Primegold Bonus III
Work your retirement funds harder
PrimeGold Bonus III is a single premium endowment insurance plan that helps you grow your wealth.
Grow your wealth at up to 3.08% per annum
Based on PrimeGold Bonus III plan type where you receive yearly payouts from years 6 to 20 with a premium of 100,000 SGD.
Based on PrimeGold Bonus III plan type where you receive yearly payouts from years 6 to 20 with a premium of 100,000 SGD.
This plan offers 4 plan types
Choose between a 15- and 20-year policy term, and if you would like to receive yearly payouts from end of year 1, 4 or 6.
Choose between a 15- and 20-year policy term, and if you would like to receive yearly payouts from end of year 1, 4 or 6.
Capital guaranteed
This plan is capital guaranteed from end of year 5; if you cancel after 5 years, the total amount you will receive will be more than your premiums paid.
This plan is capital guaranteed from end of year 5; if you cancel after 5 years, the total amount you will receive will be more than your premiums paid.
Option to pay using Supplementary Retirement Scheme (SRS) funds
Maximise your SRS funds to meet your retirement goals.
Maximise your SRS funds to meet your retirement goals.
Insurance coverage
Receive coverage for Death, Total & Permanent Disability and Terminal Illness throughout the policy term.
Receive coverage for Death, Total & Permanent Disability and Terminal Illness throughout the policy term.
This is not a fixed or savings deposit. It is an endowment insurance plan.
The return of 3.08% per annum is based on an illustrated investment rate of return of the participating fund at 4.25% per annum. Based on an illustrated investment rate of return of 3.00% per annum, the return will be 1.91% per annum. The actual benefits payable may vary according to the future experience of the participating fund.
Grow your wealth at up to 3.08% per annum
Based on PrimeGold Bonus III plan type where you receive yearly payouts from years 6 to 20 with a premium of 100,000 SGD.
This plan offers 4 plan types
Choose between a 15- and 20-year policy term, and if you would like to receive yearly payouts from end of year 1, 4 or 6.
Capital guaranteed
This plan is capital guaranteed from end of year 5; if you cancel after 5 years, the total amount you will receive will be more than your premiums paid.
Option to pay using Supplementary Retirement Scheme (SRS) funds
Maximise your SRS funds to meet your retirement goals.
Insurance coverage
Receive coverage for Death, Total & Permanent Disability and Terminal Illness throughout the policy term.
This is not a fixed or savings deposit. It is an endowment insurance plan.
The return of 3.08% per annum is based on an illustrated investment rate of return of the participating fund at 4.25% per annum. Based on an illustrated investment rate of return of 3.00% per annum, the return will be 1.91% per annum. The actual benefits payable may vary according to the future experience of the participating fund.
The figures used are for illustrative purposes only and are rounded. Please refer to the policy illustration for the exact values. The non-guaranteed payouts are based on an illustrated investment rate of return of the participating fund at 4.25% a year. Based on an illustrated investment rate of return at 3.00% a year, the total illustrated payout will be 59,000 SGD. The actual benefits payable may vary according to the future performance of the participating fund.
The figures used are for illustrative purposes only and are rounded. Please refer to the policy illustration for the exact values. The non-guaranteed payouts are based on an illustrated investment rate of return of the participating fund at 4.25% a year. Based on an illustrated investment rate of return at 3.00% a year, the total illustrated payout will be 56,500 SGD. The actual benefits payable may vary according to the future performance of the participating fund.
The figures used are for illustrative purposes only and are rounded. Please refer to the policy illustration for the exact values. The non-guaranteed payouts are based on an illustrated investment rate of return of the participating fund at 4.25% a year. Based on an illustrated investment rate of return at 3.00% a year, the total illustrated payout will be 60,775 SGD. The actual benefits payable may vary according to the future performance of the participating fund.
The figures used are for illustrative purposes only and are rounded. Please refer to the policy illustration for the exact values. The non-guaranteed payouts are based on an illustrated investment rate of return of the participating fund at 4.25% a year. Based on an illustrated investment rate of return at 3.00% a year, the total illustrated payout will be 63,375 SGD. The actual benefits payable may vary according to the future performance of the participating fund.
Eligibility requirements
PrimeGold Bonus III (15 years)
Exactly 1 month old to 70 years old (age next birthday)
PrimeGold Bonus III (20 years)
Exactly 1 month old to 65 years old (age next birthday)
If the insured is below 19 years old (age next birthday), please visit your nearest OCBC branch.
More information
Apply for PrimeGold Bonus III
Don't have the app?
Download on Apple app store
Download on Google Play
Download on AppGallery
Total & Permanent Disability refers to an irrecoverable state of incapacity to perform any work or occupation to earn any income.
It may also refer to the following total and irrecoverable disability:
- loss of sight in both eyes; or
- loss of the use of 2 limbs at or above the wrist or ankle; or
- loss of the sight in 1 eye and loss of the use of 1 limb at or above the wrist or ankle.
You are advised to read the policy contract for the exact definitions and full list of exclusions.
| Plan type: Receive yearly payouts from end of | Years 6 to 15 |
Years 1 to 20 |
Years 4 to 20 |
Years 6 to 20 |
| Policy term | 15 years | 20 years | 20 years | 20 years |
| Plan type: Receive yearly payouts from end of | Policy term |
| Years 6 to 15 | 15 years |
| Years 1 to 20 | 20 years |
| Years 4 to 20 | 20 years |
| Years 6 to 20 | 20 years |
Only the plan type with yearly payouts from end of years 4 to 20 is available on the OCBC Digital app.
Important notes
PrimeGold Bonus III is provided by The Great Eastern Life Assurance Company Limited, a wholly owned subsidiary of Great Eastern Holdings Limited and a member of the OCBC Group. This plan is not a bank deposit and OCBC Bank does not guarantee or have any obligations in connection with it.
This document does not take into account your particular investment and protection aims, financial situation or needs. You may want to seek advice from a financial adviser before committing to buy the product. If you choose not to seek advice from a financial adviser, you should consider whether the product is suitable for you.
As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.
This document is for general information only. It is not a contract of insurance or an offer to buy an insurance product or service. It is also not meant to provide any insurance or financial advice. The specific terms and conditions of the plan are set out in the policy documents. If you are interested in the insurance policy, you should read the product summary and policy illustration (available from us) before deciding whether to buy this product.
We do not guarantee, represent or warrant that any of the information provided in this document is accurate and you should not rely on it as such. We do not undertake to update the information or to correct any inaccuracies. All information may change without notice. We will not be liable for any loss or damage arising directly or indirectly in connection with or as a result of you acting on the information in this document.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
Information presented as at 13 December 2021.
Policy Owners' Protection Scheme
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).
A lump sum death benefit will be payable on a definite diagnosis of an illness that is expected to result in the life assured's death within 12 months of the diagnosis.
The diagnosis has to be supported by a registered medical practitioner and when required, to be confirmed by Great Eastern's appointed medical practitioner.
You are leaving the OCBC Bank’s website to access Great Eastern’s website.
By clicking on "Proceed", you acknowledge the following:
- You have chosen not to seek advice on the suitability of this product. You should consider if this product is suitable for your financial circumstances or needs.