Sign up promo
sign up promo

Get up to S$168 ang pow from OCBC when you apply your first OCBC credit card by 28 Feb 2019. Here's how:

Step 1: Apply for the NTUC/OCBC Plus! Visa Credit Card and get S$88 cashback upon approval of first card

Step 2: Get $80 more when you spend S$800 within the first month of approval.

e.g. card approved in Jan, spend a min. of S$800 by 28 Feb

This promotion is only applicable to you if you are:

  • Applying for OCBC credit cards for the first time.
  • Applied through this website.

Promo period: 1 Jan - 28 Feb 2019

Terms and conditions apply.

apply now

OCBC Plus! Visa Card

OCBC Plus! Visa Card

Singapore’s card of choice at FairPrice and more

Enjoy up to 12% rebate on your FairPrice and Unity spend and save even more with NTUC/OCBC Plus! Visa Credit Cards

What are NTUC Plus!/OCBC Plus! Visa Credit Cards

NTUC Plus!/OCBC Plus! Visa Credit Cards are designed to let you save more. With up to 12% rebate at FairPrice, grocery shopping just got better! You will also enjoy more savings on fuel, telco bills and other daily essentials, in addition to LinkPoints rebates at over 200 participating Plus! merchants. It’s our way of celebrating your hard work with Singapore’s card of choice for savings all year round.

 

How our Credit Cards work

Silver Card

NTUC Plus! Visa Credit Card

Key benefits
Black Card

OCBC Plus! Visa Credit Card

Key benefits

Spend a minimum of S$500 monthly anywhere outside of FairPrice^ to qualify.

  • 7% off at FairPrice Stores, Unity and Warehouse Club2
  • 3% off at FairPrice On2
Key benefits

^Anywhere outside of FairPrice spend refers to Visa transactions made on your NTUC Plus!/OCBC Plus! Visa Credit or Debit Card outside of FairPrice, FairPrice On, Warehouse Club and Unity.

Also available as a Debit Card, click for full benefits.



Save even more






Promotions

Get S$5 off your purchase at Cheers/FairPrice Xpress

30 Jan - 28 Feb 2019

Enjoy S$5 off when you spend at least S$50 in a single receipt at Cheers/FairPrice Xpress stores in Esso Service Stations. Payment must be made with your NTUC/OCBC Plus! Visa Card.
Limited to the first 1,888 redemptions, one redemption per cardmember. Excluded items: abalone, fuel, NETS Flashpay, CashCard, top-up services, gift cards, tobacco, phone cards and parking coupons. Terms and conditions apply.

Get S$5 off your Golden Chef Prosperity Gift Set purchase

27 Dec 2018 - 20 Feb 2019

Get S$5 off when you purchase a Golden Chef Prosperity Gift Set at FairPrice, FairPrice Finest, Finest Xtra or FairPrice On from now till 20 February 2019, while stocks last. Terms and conditions apply.
Limited to 4 gift sets per cardmember. The gift set includes:

  • Australian Premium Wild Abalone 425g
  • Australian Baby Abalone 8s 425g
  • Pacific Clams 425g

Get S$5 off your Golden Chef Royal Abalone Treasure Pot 1.8KG purchase

27 Dec 2018 - 20 Feb 2019

Get S$5 off when you purchase a Golden Chef Royal Abalone Treasure Pot 1.8KG at FairPrice, FairPrice Finest, Finest Xtra, Warehouse Club or FairPrice On from now till 20 February 2019, while stocks last. Terms and conditions apply.
Limited to 4 gift sets per cardmember.

electricity

Enjoy the power of choice

1 Jan - 28 Feb 2019

Get an exclusive S$40 rebate when you switch your electricity provider to Keppel Electric, SembCorp Power or Senoko Energy and charge your recurring electricity bill payment to your NTUC/OCBC Plus! Visa Card. Valid for first 4,000 customers per electricity retailer. Terms and conditions apply.

