Pricing Guide for Business Foreign Accounts | OCBC Business Banking Singapore

Business Foreign Accounts Pricing Guide/
海外商业账户收费指南

Account Charges 账户收费
Time Deposits 定期存款
Transaction Charges 交易收费
Other Service Charges 其他服务收费
Account and Statement Service Charges 账户和账户报表服务收费
Cash Deposit/Withdrawal and Exchange Services Charges 存款/提款和兑换率服务收费
  • Account Charges 账户收费
    Fees
    收费
    Business Foreign Account
    海外商业账户
    Multi-Currency Business Account
    多币种账户
    Minimum initial deposit
    最低初始存款
    S$30,000
    30,000 新元 
    US$30,000
    30,000 美元
    Account set-up fee (One-time)
    账户开立费 (一次性)
    US$2,000^
    2,000 美元^
    US$2,000^
    2,000 美元^
    Monthly Account Fee
    每月账户收费

    S$50 per month per account. Waived for first 2 months.

    每个账户每月需缴付 50新元首两个月豁免

    US$50 per month waived for the first 2 months.

    每月 50美元首两个月豁免。

    Transaction fee
    交易费
    N.A.
    不适用

    Flat fee of US$43# for telegraphic transfer via OCBC Velocity (Business Internet Banking)

    For any other type of transaction, standard charges apply as per sections “Transaction Charges” & “Other Service Charges” in the following pages, unless otherwise mentioned.

    汇出电汇固定收费 43美元#企业银行/企业网上银行除非另行说明否则将征收标准收费。详细收费请参看下面几页的 “交易收费”和“其他服务收费”。

    Early account closure fee
    提前关闭账户费

    S$1,000 for accounts closed within first year of opening

    在开立账户第一年内关闭账户,需缴付 1,000新元

    N.A.
    不适用
    Minimum day end balance to earn interest N.A.
    不适用
    N.A.
    不适用
    Excess fee (Incidental overdraft charge for accounts without limits)
    超额收费 (无限制户头偶发透支收费)

    Minimum S$30 or Prime + 4.75% p.a. (whichever is higher) on the excess amount.

    最少30新元 或基本利率+相等于透支金额 4.75% p.a. (取较高者)。

    • AUD : Minimum AUD10 or AUD Prime Rate + 2% p.a.
    • CAD : Minimum CAD8 + CAD Prime Rate + 2% p.a.
    • CHF : Minimum CHF8 or CHF Prime Rate + 2% p.a.
    • DKK : Minimum DKK42 or DKK Prime Rate + 4% p.a.
    • EUR : Minimum EUR6 or EUR Prime Rate + 2% p.a.
    • GBP : Minimum GBP4 + GBP Prime Rate + 2% p.a.
    • HKD : Minimum HKD40 or HKD Prime Rate + 2% p.a.
    • JPY : Minimum JPY750 + JPY Prime Rate + 4% p.a.
    • NZD : Minimum NZD12 or NZD Prime Rate + 2% p.a.
    • NOK : Minimum NOK45 or NOK Prime Rate + 4% p.a.
    • SEK: Minimum SEK53 or SEK Prime Rate +4% p.a..
    • USD : Minimum USD10 or USD Prime Rate + 4% p.a

    (whichever is higher) on the excess amount.

    • 澳元:最少$10澳元或澳元基本利率+ 相等于透支 金额2% p.a.
    • 加币:最少$8加币或加币基本利率+ 相等于透支 金额2% p.a.
    • 瑞郎:最少$8瑞郎或瑞郎基本利率+ 相等于透支 金额2% p.a.
    • 丹麦克朗:最少$42丹麦克朗或丹麦克朗基本利率 + 相等于透支金额4% p.a.
    • 欧元:最少$6欧元或欧元基本利率+ 相等于透支 金额2% p.a.
    • 英镑:最少$4英镑或英镑基本利率+ 相等于透支 金额2% p.a.
    • 港币:最少$40港币或港币基本利率+ 相等于透支 金额2% p.a.
    • 日元:最少$750日元或日元基本利率+ 相等于透 支金额4% p.a.
    • 新西兰元:最少$12新西兰元或新西兰元基本利率 + 相等于透支金额2% p.a.
    • 挪威克朗:最少$45挪威克朗或挪威克朗基本利率 + 相等于透支金额4% p.a.
    • 瑞典克朗:最少$53瑞典克朗或瑞典克朗基本利率 + 相等于透支金额4% p.a.
    • 美元:最少$10美元或美元基本利率+ 相等于透支 金额4% p.a.

    (取较高者)。

    Cheques
    支票

    Standard charges apply. Please refer to Transaction Charges.

    征收标准收费。详细收费请参看交易收费

    N.A.
    不适用
    GIRO (Payment & Collection)
    财路 (付款和收款)

    Standard charges apply. Please refer to Transaction Charges.

    征收标准收费。详细收费请参看交易收费

    N.A.
    不适用
    OCBC Velocity (Business Internet Banking) Token
    OCBC Velocity (企业网上银行服务) 数码保安令牌/加密器

    Please refer to Other Service Charges for details.
    Transaction fees apply.

    有关详细信息,请参阅其他服务收费
    征收交易费。

    eAlerts@ocbc
    提示服务

    Standard charges apply. 1st 3 months waived. Please refer to Other Service Charges for detailed charges.

