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The information in this document is for general information only. It does not take into account your investment aims, financial situation or particular needs. Trading in securities can be very risky, and you may lose all of or more than the amount you originally invested or deposited. You should consider carefully and take caution when making any trading decision, and work out whether each trade is suitable for you. If necessary you should speak to your own financial adviser, who will assess whether the product is suitable for you based on your investment aims, financial situation or needs. If you choose to act based on the information in this document, it is entirely at your own risk and responsibility. The information is not investment advice or recommendations by us or OCBC Securities Private Limited.

A copy of the prospectus of the Fund is available and may be obtained from the Fund Manager, or any of its approved distributors. Potential investors should read the prospectus for details on the Funds before deciding whether to subscribe for or purchase units in the Fund. The value of the units in the Fund and the income accruing to the units, if any, may fall or rise.

For listed Funds, investors cannot redeem their units of the Fund with the manager, or may only redeem units with the manager under certain specified conditions. The listing of the units of the Fund on any approved exchange does not guarantee a liquid market for the units.

This is not a formal offer for any product, or an offer to enter into a transaction for any securities or to take part in any particular trading or investment strategy.

The information in this document may contain projections or other predictions about future events or the future performance of countries, assets, markets or companies. Actual events or results may be different. Past performance figures are not necessarily an indication of future or like performance. Any reference to any specific country, financial product or asset class is used for illustration or information purposes only and you should not rely on it for any purpose.

We have done all we can to make sure that the information in this document is accurate at the time of printing, but we do not guarantee that it is accurate. If any of the information becomes out of date or is inaccurate, we do not have to update it.

We and OCBC Securities Private Limited will not be responsible for any loss or damage arising directly or indirectly in connection with, or as a result of, any person acting on any information provided in this document.

If you are thinking of investing, please read the Terms and Conditions Governing The Blue Chip Investment Plan and the Additional Terms and Conditions Governing Joint Accounts Under The Blue Chip Investment Plan for details about the plan before deciding whether to enter into any transaction with any issuer. You can get a copy of the Terms and Conditions Governing The Blue Chip Investment Plan and the Additional Terms and Conditions Governing Joint Accounts Under The Blue Chip Investment Plan at http://www.ocbc.com/bluechip.

Please do not reproduce or share any of the information in this document without our written permission.

1. A copy of the prospectus of each fund is available and may be obtained from the fund manager or any of its approved distributors. Potential investors should read the prospectus for details on the relevant fund before deciding whether to subscribe for, or purchase units in the fund.
2. The value of the units in the funds and the income accruing to the units, if any, may fall or rise. Please refer to the prospectus of the relevant fund for the name of the fund manager and the investment objectives of the fund.
3. Investment involves risks. Past performance figures do not reflect future performance.
4. Any reference to a company, financial product or asset class is used for illustrative purposes and does not represent our recommendation in any way.

For funds that are listed on an approved exchange, investors cannot redeem their units of those funds with the manager, or may only redeem units with the manager under certain specified conditions. The listing of the units of those funds on any approved exchange does not guarantee a liquid market for the units.

The indicative distribution rate may not be achieved and is not an indication, forecast, or projection of the future performance of the Fund.

1. Dividend growth is not guaranteed, nor are companies in which you invest obliged to pay dividends;
2. Companies may go bankrupt rendering the original investment valueless;
3. Equity markets may decline in value;
4. Corporate earnings and financial markets may be volatile;
5. If there is no recognised market for equities, then these may be difficult to sell and accurate information about their value may be hard to obtain;
6. Smaller company investments may be difficult to sell if there is little liquidity in the market for such equities and there may be substantial differences between the buying price and the selling price;
7. Equities on overseas markets may involve different risks to equities issued in Singapore;
8. With regards to investments in overseas companies, foreign exchange rates may move in an unfavourable direction affecting adversely the valuation of investments in base currency terms.