score

Exclusive savings on everyday essentials

8 Nov 2018 - 8 Nov 2019

  • 3% additional rebate for incremental spends above S$100 in a single receipt at FairPrice On, FairPrice, FairPrice Finest, FairPrice Xtra, Unity Stores and Warehouse Club. Capped at S$5 per transaction.
  • 5% additional rebate on Grab rides in a month, after completing 5 non-discounted rides. Capped at S$10 per customer per month.
    Terms and Conditions apply
  • Enjoy S$80 cash rebate (for new OCBC Credit Card applicants) or S$50 cash rebate (for new NTUC/OCBC Plus! Visa Credit Card applicants) when you apply for the NTUC/OCBC Plus! Visa Credit Card via the SCORE website.
    Terms and Conditions apply

Find out more

Frequently Asked Questions

Esso

Up to 20.6% fuel savings at Esso

1 Aug - 31 Mar 2019 *Extended due to popular demand!

Get an additional 2.1% off your gross fuel spend at Esso!

Find out more




Additional Benefits

Link a new Esso Smiles Account with your NTUC/OCBC Plus! Visa Card

Enjoy great fuel savings with ease when you link your card.

Link your existing card

Sign up for a new card

Transfer existing Smiles Points

Frequency Asked Questions

Additional discounts on dining, shopping, travel and more

Enjoy exclusive card promotions with OCBC Cards islandwide

Find out more

Plus! App

Enhance your rewards experience with the Plus! App.

  • Check your LinkPoints balance and transaction history conveniently.
  • Be it shopping, exercising, traveling or dining, explore the discounts and deals you can get under Plus! Treats.
  • Collect stamps from Plus! Partners to redeem exciting rewards.
Download the app now
View the latest Plus! Promotions

 

Eligibility & Fees

Eligibility

NTUC Plus!/OCBC Plus! Visa Credit Card

  • Age 21 and above
  • Annual income:
    S$30,000 and above for Singaporeans and Singaporean PRs
    S$45,000 and above for foreigners
  • (NTUC Members will be eligible for NTUC Plus! Visa Credit Card)

Fees & charges

NTUC Plus! Visa Credit Card

  • Principal card: Free (prevailing NTUC Membership fee applies)
  • Supplementary card: Free (up to 3 supplementary cards)
  • Late Payment Charge:S$100 if the minimum payment for NTUC Plus! Visa Credit Card is not received by us by payment due date.

OCBC Plus! Visa Credit Card

  • Principal card: : S$107 per annum (First 1 year free)
  • Supplementary card: Free (up to 3 supplementary cards)
  • To earn an annual fee waiver for your OCBC Plus! Visa Credit Card, you must spend a minimum of at least S$2,500 in one year, starting from the month after your OCBC Plus! Visa Credit Card was issued.

    What counts towards the minimum amount you must spend:
    Retail transactions, monthly Instalment Payment Plans and monthly PayLite instalments, so long as the amount is shown in your statement during the year.

    What does not count towards the minimum amount you must spend:
    Cash-On-Instalments, cash advances and bank charges and any refunded amounts.
  • Late Payment Charge:S$100 if the minimum payment for OCBC Plus! Visa Credit Card is not received by us by payment due date.
  • Interest on Purchases: Until 31 December 2018, the interest rate is 25.92% per annum. This will be compounded if the monthly interest charges is not repaid in full. On 1 January 2019, the interest rate will be revised to 26.76%.

 

How to apply

Get your credit card in

5 simple steps


Notices

Revision of interest rate for NTUC/OCBC Plus! Visa Credit cards (Effective from 1 January 2019)

On 1 January 2019, the interest rate for NTUC/OCBC Plus! Visa Credit Cards will be revised from 25.92% to 26.76% per annum.

Revision in Unity rebate for Plus! Visa Credit Card Rewards Programme (Effective from 1 January 2018)

Earn up to 12% rebate on your purchases at Unity with NTUC/OCBC Plus! Visa Credit or Debit Cards. From 1 January 2018, in-store bonus rebates awarded for transactions made using your NTUC/ OCBC Plus! Visa Credit or Debit card under the "FP Rebate" category will include rebates for purchases made at Unity stores. Click here for the revised Terms and conditions governing NTUC Plus!/Plus! Visa Cards Rewards Programme.

Terms and conditions