OCBC Platinum Credit Card

The card that makes family time more rewarding

Why you will love this

Earn 5 OCBC$ for every S$5 spent

Enjoy discounts and special deals for travel, dining, health, wellness and recreational activities with the family

Who can apply

Singaporean or Singapore PR above 21 years old with an annual income of at least S$30,000

Foreigner above 21 years old with an annual income of at least S$45,000

From travel to dining, health and wellness benefits, or simply a whole day of fun activities – this is the ultimate family card to spend on your loved ones.


Earn 5 OCBC$ for every S$5 spent

Excludes Monthly Instalment Payment Plans, Paylite, Cash-On-Instalments, cash advance, bank charges, refunded amounts, bills paid via Internet Banking/AXS/SAM, tax payments & TransitLink transactions.

Redeem your OCBC$
Redeem your OCBC$

Redeem your OCBC$

Redeem rewards with OCBC$ earned on your Platinum Credit Card via OCBC Rewards Catalogue.

Features and benefits
Make family time count! OCBC Platinum Credit Card lets you enjoy more rewarding moments with your family with exclusive perks.
before you apply


Minimum age

21 years old

Annual income

S$30,000 and above for Singaporeans and Singapore PRs


S$45,000 and above for foreigners


Principal card

S$160.50 a year
S$162.00 from 1 January 2023

Supplementary card

S$80.25 a year
S$81.00 from 1 January 2023

Minimum spend requirement for automatic waiver of annual fee

S$10,000 in one year, starting from the month after your OCBC Platinum Credit Card was issued (No annual fees for the first 2 years)

Other fees and charges

Ways to apply

Apply for the OCBC Platinum Credit Card today

Common Questions
How do I redeem my OCBC$ for rewards?

You can easily redeem the gifts you desire by using our Rewards Webpage (www.ocbc.com/rewards), Internet Banking, Phone Banking or Mobile Banking services.

What is not counted towards the minimum amount?

Monthly Instalment Payment Plans, monthly Paylite instalments, Cash-On-Instalments, cash advances and bank charges, any refunded amounts, bill payments made via Internet Banking and any AXS Network, tax payments, transactions made via TransitLink General Ticketing Machines.

When will I receive the OCBC$?

OCBC$ will be credited when the transaction is posted.

How can I find out my OCBC$ balance?

Your OCBC$ balance is reflected in your monthly Credit Card statements. Alternatively, you may also check your OCBC$ balance at www.ocbc.com/rewards, Internet Banking, Mobile Banking or call us at 1800 363 3333 or (65) 6363 3333 (for overseas callers).