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Get up to S$120 cashback from OCBC when you apply your first OCBC credit card by 30 April 2019. Here's how:

Step 1: Apply for the NTUC/OCBC Plus! Visa Credit Card and get S$80 cashback upon approval of first card

Step 2: Get $40 more when you spend S$300 within the first month of approval.

e.g. card approved in Mar, spend a min. of S$300 by 30 Apr

This promotion is only applicable to you if you are:

  • Applying for OCBC credit cards for the first time.
  • Applied through this website.

Promo period: 1 Mar - 30 April 2019

Terms and conditions apply.

apply now

OCBC Plus! Visa Card

OCBC Plus! Visa Card

Singapore’s card of choice at FairPrice and more

Enjoy up to 12% rebate on your FairPrice and Unity spend and save even more with NTUC/OCBC Plus! Visa Credit Cards

What are NTUC Plus!/OCBC Plus! Visa Credit Cards

NTUC Plus!/OCBC Plus! Visa Credit Cards are designed to let you save more. With up to 12% rebate at FairPrice, grocery shopping just got better! You will also enjoy more savings on fuel, telco bills and other daily essentials, in addition to LinkPoints rebates at over 200 participating Plus! merchants. It’s our way of celebrating your hard work with Singapore’s card of choice for savings all year round.


How our Credit Cards work

Silver Card

NTUC Plus! Visa Credit Card

Key benefits
Black Card

OCBC Plus! Visa Credit Card

Key benefits

Spend a minimum of S$500 monthly anywhere outside of FairPrice^ to qualify.

  • 7% off at FairPrice Stores, Unity and Warehouse Club2
  • 3% off at FairPrice On2
Key benefits

^Anywhere outside of FairPrice spend refers to Visa transactions made on your NTUC Plus!/OCBC Plus! Visa Credit or Debit Card outside of FairPrice, FairPrice On, Warehouse Club and Unity.

Also available as a Debit Card, click for full benefits.

Save even more



Enjoy the power of choice

1 Mar – 30 Apr 2019

Get an exclusive S$40 rebate when you switch your electricity provider to Keppel Electrics, SembCorp Power, Senoko Energy or Geneco and charge your recurring electricity bill payment to your NTUC/OCBC Plus! Visa Card. Valid for first 4,000 customers per electricity retailer. Terms and conditions apply.


Up to 20.6% fuel savings at Esso

1 Aug 2018 – 30 Jun 2019*Extended due to popular demand!

Get an additional 2.1% off your gross fuel spend at Esso!

Find out more


Exclusive savings on everyday essentials

8 Nov 2018 - 8 Nov 2019

  • 3% additional rebate for incremental spends above S$100 in a single receipt at FairPrice On, FairPrice, FairPrice Finest, FairPrice Xtra, Unity Stores and Warehouse Club. Capped at S$5 per transaction.
  • 5% additional rebate on Grab rides in a month, after completing 5 non-discounted rides. Capped at S$10 per customer per month.
    Terms and Conditions apply
  • Enjoy S$80 cash rebate (for new OCBC Credit Card applicants) or S$50 cash rebate (for new NTUC/OCBC Plus! Visa Credit Card applicants) when you apply for the NTUC/OCBC Plus! Visa Credit Card via the SCORE website.
    Terms and Conditions apply

Find out more

Frequently Asked Questions

Additional Benefits

Link a new Esso Smiles Account with your NTUC/OCBC Plus! Visa Card

Enjoy great fuel savings with ease when you link your card.

Link your existing card

Sign up for a new card

Transfer existing Smiles Points

Frequency Asked Questions

Additional discounts on dining, shopping, travel and more

Enjoy exclusive card promotions with OCBC Cards islandwide

Find out more

Plus! App

Enhance your rewards experience with the Plus! App.

  • Check your LinkPoints balance and transaction history conveniently.
  • Be it shopping, exercising, traveling or dining, explore the discounts and deals you can get under Plus! Treats.
  • Collect stamps from Plus! Partners to redeem exciting rewards.
Download the app now
View the latest Plus! Promotions


Eligibility & Fees


NTUC Plus!/OCBC Plus! Visa Credit Card

  • Age 21 and above
  • Annual income:
    S$30,000 and above for Singaporeans and Singaporean PRs
    S$45,000 and above for foreigners
  • (NTUC Members will be eligible for NTUC Plus! Visa Credit Card)

Fees & charges

NTUC Plus! Visa Credit Card

  • Principal card: Free (prevailing NTUC Membership fee applies)
  • Supplementary card: Free (up to 3 supplementary cards)

OCBC Plus! Visa Credit Card

  • Principal card: : S$107 per annum (First 1 year free)
  • Supplementary card: Free (up to 3 supplementary cards)
  • To earn an annual fee waiver for your OCBC Plus! Visa Credit Card, you must spend a minimum of at least S$2,500 in one year, starting from the month after your OCBC Plus! Visa Credit Card was issued.

    For more fees and charges, view here.


How to apply

Get your credit card in

5 simple steps