Internationalisation Finance Scheme

Financing for acquisition of revenue generating fixed assets and funding of overseas projects and sales orders

Borrow up to 90% of the valuation or purchase price, whichever is lower

Repayment period of up to 15 years


  • Singapore registered entity with substantial business functions in Singapore
  • Overseas business must complement the Singapore company's core operations and benefits Singapore's economy
  • Group turnover
    • Not exceeding S$500 million for trading companies (S$300 million for non-trading companies)

Credit facilities

Asset-based financing

  • Financing for purchasing factories, equipment and other fixed assets
  • Borrow up to 90% (based on valuation or purchase price, whichever is lower)
  • For factories, buildings, land
    Repayment period of up to 15 years
  • For equipment and machinery
    Repayment period of up to 6 years, subject to terms and conditions

Structured loan

  • Financing to fund working capital expenses for overseas projects
  • Borrow up to 90% (based on the value of your sales order, contract amount or project value)
  • For overseas projects
    Repayment period of up to 3 years


Banker's guarantee

For secured overseas projects which can take the form of advance payment guarantee, performance guarantee or tender bond guarantee.


The maximum amount of financing shall be pro-rated in proportion to the percentage of the Singapore-based company’s shareholdings in overseas operations. Maximum loan extended to the company on a group* basis shall not exceed S$15 million. 

*Includes directly-owned subsidaries and associated companies.

How to apply


Call us at

(65) 6538 1111