Temporary Bridging Loan Programme for SMEs | OCBC Business Banking SG
Temporary Bridging Loan Programme


Accelerate your business recovery with extra financing support

Temporary Bridging Loan Programme
Why you will love this

Low interest rates

Flexible repayment period of up to 5 years

Easy online application

Who can apply

At least 30% of shares held by Singaporeans or PRs

Registered and physically present in Singapore for at least 6 months

New times, new opportunities. Elevate your business with the Temporary Bridging Loan and bounce back stronger.

Features and benefits

No collateral required*

Funding up to $3,000,000

Before you apply

Eligibility requirements

Be a business entity that is registered and physically present in Singapore, and have at least 30% local equity held directly or indirectly by Singaporean(s) and/or Singapore PR(s), determined by the ultimate individual ownership.

Terms and conditions

*Terms and conditions apply. OCBC bank requires guarantor(s) to support the loan.

Ready to apply?

Get your Temporary Bridging Loan today with us

Common questions
What is the objective of the Temporary Bridging Loan Programme?

The Temporary Bridging Loan Programme was introduced to help the SMEs access working capital. As announced in Budget 2020, this scheme is eligible to all sectors, with 70% risk share by the Government.

Can my business apply for the Temporary Bridging Loan multiple times with different Financial Institutions?

Yes, SMEs can approach different financial institutions to apply. However, the total aggregate amount borrowed under the scheme from different financial institutions is capped at the maximum amount of S$3 million.

What is the difference between the Temporary Bridging Loan and the Enhanced Enterprise Financing Scheme - SME Working Capital Loan?

Temporary Bridging Loan was introduced in response to the COVID-19 outbreak, to help SMEs manage their immediate cash flow needs. Eligible SMEs can borrow up to S$3 million, with interest rate capped at 5% per annum. SMEs that require help beyond the Temporary Bridging Loan can also tap on the Working Capital Loan, which support loans of up to S$300,000.

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