The Temporary Bridging Loan Programme was introduced to help the SMEs access working capital. As announced in Budget 2020, this scheme is eligible to all sectors, with 70% risk share by the Government.
TEMPORARY BRIDGING LOAN
Bridging your cash flow gaps to ride the recovery wave

Extended till September 2022. Elevate your business with the Temporary Bridging Loan and bounce back stronger.

Easy application with Singpass
Apply for your loan entirely online with minimal documents required.
Apply for your loan entirely online with minimal documents required.

Instant approval status*
No more waiting, be automatically notified of your approval status.
No more waiting, be automatically notified of your approval status.

Exclusive online rates
Enjoy low interest rates when you apply online.
Enjoy low interest rates when you apply online.
Enjoy 50% off your facility fee when you apply online
- Complete your Temporary Bridging Loan application online by 31 August 2022.
- Enjoy 50% discount on your facility fee (up to $500)^.
By submitting an application during this period, you agree with the ^terms and conditions of the promotion.





Take on projects with a high upfront cost
Get the funds needed to seize the right opportunities at the right time.

Speed up expansion plans
Be able to support rapid business growth or anticipated expansion plans with ease.

Cover a cash flow crunch
Navigate temporary or potential cash shortfalls with affordable short-term financing.

Prepare for the unexpected
Financially prepare your business for the unexpected with an extra line of credit.
Eligibility requirements
Location of business incorporation and registration
Be a business entity that is registered and physically present in Singapore.
Business ownership
At least 30% business equity must be held directly or indirectly by Singaporean(s) and/or Singapore PR(s), determined by the ultimate individual ownership.
Terms and conditions
Terms and conditions apply. OCBC bank requires guarantor(s) to support the loan.
*Instant in-principle loan approval status is only applicable for Singapore incorporated companies and will be subject to formal approval checks by OCBC Bank.
Get your Temporary Bridging Loan today with us
or call us at 1800-2495626.
Common questions
Yes, SMEs can approach different financial institutions to apply. However, the total aggregate amount borrowed under the scheme from different financial institutions is capped at the maximum amount of S$1 million.
Temporary Bridging Loan was introduced in response to the COVID-19 outbreak, to help SMEs manage their immediate cash flow needs. Eligible SMEs can borrow up to S$1 million, with interest rate capped at 5.5% per annum.
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