Best-OCBC Credit Card

Enjoy great savings on electronics and appliances

Why you will love this

Get 3% cash rebate at BEST Denki

Earn up to 2.5% extra rebate on annual spend

Free delivery when you spend a minimum of S$200 in a single receipt on bulky items

Who can apply

Singaporean or Singapore PR above 21 years old with an annual income of S$30,000 and above

Foreigner above 21 years old with an annual income of S$45,000 and above

Save and get rewarded for your electronics and appliances purchases at BEST Denki with card rebates, access to exclusive member events, and more.

Benefits

0% instalment payment plan

Choose to pay over a period of 3, 6 or 12 months.

Minimum purchase of S$50 (for 3-month payment plan) or S$250 (for 6-month or 12-month payment plans).

Exclusive invitations to members’ events

Be invited to members-only events, private sales and participate in specially organised workshops and product seminars.

Enjoy rewards at all BEST Denki retail outlets

Enjoy card perks and rewards at any BEST Denki retail outlet island-wide.

View all BEST Denki locations

Earn 3% cash rebate

Receive 3% cash rebate for any amount charged at BEST Denki, including items purchased on the 0% interest instalment plan. Excluding traders and not applicable for purchase of BEST Vouchers.

Get up to 2.5% extra rebate

Earn extra 2% rebate for annual spend of S$10,000 and above and 2.5% rebate for annual spend of S$20,000 and above at BEST Denki. Excluding traders and not applicable for purchase of BEST Vouchers.

Safety 5 Premium Warranty Programme

Members’ Rate at 16% / Non-Members’ Rate at 19%.​

This warranty will cover Product Failure, Flood Protection, Fire Protection, Theft from Home Protection & Damage Protection. The Safety 5 Premium Warranty Programme covers Consumer Electric Products for 5 Years and IT Products for 3 Years. Applicable to item S$200 & above and excluding GST.

Guaranteed Price Protection up to 10 Days ​

If the product you purchased is advertised at a lower price in the newspapers by another mega electrical or electronic retailer in Singapore within 10 days of your purchase, BEST Denki will refund you the difference upon presentation of the newspaper advertisement (Excluding one-day offers and display sets).

Redeem your OCBC$

Redeem rewards with OCBC$ earned on your BEST-OCBC Credit Card via OCBC Rewards Catalogue.

1 OCBC$ with every S$1 purchase made at stores outside of BEST Denki

OCBC$ are awarded in blocks of S$5 per transaction.

Free delivery for bulky items

Spend a minimum of S$200 in a single receipt on bulky items (those that do not fit into a car boot) and have your purchases delivered for free.

Free Disposal

Purchase a product at any BEST Denki retail outlet and BEST Denki will dispose off your old item of similar category for free upon delivery.

before you apply

Eligibility requirements

Minimum age

21 years old

Annual income

S$30,000 and above for Singaporeans and Singapore PRs

S$45,000 and above for foreigners


Fees

Principal card

S$163.50 (including GST), waived for the first two years

Supplementary card

S$81.75 (including GST), waived for the first two years

Minimum spending required to have your Annual Service Fee automatically waived

S$5,000 in one year, starting from the month after your BEST-OCBC Credit Card was issued

Other fees and charges



Important notices

Credit Bureau Singapore
Please note that additional time may be needed to review your application as Credit Bureau Singapore will be synchronising data from 12am to 8am daily.

MyInfo
MyInfo will be temporarily unavailable from 2am to 8.30am every Wednesday and Sunday due to scheduled maintenance.

System Maintenance
Please note that your product may not be availed to you instantly during system maintenance hours between 9.30pm to 6am.


Ways to apply

Apply for the BEST-OCBC Credit Card today

best-denki-card
FAQs
Common questions
What are the transactions that have recently been excluded from awarding OCBC$?

The following list of MCCs and merchant transactions will be added to the list of exclusions for the awarding of OCBC$ from 1 June 2020:

  • Transactions to Singapore Government Public Hospitals including Non-Profit Hospitals, Community Hospitals and Polyclinics under the MCC 8062;
  • Transactions under Transportation and Tolls MCC 4111/4121/4131 except for transactions with Grab Transport, Gojek and licensed taxi operators (including, without limitation, Comfort/Citycab/ Transcab/ SMRT Taxi/ Premier Taxi/ Prime Taxi/ HDT Taxi). For avoidance of doubt, you will still earn OCBC$ for transactions with Grab Transport, Gojek and licensed taxi operators (including, without limitation, Comfort/Citycab/ Transcab/ SMRT Taxi/ Premier Taxi/ Prime Taxi/ HDT Taxi) for all applicable Cards.
Merchant Description Code (MCC) Description
4784 Tolls and Bridge Fees
5993 Cigars, Stores and Stands
6010 Banks - Manual /Automated Cash Disbursement
7349 Cleaning, maintenance and janitorial services
8675 Automobile Associations
8699 Organizations, Membership–Not Elsewhere Classified (Labor Union)

You may refer to the Terms and conditions governing OCBC$ rewards programme for the full list of excluded MCCs and merchant transactions.

1
For Singaporeans and Permanent Residents:

NRIC

For Foreigners:

Passport
Employment Pass (EP); or S-Pass

2
S$1,000 for initial deposit
3
Include any one of the following documents:

Phone bill
Half-yearly CPF statement
Any bank statement