Business Debit Card

For your everyday business spend

Why you will love this

Get 1% cashback on ecommerce, digital marketing and travel spends

Get 0.2% unlimited cashback on all other spends

No minimum spend and no annual fees

 

Enjoy up to 6% cashback when you spend $6,000 Find out more

Spend $6,000 within the 3 months of card issuance and receive up to $300 cashback. T&Cs apply.

A brand new look

The OCBC Business Debit Card now comes in a new design — bold, stylish yet modern.

All the usual card information is now on the back for a sleeker look. New card applicants can expect to receive the new card design upon application.

For existing card members, the new card design will only be issued to you upon card renewal or replacement. Nothing will change with your account, and your card will work just the same, with bigger cash benefits.

How much you can earn

Earn up to 1% cashback when you spend on your everyday business spend.
Refer to terms and conditions for list of qualifying transactions.

1%

a month*

Digital Marketing

Examples:

  • Facebook
  • Google
  • Instagram
  • LinkedIn

Examples:

  • Facebook
  • Google
  • Instagram
  • LinkedIn

1%

a month*

Software Services

Examples:

  • Adobe
  • Microsoft
  • Shopify
  • Xero

Examples:

  • Adobe
  • Microsoft
  • Shopify
  • Xero

1%

a month*

Online Retail

Examples:

  • Amazon
  • Lazada
  • Shopee
  • Taobao

Examples:

  • Amazon
  • Lazada
  • Shopee
  • Taobao

1%

a month*

Travel

  • Airlines
  • Hotels
  • Tour Operators
  • Airlines
  • Hotels
  • Tour Operators

0.2%

a month

Other categories

There is no cap on the cashback amount. Available for all other qualifying transactions.

There is no cap on the cashback amount. Available for all other qualifying transactions.

*For the qualifying business categories, the 0.8% bonus rebate will be capped at S$80 per month. No cap to the 0.2% base rebate.

Benefits

Earn unlimited cashback

Get 1% cashback on everyday business spend* and unlimited 0.2% cashback on all other spend.

Get 1% cashback on everyday business spend* and unlimited 0.2% cashback on all other spend.

Use your digital card instantly

Check out online with your digital card or easily add your card to your mobile wallets like Apple Pay, Google Pay and Samsung Pay.

Check out online with your digital card or easily add your card to your mobile wallets like Apple Pay, Google Pay and Samsung Pay.

Indulge in exclusive card privileges

Enjoy special deals from OCBC card promotions and Mastercard Priceless™ Specials. Take advantage of curated global and local business, travel and lifestyle benefits.

Enjoy special deals from OCBC card promotions and Mastercard Priceless™ Specials. Take advantage of curated global and local business, travel and lifestyle benefits.

Access your card details anywhere

Easily access your digital card details in the OCBC Business Banking app or OCBC Velocity.

Easily access your digital card details in the OCBC Business Banking app or OCBC Velocity.

Make your business accounting easier

All card transactions are debited directly from your business account and presented in a single consolidated statement. No separate card bills to track.

All card transactions are debited directly from your business account and presented in a single consolidated statement. No separate card bills to track.

Enjoy Mastercard global acceptance

Pay with Mastercard or NETS and access over 1,200 ATMs island-wide, or any ATMs with the Mastercard or MEPS logo worldwide.

Pay with Mastercard or NETS and access over 1,200 ATMs island-wide, or any ATMs with the Mastercard or MEPS logo worldwide.

Accessing your digital card

To access your digital card, follow these steps.

Promotions

Welcome Promotion

Spend $6,000 within the 3 months of card issuance and receive up to $300 cashback. Terms & conditions apply.

Welcome Promotion

Spend $6,000 within the 3 months of card issuance and receive up to $300 cashback. Terms & conditions apply.

Mastercard Easy Savings Specials

Enjoy greater savings for your business needs.

Mastercard Easy Savings Specials

Enjoy greater savings for your business needs.

OCBC Card Promotions

From dining to travel privileges, find the perfect deal from our lineup of promotions.

OCBC Card Promotions

From dining to travel privileges, find the perfect deal from our lineup of promotions.

Mastercard Priceless™ Specials

Enjoy a wide range of global and local Mastercard deals.

Mastercard Priceless™ Specials

Enjoy a wide range of global and local Mastercard deals.

Mastercard Travel Rewards

Enjoy exclusive cashback at leading global brands when traveling abroad or shopping online.

Mastercard Travel Rewards

Enjoy exclusive cashback at leading global brands when traveling abroad or shopping online.

FAQs
What is a digital card?

A digital card is the debit or credit card that you can easily access from the OCBC Business Banking app or OCBC Velocity after the approval of your application.

The digital card will have the same card number and expiry date as the physical card that you will receive. The only difference between the digital card and physical card is that of the CVV.

How do I use my digital card immediately?

Follow this guide to learn how to access your digital debit card details and start using it. Ensure your OCBC Business app is updated.

My business debit card is in the previous card design. Am I still eligible for the upsized rebates programme?

Yes, the rebates are applicable to all OCBC Business Debit Card members with effect from 1 November 2022. Please refer to T&Cs for more information.

Can we make cash withdrawals using the Business Debit Card from ATMs outside of Singapore?
Yes, you may make cash withdrawals using your Business Debit Card from ATMs when you are overseas. However, the ATM must be able to accept the 6-digit PIN.  Please match the card association logo on your Business Debit Card to the ATM, for example: MasterCard-Cirrus.

More questions and answers
Before you apply

Not an OCBC Business Banking customer?

You will need to have an OCBC Business Account to apply for a free Business Debit Card. Instantly open your account online.

Learn more 

Ready to apply?

Get your Business Debit Card now

OCBC PictureCard service - Image Guidelines

These Image Guidelines may be varied by OCBC at any time. OCBC will not accept images that contain any of the following:

  • trademarks, logos, slogans, company names, get-up, copyrighted material or brands of any third party
  • advertising or promotional material, or branded products
  • celebrities, actors, musicians, athletes, cartoons or public figures
  • works of art
  • phone numbers, addresses, URL addresses, account or PIN numbers
  • provocative or sexual material
  • violent or other offensive, obscene or indecent material
  • nudity or semi-nudity
  • bigotry, racism, hatred, profanity or obscenities
  • alcohol, tobacco, gambling, firearms or pharmaceutical products
  • images that show illegal or anti-social behaviour
  • culturally or socially insensitive images
  • images that display the opinions or beliefs of political groups, religious groups or socially unacceptable groups (e.g. political images, neo-Nazi images, gangs)
  • libellous or defamatory content, or content which is otherwise in violation of any rules, regulations or laws to which the images are subject
  • content not acceptable for persons under 18 years old
  • images that may result in non-acceptance or other problems at point of sale.
  • such other images or contents as may be deemed inappropriate or unacceptable by OCBC.