OCBC DEBIT CARD

The card that gives you limitless rebates

Why you will love this

Earn unlimited 1% rebates on your daily Visa spending in selected categories

Who can apply

Singaporean, Singapore PR or foreigner above 16 years old

OCBC DEBIT CARD

The card that gives you limitless rebates

Why you will love this

Earn unlimited 1% rebates on your daily Visa spending in selected categories

GET REWARDED WHEN YOU SPEND
Earn 5% cash rebate on overseas spending

Enjoy an exclusive offer just for you! Get 5% bonus cash rebate (up to S$25) when you spend on your OCBC Debit Card overseas. Just register and make spends in foreign currency equivalent of at least S$400 between 1 to 31 December 2023. Limited to the first 500 qualifying customers.

To enjoy this offer, send an SMS to 72377 in this format: TRLDC <space> DDMMYY (E.g. TRLDC 01011997)

Terms and conditions apply.

GET REWARDED WHEN YOU SPEND
Earn 5% cash rebate on overseas spending

Enjoy an exclusive offer just for you! Get 5% bonus cash rebate (up to S$25) when you spend on your OCBC Debit Card overseas. Just register and make spends in foreign currency equivalent of at least S$200 between 1 to 31 December 2023. Limited to the first 800 qualifying customers.

To enjoy this offer, send an SMS to 72377 in this format: TRVDC <space> DDMMYY (E.g. TRVDC 01011997)

Terms and conditions apply.

EARN UNLIMITED 1% REBATES
Unlimited 1% cash rebates in these categories are yours if you spend at least S$500 in Visa transactions a month – they must be posted to your account.  

Transport

  • Grab
  • Comfort and CityCab
  • Go-Jek
  • TADA
  • TransitLink SimplyGo

Online marketplaces

  • Lazada
  • Shopee

Groceries

  • NTUC Fairprice (including FairPrice Finest and FairPrice Xtra)
  • FairPrice Online
  • Warehouse Club

Fast food

  • McDonald's
  • Subway
  • Burger King
  • KFC
  • Toast Box, and more
DO MORE WITH OCBC DEBIT CARD
ENJOY CONVENIENCE AT YOUR FINGERTIPS
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Be in control of your debit card

Lock/unlock your card, report it lost, get a replacement or activate/deactivate ATM withdrawals via the OCBC Digital app.

Lock/unlock your card, report it lost, get a replacement or activate/deactivate ATM withdrawals via the OCBC Digital app.

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Make online transactions for free

Link your OCBC Debit Card to a Multi-Currency Global Savings Account to avoid foreign currency transaction fees when you make online transactions

Remember to keep sufficient funds in the relevant currencies!

Link your OCBC Debit Card to a Multi-Currency Global Savings Account to avoid foreign currency transaction fees when you make online transactions

Remember to keep sufficient funds in the relevant currencies!

BEFORE YOU APPLY

Eligibility

Minimum age

16 years old

Annual income

No annual income required


Fees

Annual fee

S$0

Replacement card fee

S$21.80 (including GST)

Overseas ATM cash withdrawal service charge

3% of the transaction amount, subject to a minimum of S$5 and maximum of S$20. There is no charge if you withdraw money from OCBC ATMs overseas.

Foreign currency transaction fee

3.25%

Currency conversion fee

2.80%

Other fees and charges



WAYS TO APPLY

Apply for the OCBC Debit Card today

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FAQs
Common questions about OCBC Debit Card
How do I apply for an OCBC Debit Card?

You can apply for an OCBC Debit Card easily in Singapore. Apply online using MyInfo for instant approval or complete an online application form and we will get in touch in 5 working days. Alternatively, you can visit an OCBC branch near you today.

How long does OCBC Debit Card approval take?

With OCBC Personal Banking services, you can get your OCBC Debit Card in 3 simple steps, with instant approval. Connect via MyInfo to apply for an OCBC Debit Card online > verify your details and submit the application > Get a link to access your digital card and use it instantly. Find out more.

How do I activate my OCBC Debit Card?

Log in to OCBC Online Banking with your access code and PIN or fingerprint ID and select “Card services” on the left menu. Navigate to “Activate credit/debit card” on the mobile app. If using your desktop, click on Customer service, and under “Cards”, select “Activate credit/debit card”. Begin to activate your card according to the prompts. Find out more.

How do I change my OCBC Debit Card withdrawal and spending limit?

Log in to OCBC Online Banking with your access code and PIN or fingerprint ID and select “Card services” on the left menu. Navigate to “Change card daily limit” on the mobile app. If using your desktop, select on Customer service, and under “Cards” select “Card withdrawal & spending limit”. Choose your OCBC Debit Card that you would like to check or change your limit for > update limit > tap on “Next” > Review and confirm. You’ll have to authorise this action using OneToken. Find out more.

I received a letter which informed me that my ATM Card would be replaced with an OCBC Debit Card. What happens next?

Six weeks from the date of the letter, we will send an OCBC Debit Card to your address in our records – unless you tell us otherwise. For more information, refer to these FAQs.

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For Singaporeans and Singapore PRs:

NRIC

For foreigners:

Passport
Employment Pass (EP); or S-Pass or Student Pass

Spend and be rewarded with cash!

Make 3 card transactions* by the month's end and receive S$15 cash rebate!

The cash rebate will be credited to your account at the end of the next month.

*The eligible card spend transaction does not include payments or transactions relating to AXS Payments, NETS, Cash withdrawal, spend incurred on or in connection with any stored value and prepaid products, and any Foreign Currency Transaction Fee that is imposed by OCBC.

Terms and conditions apply.


Terms and conditions

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