Credit Cards & Debit Cards

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Credit Cards

Notes
The interest rate for OCBC Credit Cards (excluding NTUC/OCBC Plus! Visa Credit Cards) is 26.88% per annum. The interest rate for NTUC/OCBC Plus! Visa Credit Cards is 25.92% per annum. If we do not receive full payment by the due date, a minimum charge of $2.50 a month, calculated from the transaction date, will be billed to your account.

On 1 January 2019, the interest rate for NTUC/OCBC Plus! Visa Credit Cards will be revised from 25.92% per annum to 26.76% per annum.

Fees and Charges
Plus! Collaboration Clause

Fees & Charges

Cards	Annual fees	Other Charges
OCBC 365 Credit Card	Main Card: S$192.60/year (First 2 years free) Supplementary Card: S$96.30/year (First 2 years free)	Late payment charge From 1 June 2017, the late payment charge for the OCBC 365 Credit Card will be revised from S$80 to S$100. Annual fee waiver spend requirement With effect from 1 June 2016, we will revise the minimum spend requirement for automatic waivers of Annual Fee for OCBC 365 Credit Card from S$5,000 to S$10,000.
OCBC Titanium Credit Card, OCBC Titanium Rewards Credit Card	Main Card: S$192.60/year (First 2 years free) Supplementary Card: S$96.30/year (First 2 years free)	Late payment charge From 1 June 2017, the late payment charge for the OCBC Titanium and OCBC Titanium Rewards Credit Card will be revised from S$80 to S$100. Annual fee waiver spend requirement. With effect from 1 June 2016, we will revise the minimum spend requirement for automatic waivers of Annual Fee for OCBC Titanium and OCBC Titanium Rewards Credit Card from S$5,000 to S$10,000.
OCBC Plus! Visa Credit Card	Main Card: S$107/year (Free for first year) Supplementary Card: Free	Late payment charge From 1 June 2017, the late payment charge for the OCBC Plus! Visa Credit Card will be revised from S$80 to S$100.
NTUC Plus! Visa Credit Card	Main Card: Free for life Supplementary Card: Free	Late payment charge From 1 June 2017, the late payment charge for the NTUC Plus! Visa Credit Card will be revised from S$60 to S$100.
OCBC Robinsons Group Credit Card	Main Card: S$192.60/year (Free for first year) Supplementary Card: S$96.30/year	Late payment charge From 1 June 2017, the late payment charge for the OCBC Robinsons Group Credit Card will be revised from S$80 to S$100.
FRANK Credit Card	Main Card: S$80/year (First 2 years free) Supplementary Card: S$40/year (First 2 years free)	Late payment charge From 1 June 2017, the late payment charge for the FRANK Credit Card will be revised from S$80 to S$100.
OCBC BEST Denki Credit Card	Main Card: S$160.50 a year (First 2 years free) Supplementary Card: S$80.25 a year (First 2 years free)	Late payment charge From 1 June 2017, the late payment charge for the OCBC BEST Denki Credit Card will be revised from S$80 to S$100.
OCBC Arts Credit Card, OCBC Platinum Credit Card	Main Card: S$160.50/year (Free for first year) Supplementary Card: S$80.25 a year (Free for first year)	Late payment charge From 1 June 2017, the late payment charge for the OCBC Arts Credit Card and OCBC Platinum Credit Card will be revised from S$80 to S$100.
OCBC VOYAGE Credit Card	Main Card: S$488 (with GST) with15,000 complimentary VOYAGE Miles Or S$3,210 with 150,000 KrisFlyer Miles Or S$10,000 with 500,000 KrisFlyer Miles Supplementary Card: S$188 (with GST), first year waived for first 2 supplementary cards	Late payment charge From 1 June 2017, the late payment charge for the OCBC VOYAGE Credit Card will be revised from S$80 to S$100.
OCBC Cashflo Credit Card, OCBC Great Eastern Cashflo Credit Card	Main Card: S$160.50/year (First 2 years free) Supplementary Card: S$80.25/year (First 2 years free)	Late payment fee: From 1 June 2017, the late payment charge for the OCBC Cashflo and OCBC Great Eastern Cashflo Credit Cards will be revised from S$80 to S$100. Cash advance fee: 6% of amount withdrawn (minimum S$15) Administrative fee: S$150 to accelerate payment of automatic instalments.