Commercial Business Property Loan | OCBC Business Banking SG
Own or refinance your commercial property with OCBC

Commercial Property Loan

Online exclusive rates when you own or refinance your commercial property

Why you will love this

Attractive interest rates with flexible financing options

Enjoy savings of up to $4,000

Easy application and fast approval

Who can apply

The company must be locally incorporated for at least 15 months

At least 30% of the company owned by Singaporeans / PRs

Company turnover must be less than or equal to S$20 million

Enjoy a comprehensive suite of financing options and attractive rates when you have a commercial or business property.

Get competitive rates when you refinance, or apply for a new commercial property loan with us.

Features and benefits

Fast loan approval in 72 hours*

Flexibly add on term loan, overdraft or trade facilities

Borrow up to 80% of your property purchase price or valuation

9.9 Online Promotion

Save up to $4,000 when you apply online

  1. Complete your commercial property loan application online by 30 September 2021.
  2. Save up to $4,000 on your loan^.

By submitting an application during this period, you agree with the ^terms and conditions of the promotion.

How much financing can you get?

Find out how much you can borrow based on your property purchase price, loan amount and tenure using our OCBC loan calculator.

=

S$0
S$1,000,000
5 years
30 years
1%
5%

Estimated monthly instalment in Year 1 and 2

S$0

Enquire Online

Monthly payments in the first two years of the loan, afterwhich, depending on the loan package you obtain, the interest rate may differ.

Disclaimer / Important Notice
This is not a financing offer from OCBC Bank. The computations shown are based on the information provided by you. These computations are intended to give an indication of repayment information based on certain loan parameters, and are provided solely for reference only. Actual interest rates may differ and may be higher than what is shown here. We hereby disclaim any responsibility for any errors or omissions in the computations or past transaction values reflected. OCBC Bank will not under any circumstances accept responsibility or liability for any losses that may arise from a decision that you may make as a result of relying on the computations and/or past transaction values reflected. For the applicable terms and conditions of any financing offer made to you by OCBC Bank, please refer to the relevant Letter(s) of Offer issued.

commercial property loan packages

Choose the loan that suits your needs

  • OCBC 2Y fixed rate
  • OCBC 2Y/3Y Floating Rate
OCBC 2Y fixed rate OCBC 2Y/3Y Floating Rate
Protects you from rate fluctuations for the first 2 years
Cashflow certainty with fixed instalments for the first 2 years
Read more less
Variable interest rates that move with the market
Lower initial interest rates
Read more less
Before you apply

Eligibility requirements

Business registration
The company must be locally incorporated for at least 15 months
Business ownership
At least 30% of the company must be owned by Singaporeans / PR
Turnover
The company’s turnover must be less than or equal to S$20 million

Terms and conditions

  1. All forms and supporting documents must be duly completed and submitted.
  2. All loans are subject to satisfactory credit assessment.

Reprice your existing OCBC Commercial Property Loan to enjoy greater savings on your monthly instalments.

Features and benefits

Fast loan approval in 72 hours*

Enjoy interest savings and lower monthly instalments when you reprice

Borrow up to 80% of your property purchase price or valuation

Before you apply

Eligibility requirements

Lock-in period

From 3 months before the end of your lock-in period

Minimum remaining loan amount

S$100,000

Minimum remaining loan tenure

5 years


Terms and conditions

  1. All forms and supporting documents must be duly completed and submitted.
  2. All loans are subject to satisfactory credit assessment.

Additional information

  1. Repricing fee applies unless stated otherwise in your Letter of Offer.
  2. Your repricing application is subject to satisfactory conduct of your accounts.
  3. Our officer will contact you within 2 working days upon submission of our online form.

or call us at 1800-BIZLOAN (1800-2495626).

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