OCBC INFINITY Cashback Card

Earn cashback. To infinity

Why you will love this

1.6% in cashback all year round
(+0.2% bonus*)

No minimum spending required or limit to the cashback you can earn

Cashback credited automatically

Who can apply

Singaporean or Singapore PR above 21 years old with an annual income of at least S$30,000

Foreigner above 21 years old with an annual income of at least S$45,000

No fuss. No complicated conditions. Just cashback – to infinity – on everything you need, want and love.

Key Benefits

The OCBC INFINITY Cashback Card is the only card you need to earn unlimited cashback on your spending. The days of carrying multiple cashback cards are over!

1.6% in cashback

1.6% in cashback

Earn 1.6% in unlimited cashback (+0.2% bonus*) on transactions made in stores or online, locally or overseas. Please refer to our FAQs for details about the spending exclusions.

*For new-to-OCBC cardmembers

Earn 1.6% in unlimited cashback (+0.2% bonus*) on transactions made in stores or online, locally or overseas. Please refer to our FAQs for details about the spending exclusions.

*For new-to-OCBC cardmembers

No minimum spending required

No minimum spending required

Earn cashback from the first dollar spent – no minimum spending required.

Earn cashback from the first dollar spent – no minimum spending required.

No limit to the cashback you can earn

No limit to the cashback you can earn

The more you spend, the more you earn. No limit!

The more you spend, the more you earn. No limit!

Cashback credited automatically

Cashback credited automatically

Any cashback you earn will be automatically credited to your card account – no extra steps needed. It is simple and fuss-free.

Any cashback you earn will be automatically credited to your card account – no extra steps needed. It is simple and fuss-free.

Accepted across a global merchant network

Accepted across a global merchant network

Have peace of mind as you pay with a card that is accepted across Mastercard’s global merchant network.

Have peace of mind as you pay with a card that is accepted across Mastercard’s global merchant network.

Earn more than cashback when you spend

Earn more than cashback when you spend

Earn bonus interest of 0.6% p.a. on the first S$100,000 in your OCBC 360 Account when you charge at least S$500 to your Card a month.

Earn bonus interest of 0.6% p.a. on the first S$100,000 in your OCBC 360 Account when you charge at least S$500 to your Card a month.

GET REWARDED WHEN YOU SIGN UP
Earn more cashback of 1.8%!

Here’s an exclusive offer for new to OCBC Cardmembers: be the first 2,000 whose OCBC INFINITY Cashback Card is approved each month to earn bonus 0.2% cashback for the first S$3,000 qualifying spend charged to your new card monthly, for 6 months from the card approval date. This is on top of your existing 1.6% in unlimited cashback. Promotion ends 31 March 2024.

Terms and Conditions apply.

GET REWARDED WHEN YOU SIGN UP
Earn more cashback of 1.8%!

Here’s an exclusive offer for new to OCBC Cardmembers: be the first 2,000 whose OCBC INFINITY Cashback Card is approved each month to earn bonus 0.2% cashback for the first S$3,000 qualifying spend charged to your new card monthly, for 6 months from the card approval date. This is on top of your existing 1.6% in unlimited cashback. Promotion ends 31 March 2024.

Terms and Conditions apply.

Choose a gift below when you spend with your new OCBC INFINITY Cashback Card. Promotion ends on 30 November 2023.

TOP CHOICE De'Longhi Icona Vintage Breakfast set (worth S$298)

when you charge at least S$250 to your Card within 30 days of having your application approved

Samsonite Polygon Spinner 28" luggage

when you charge at least S$500 to your Card within 30 days of having your application approved

S$200 in cashback

when you charge at least S$1,000 to your Card within 30 days of having your application approved and, in 30 days after that, another S$1,000

Eligible cardmembers will receive the gift within 4 months after the qualifying spend period. T&Cs apply.

latest promotion

Discover all our deals in one place

Enjoy dining, shopping and travel offers provided by over 100 merchants.

Your next meal could be free when you pay with an OCBC credit or debit card!
GET REWARDED WHEN YOU SIGN UP
Earn 2% and S$50 cashback!

Till end December 2023, you will earn 0.4% in bonus interest on top of 1.6% in unlimited cashback for the first S$5,000 you spend. Plus, get S$50 cashback when you use it at least once.

Promotion ends on 30 November 2023.

Terms and Conditions apply.

Eligible cardmembers will receive S$50 welcome cashback and 0.4% bonus cashback by 29 February 2024.

Latest promotion

Discover all our deals in one place

Enjoy dining, shopping and travel offers provided by over 100 merchants.

Your next meal could be free when you pay with an OCBC credit or debit card!
Access mastercard exclusives

Unlock unique experiences, e-commerce benefits and even more merchant offers as a Mastercard cardholder.

Priceless experiences

From travel to entertainment, enjoy unforgettable experiences wherever you go.

Learn more 

Priceless specials

Embark on endless culinary exploration with Mastercard One Dines Free.

Learn more 

e-Commerce protection

All online purchases made using your OCBC INFINITY Cashback Card come with e-Commerce protection. It safeguards you against non-delivery or if sellers fail to reimburse you after delivering damaged goods. T&Cs apply.

Learn more 

get MORE BENEFITS WITH A 360 ACCOUNT
With the OCBC 360 Account, earn more than cashback when you spend

Earn bonus interest of 0.6% p.a. on the first S$100,000 in your account when you charge at least S$500 to your Card a month.

Plus, simply open an OCBC 360 Account and credit your salary of at least S$1,800 within 2 months to enjoy:

  • S$108 cash reward for new-to-OCBC customers
  • S$78 cash reward for existing OCBC customers

Promotion ends 10 March 2024. Terms and conditions apply. Insured up to S$75K by SDIC.

Find out more

Before you apply

Eligibility

Minimum age

21 years old

Annual income

S$30,000 and above for Singaporeans and Singapore PRs

S$45,000 and above for foreigners


Fees

Principal card

S$196.20 (including GST), waived for the first year

Supplementary card

S$98.10 (including GST), waived for the first year

Minimum spending required to have your Annual Service Fee automatically waived

S$10,000 in one year, starting from the month after your OCBC INFINITY Cashback Card was issued

Other fees and charges



There are links or hyperlinks which link you to websites of other third parties (the Third Parties). OCBC disclaims liability for any information, materials, products or services posted or offered on the website of the Third Parties.

Ready to apply?

Apply for the OCBC INFINITY Cashback Card and start getting your cashback today!

Apply for the OCBC INFINITY Cashback Card
FAQs
Common questions about the OCBC INFINITY Cashback Card
More questions and answers
How much cashback can I earn?

You can earn 1.6% per S$1 spent on the OCBC INFINITY Cashback Card in both SGD and foreign currency.

Is there a minimum spending requirement?

There is no minimum spending required to start earning your cashback! You can start earning your cashback from the first dollar of spend.

Is there a limit to the amount of cashback I can earn a month?

There is no limit on the amount of cashback you can earn monthly, so you enjoy more cashback as you spend more!

What types of transactions will I not earn cashback on?

The usual spend exclusions apply, please refer to the Terms and Conditions Governing the OCBC INFINITY Cashback Card for the full list of exclusions.

More questions and answers