OCBC BEST Denki Credit Card

BEST-OCBC Platinum Credit Card | OCBC


Age 21 and above

Annual income:
S$30,000 and above for Singaporeans and Singapore PRs
S$45,000 and above for foreigners

How to apply

Fees & charges

Principal card: S$160.50 a year

To earn an annual fee waiver for your OCBC BEST Denki Credit Card, you must spend a minimum of at least S$5,000 in one year, starting from the month after your OCBC BEST Denki Credit Card was issued.

Supplementary card: S$80.25 a year

No annual fees for the first 2 years

For more fees and charges, view here

Get and use your card instantly when you apply via MyInfo.

  • Instant approval
  • Instant digital card that can be used for mobile wallets, online and mobile app purchases*
  • Same day physical credit card issuance for online applications approved before 12:30pm

*Excluding merchants that do not require CVV input

Find out more

Get S$50 cash rebate upon approval.

  • No minimum spend required
  • Apply online by 30 September 2019
  • Only for new OCBC Credit Card applications
T&Cs apply

The best privileges are in store

BEST Rewards
BEST Rewards

Receive 12% BEST Rewards (equivalent to 3% cash rebate) for any amount charged at BEST Denki, including items purchased on the 0% interest instalment plan.

e.g. S$100 spent at BEST Denki = 12 BEST Rewards = S$3 cash rebate

2.5% cash rebates
Up to 2.5% cash rebates yearly

Earn extra 2% rebate for annual spend of S$10,000 and above, and 2.5% rebate for annual spend of S$20,000 and above.

Please note that transactions which qualify for the annual cash rebates refer to transactions done at BEST Denki retail outlets.

Free Delivery
Free Delivery

Spend a minimum of S$200 in a single receipt on bulky items (those that do not fit into a car boot) and have your purchases delivered for free.

Safety 5 Premium Warranty Programme
Safety 5 Premium Warranty Programme

Use your OCBC BEST Denki Credit Card and pay only 16% of the purchase price for more coverage with Safety 5 Premium Warranty Programme. This 5-year extended warranty will cover Product Failure, Flood Protection, Fire Protection, Theft from Home Protection and Damage Protection.

BEST Denki Safety 5 Premium Warranty Programme

With effect from 1 March 2015, pay only 16% of the purchase price for Safety 5 Premium Warranty Programme for more coverage using your OCBC BEST Denki Credit Card.

Current spotlights

0% Instalment Payment Plan
0% instalment payment plan

Choose to pay over a period of 6, 12, 24 or 36 months, with a minimum purchase of S$200.

Exclusive Events
Exclusive invitations to members' events

Be invited to members-only events, private sales and participate in specially organised workshops and product seminars.

OCBC BEST Denki Credit Card
BEST Denki retail outlets

Shop for a wide range of electronics at our retail outlets island-wide.

View all BEST Denki locations

OCBC card promotions


Shop at retail outlets across Singapore with discounts of up to 25%


Priority entry at nightspots and discounts for concerts, performances and movies

Dining rewards

Sample an array of cuisines with great deals and discounts at cafés, bars, bistros and restaurants


Reduced airfares, discounted travel packages and other travel deals

How to apply

Get your credit card in

3 simple steps

How to apply for a supplementary card

Important things to note before you apply

Credit Bureau Singapore
Please note that additional time may be needed to review your application as Credit Bureau Singapore will be synchronising data from 12am to 8am daily.

MyInfo will be temporarily unavailable from 2am to 8.30am every Wednesday and Sunday due to scheduled maintenance.

System Maintenance
Please note that your product may not be availed to you instantly during system maintenance hours between 9.30pm to 6am.

Terms and conditions