Singapore Dollar Time Deposit

Grow your money securely
with your choice of investment period

  • Secure investment that is not subject to exchange rate fluctuations
  • Overdraft of up to 85% of the deposit value
  • Automatic renewal of deposits on maturity


  • All businesses incorporated in Singapore
How to apply

Fees and charges

Premature withdrawal fees are applicable for withdrawals made prior to maturity.

Deposit amount and terms

AmountDeposit term
Less than S$250,0001 to 12, 18, 24 and 36 months
From S$250,000 to less than S$1 million1 to 12, 18, 24 and 36 months
S$1 million and above1 to 6 days, weekly terms, 1 to 12, 18, 24 and 36 months

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Velocity@ocbc (business internet banking)

Access your account information and check when your investment reaches maturity.

Velocity@ocbc details

OCBC Business Mobile Banking

Quick access to your account information with OCBC OneTouch™.

OCBC Business Mobile Banking details


Be alerted via SMS or email when your SGD time deposit has been withdrawn.

eAlerts@ocbc details

55 branches island-wide

Business & trade service centres

Our dedicated staff at 6 business centres and 4 trade service centres will help you with all your business and trade service needs.

View business & trade service centres

Place a time deposit at any of our branches

Please bring along:

for initial deposit

Business documents

View full details

View all SGD time deposit rates

Find nearest branch to apply

Important notices

  • Deposit insurance scheme

    Deposit insurance scheme

    Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

  • Insured Deposits Register

    Need help?

    (65) 6538 1111

    or contact us online