=
Estimated monthly instalment in Year 1 and 2
S$0
Monthly payments in the first two years of the loan, afterwhich, depending on the loan package you obtain, the interest rate may differ.
Commercial Property Loan
Own or refinance your commercial property at attractive rates
Enjoy a comprehensive suite of financing options and attractive rates when you have a commercial or business property.
Get competitive rates when you refinance, or apply for a new commercial property loan with us.
Features and benefits
Fast loan approval in 72 hours*
Flexibly add on term loan, overdraft or trade facilities
Borrow up to 80% of your property purchase price or valuation
How much financing can you get?
Find out how much you can borrow based on your property purchase price, loan amount and tenure using our OCBC loan calculator.
Disclaimer / Important Notice
This is not a financing offer from OCBC Bank. The computations shown are based on the information provided by you. These computations are intended to give an indication of repayment information based on certain loan parameters, and are provided solely for reference only. Actual interest rates may differ and may be higher than what is shown here. We hereby disclaim any responsibility for any errors or omissions in the computations or past transaction values reflected. OCBC Bank will not under any circumstances accept responsibility or liability for any losses that may arise from a decision that you may make as a result of relying on the computations and/or past transaction values reflected. For the applicable terms and conditions of any financing offer made to you by OCBC Bank, please refer to the relevant Letter(s) of Offer issued.
commercial property loan packages
Choose the loan that suits your needs
- OCBC 2Y fixed rate
- OCBC 2Y/3Y Floating Rate
| OCBC 2Y fixed rate | OCBC 2Y/3Y Floating Rate | ||
|---|---|---|---|
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Before you apply
Eligibility requirements
Business registration
The company must be locally incorporated for at least 15 months
Business ownership
At least 30% of the company must be owned by Singaporeans / PR
Turnover
The company’s turnover must be less than or equal to S$20 million
Terms and conditions
- All forms and supporting documents must be duly completed and submitted.
- All loans are subject to satisfactory credit assessment.
Reprice your existing OCBC Commercial Property Loan to enjoy greater savings on your monthly instalments.
Features and benefits
Fast loan approval in 72 hours*
Enjoy interest savings and lower monthly instalments when you reprice
Borrow up to 80% of your property purchase price or valuation
Before you apply
Eligibility requirements
Lock-in period
From 3 months before the end of your lock-in period
Minimum remaining loan amount
S$100,000
Minimum remaining loan tenure
5 years
Terms and conditions
- All forms and supporting documents must be duly completed and submitted.
- All loans are subject to satisfactory credit assessment.
Additional information
- Repricing fee applies unless stated otherwise in your Letter of Offer.
- Your repricing application is subject to satisfactory conduct of your accounts.
- Our officer will contact you within 2 working days upon submission of our online form.
Need help with your existing loan?
Need help with your existing loan?
Request for a deferment of principal payments on your Commercial Property Loan online or visit the loan moratorium page for more information.
or call us at 1800-BIZLOAN (1800-2495626).
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