OCBC Great Eastern Cashflo Credit Card

OCBC Great Eastern Cashflo MasterCard. Great life awaits you. Enjoy over 100 exclusive health & wellness privileges.

A great life awaits you

Enjoy over 100 exclusive health and wellness privileges and 1% cash rebates

Apply now

How it works

Enjoy exclusive health and well privileges with OCBC Great Eastern Cashflo Credit Card.

Automatically split your bills over 12 months for selected Great Eastern Life and Overseas Assurance Corporation insurance plans. For all other spends, spilt your bills over 3 or 6 months at 0% interest and earn up to 1% rebate.


 
0
%
interest

Pay over 3 months when you spend below S$1,000*

Pay over 6 months when you spend S$1,000* and more

*Only applicable for a minimum spend of S$100.

Pay over 12 months for selected Great Eastern Life and Overseas Assurance Corporation insurance plan and enjoy 1% cash rebates.

up to
1
%
rebate

0.5% cash rebate with monthly bill below S$1,000

1% cash rebate with monthly bill of S$1,000 and above

1% cash rebate on your premiums for selected Great Eastern Life and Overseas Assurance Corporation insurance plans



12 monthly payments for selected Great Eastern Life and Overseas Assurance Corporation insurance plans


Click here for the list of eligible products. Great Eastern reserves the right to make changes to the eligible products. Please contact your Great Eastern Life Distribution Representative or Great Eastern Life at +65 6248 2211 for more information.

Simply charge your premiums to your OCBC Great Eastern Cashflo Card and your bill will automatically be split across 12 months instalment plan at 0% interest.

For example:


Pay your Great Eastern Life policy with annual premium
Over 12 months


3-month instalment payment

For example:


For purchases below S$1,000*

*Only applicable for a minimum spend of S$100.

Pay S$300 per month
Over 3 months



6-month instalment payment

For example:


For purchases above S$1,000

Pay S$200 per month
Over 6 months

Great Eastern Cashflo Exclusive Benefits

1% Cash Rebate for selected Great Eastern Life and Overseas Assurance Corporation insurance plans

Enjoy a 1% cash rebate on your premiums for selected Great Eastern Life and Overseas Assurance Corporation plans charged to your OCBC Great Eastern Cashflo Credit Card. The rebate is automatically credited into your card account and used to offset your monthly bills.

Find out more
Live Great Programme

Great Eastern Life's Live Great Programme is a holistic health and wellness programme designed to support your best intention for healthy living. You'll enjoy:

  • Live Great health and wellness special offers
  • Privileged invites to Live Great seminars and workshops
  • Exclusive access to Live Great - Health & Wellness app, articles, tools and tips for living great

Visit www.greateasternlife.com/livegreat today to start your healthy journey!

Other Card Benefits

Lazada.sg
Lazada.sg

S$7 off with a min. of S$50 spent

Enter promo code 'OCBC2016' and use your OCBC Great Eastern Cashflo Credit Card at checkout page

Find out more
Hotels.com
Hotels.com

Get 8% off your hotel bookings when you use the promo code 'mastercard' and pay with your OCBC Great Eastern Cashflo Credit Card

Find out more
Explorer Travel Insurance

Up to 50% off travel insurance with your OCBC Great Eastern Cashflo Credit Card

Find out more
Qoo10 Singapore
Qoo10 Singapore

Save up to S$40 on your Qoo10 purchases with your OCBC Great Eastern Cashflo Credit Card

Find out more

Fees & charges

Eligibility

  • Age 21 and above
  • Annual income:
    S$30,000 and above for Singaporeans and Singapore PRs
    S$45,000 and above for foreigners

Fees & Charges

  • Principal card: S$160.50 a year (First 2 years free)
    (Annual fee will be waived if you spend at least S$5,000 by each anniversary date of your OCBC Cashflo Great Eastern Credit Card)
  • Supplementary card: S$80.25 a year (First 2 years free)
  • The effective interest rate is 25.92% p.a. per annum and is subject to compounding if the monthly interest charges are not repaid in full.
  • Minimum payment: 3% of the total balance or S$50, whichever is higher, plus any overdue amount and excess in credit limit.
  • Late payment fee: S$80 if minimum payment specified in the billing statement is not received by payment due date.
  • Cash advance fee: 6% of amount withdrawn (minimum S$15).
  • Interest charges for cash advance: 28.92% a year of amount withdrawn subject to compounding if the monthly interest charges are not repaid in full (minimum S$2.50).
  • Extension of term: 3% of outstanding amount applies for 3- and 6-month term, and 5% of outstanding amount applies for 12-month term.
  • Administrative fee: S$150 to accelerate payment of automatic instalments.

Apply Online

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5 simple steps

 

How to apply for a supplementary card


With effect from 19 September 2016, the OCBC Credit Cardmembers' Agreement will be revised, mainly to address changes to the Cashwise nomenclature, updates to the Cash Advance terms and other editorial amendments.
Please refer to http://www.ocbc.com/assets/pdf/cards/cm_agreement.pdf for the revised OCBC Credit Cardmembers' Agreement.

Explorer is underwritten by The Overseas Assurance Corporation Ltd, a wholly-owned subsidiary of Great Eastern Holdings Ltd and a member of the OCBC Group. Explorer is not a bank deposit or obligation of, or guaranteed by OCBC Bank. Policy Owners' Protection Scheme: This plan is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the General Insurance Association (GIA) or SDIC websites (www.gia.org.sg or www.sdic.org.sg).

Terms and conditions

Please note the following changes governing the use of your OCBC Credit Cards with effect from 1 July 2012

Termination of OCBC Travel Insurance Programme

The OCBC Travel Insurance Programme for OCBC Generic Visa Classic/MasterCard Standard, OCBC Generic Visa/MasterCard Gold, OCBC Titanium, OCBC Platinum, and OCBC Arts Platinum cards will be discontinued from 1 Jul 2012.

For a worry-free holiday, get the comprehensive travel protection you need with TravelWise.

The promotion ("Promotion") is open only to a new applicant who successfully applies for the OCBC Great Eastern Cashflo MasterCard ("Card") as principal cardholder under this Promotion. The first 10,000 applicants who successfully apply for the Card are eligible to receive a adidas and Subway voucher ("gift"). Applicant who cancels an existing Card within the last 6 months prior to this Promotion and re-applies for it under this Promotion is not eligible for the gift.

Example:

Monthly Bill Cash Rebates Received
Great Eastern Life premiums S$300 1% rebates
1% x S$300 = S$3

Note: 1% cash rebates are subject to a cap of S$100 per month.

Example:

Monthly Bill Cash Rebates Received
S$0 - S$500 0.3% rebate
Above S$500 to S$1,000 0.5% rebate
Above S$1,000 1% rebate

Note: 1% cash rebate are subject to a cap of S$100 per month.