Citycab transactions.
Merchant Description Code (MCC) Description
4784 Tolls and Bridge Fees
5993 Cigars, Stores and Stands
6010 Banks - Manual /Automated Cash Disbursement
7349 Cleaning, maintenance and janitorial services
8062 Hospitals*
8699 Organizations, Membership–Not Elsewhere Classified (Labor Union)
9211 Court Costs Including Alimony and Child Support

You may refer to the Terms and conditions governing OCBC Robinsons Group Credit Card Programme for the full list of excluded MCCs and merchant transactions.