OCBC BEST Denki Credit Card

BEST-OCBC Platinum Credit Card | OCBC


Age 21 and above

Annual income:
S$30,000 and above for Singaporeans and Singapore PRs
S$45,000 and above for foreigners

How to apply

Fees & charges

Principal card: S$160.50 a year

From 1 June 2017, the late payment charge for the OCBC BEST Denki Credit Card will be revised from S$80 to S$100.

To earn an annual fee waiver for your OCBC BEST Denki Credit Card, you must meet the minimum spending of at least S$5,000 in one year, starting from the month in which your OCBC BEST Denki Credit Card was issued. Retail transactions, monthly Instalment Payment Plans and monthly PayLite instalments will all count towards the minimum spending required, so long as the amount is shown in your statement during the year and not refunded. However, Cash-On-Instalments, cash advances and bank charges or fees will not count.

Supplementary card: S$80.25 a year

No annual fees for the first 2 years

The effective interest rate is 25.92% per annum and is subject to compounding if the monthly charges are not repaid in full.

From 10 March 2017, transactions made at TransitLink General Ticketing Machines with your BEST-OCBC Card will not earn OCBC$. Please visit ocbc.com/rewards for the revised T&Cs Governing the OCBC$ Rewards Programme.

The best privileges are in store

BEST Rewards
BEST Rewards

Receive 12% BEST Rewards (equivalent to 3% cash rebate) for any amount charged at BEST Denki, including items purchased on the 0% interest instalment plan.

e.g. S$100 spent at BEST Denki = 12 BEST Rewards = S$3 cash rebate

2.5% cash rebates
Up to 2.5% cash rebates yearly

Earn extra 2% rebate for annual spend of S$10,000 and above, and 2.5% rebate for annual spend of S$20,000 and above.

Free Delivery
Free Delivery

Spend a minimum of S$200 in a single receipt on bulky items (those that do not fit into a car boot) and have your purchases delivered for free.

Safety 5 Premium Warranty Programme
Safety 5 Premium Warranty Programme

Use your OCBC BEST Denki Credit Card and pay only 16% of the purchase price for more coverage with Safety 5 Premium Warranty Programme. This 5-year extended warranty will cover Product Failure, Flood Protection, Fire Protection, Theft from Home Protection and Damage Protection.

BEST Denki Safety 5 Premium Warranty Programme

With effect from 1 March 2015, pay only 16% of the purchase price for Safety 5 Premium Warranty Programme for more coverage using your OCBC BEST Denki Credit Card.

Current spotlights

0% Instalment Payment Plan
0% instalment payment plan

Choose to pay over a period of 6, 12, 24 or 36 months, with a minimum purchase of S$200.

Exclusive Events
Exclusive invitations to members' events

Be invited to members-only events, private sales and participate in specially organised workshops and product seminars.

OCBC BEST Denki Credit Card
BEST Denki retail outlets

Shop for a wide range of electronics at our retail outlets island-wide.

View all BEST Denki locations

Get up to S$80 BEST Vouchers with your BEST-OCBC Card

Find out more

OCBC card promotions


Shop at retail outlets across Singapore with discounts of up to 25%


Priority entry at nightspots and discounts for concerts, performances and movies

Dining rewards

Sample an array of cuisines with great deals and discounts at cafés, bars, bistros and restaurants


Reduced airfares, discounted travel packages and other travel deals

How to apply

Get your credit card in

5 simple steps

How to apply for a supplementary card

Terms and conditions