    征收标准收费。首3个月豁免。详细收费请参看其他服务收费

    Special outward Telegraphic Transfer fee (via OCBC Velocity/Business Mobile Banking)
    特别汇出电汇收费 (企业网上银行)
    N.A.
    不适用
    US$43
    43 美元

    ^ The Account Set-Up Fee and Monthly Account Fee will be debited in its foreign currency equivalent from the applicable accounts. This will be done at prevailing exchange rates and will be determined by OCBC Bank at our sole discretion. The Account Set-Up Fee will be debited on the third calendar month after which the account has been opened, or such other date as may be approved by OCBC Bank from time to time at its absolute discretion.

    ^ 账户开立费用和每月账户费用将从相应账户中以同外币等值的金额扣除。这将按现行兑换率进行,由华侨银行自行决定。 账户开立费用将在账户开立后的第三个月扣除,或是在华侨银行自行决定批准的其他日期扣除。

    # Only applicable for outward telegraphic transfer made via OCBC Velocity with charge code OUR/SHA.

    # 仅适用于通过OCBC Velocity 汇出及收费代码为 OUR / SHA的电汇。

    Fees
    收费
    SGD Chequing Account
    新元支票账户
    Currency
    货币
    Daily balance
    每日结存
    Service charge payable (in respective currency)
    需缴付的服务费 (以各国货币为单位)
    Service Charge
    服务费

    Waived for first 2 months

    Thereafter, S$200 per month if monthly average balance falls below S$30,000

    首两个月豁免缴费

    从第三个月开始,如果每月平均结存 低于S$30,000, 需每月支付S$200

    JPY
    日元
    JPY 3,000,000 and below
    3,000,000日元或以下
    Waived
    豁免
    Above JPY 3,000,000
    超过3,000,000日元

    0.5% p.a. for a daily balance* in excess of JPY 3,000,000

    每日结存*超过 3,000,000日元以上的结存, 需缴付每年0.5%的服务费

    Monthly service fee of US$200 applies if monthly average balance falls below US$30,000.
    Monthly average balance is determined based on aggregated balances across all currencies in one account.
    Waived for first 2 months.

    如果每月平均结存低于30,000美元,需每月支付200美元 每月平均结存是根据一个账户中所有货币的总结存确定的 (首两个月豁免缴费)。

    *Service charge will be calculated on daily basis, and is subject to periodic revision based on market conditions.

    *服务费用将按日计算,并会根据市场情况进行定期修订。

  • Time Deposits 定期存款

    Singapore Dollar Time Deposit 新元定期存款

    Minimum Initial Deposit 最低初始存款 Available Tenures 期限 Premature Termination 提前终止
    S$5,000
    5,000 新元

    1-12, 18, 24 and 36 months
    (shorter tenures available for higher amounts)

    1-12, 18, 24 和36 个月 (较高金额可选择较短的期限)

    Premature withdrawal fees applicable for withdrawal made prior to maturity.

    在到期前取出金额,需要支付提前取出 的费用

    Foreign Currency Time Deposit 外币定期存款

    Minimum Initial Deposit 最低初始存款 Available Tenures 期限 Premature Termination 提前终止
    • AUD10,000
    • CAD25,000
    • CHF25,000
    • CNH250,000
    • EUR5,000
    • GBP5,000
    • HKD200,000
    • JPY1,000,000
    • NZD10,000
    • USD5,000
    • 1万澳元
    • 2万5000加币
    • 2万5000瑞郎
    • 25万境外人民币
    • 5000欧元
    • 5000英镑
    • 20万港币
    • 100万日元
    • 1万新西兰元
    • 5000美元

    1, 2, 3, 6, 9 and 12 months
    (shorter tenures available for higher amounts)

    1, 2, 3, 6, 9和12 个月 (较高金额可选择较短的期限)

    Premature withdrawal fees applicable for withdrawal made prior to maturity.

    在到期前取出金额,需要支付提前取出 的费用

  • Transaction Charges 交易收费

    All charges, if converted into another currency, are performed at the Bank’s published foreign exchange rates.
    若需转换成另一货币,所有收费将根据银行当天列出的兑换率。

    Cheques Clearing
    支票结算
    Charges
    收费
    Standard Clearing Fee*
    标准结算费*
    S$0.75 per cleared cheque
    每张已结算的支票收费0.75 新元
    Returned Cheques (SGD)
    被退回的支票(新元)
    • S$50 per returned cheque due to insufficient funds.
    • S$40 per returned cheque due to technical reasons.
    • 因资金不足开出的支票被退回,每张收费S$50。
    • 因技术问题开出的支票被退回,每张收费S$40。
    Returned Cheques (USD)
    被退回的支票(美元)
    US$40 per cheque (due to insufficient funds/technical reasons)
    因资金不足/技术问题开出的支票被退回,每张收费US$40
    Cheques Retrieval
    支票资料调阅
    Charges
    收费
    Cheque Image Retrieval**
    支票影像调阅**
    • S$21.40 (inclusive of GST) for retrievals of cheques cleared less than 1 year ago.
    • S$32.10 (inclusive of GST) for retrievals of cheques cleared between 1 to 3 years ago.
    • S$53.50 (inclusive of GST) for retrievals of cheques cleared more than 3 years ago.
    • 调阅1年之内结算的支票影像,收费S$21.40 (包含消费税)。
    • 调阅结算介于1年到3年的支票影像,收费S$32.10 (包含消费税)。
    • 调阅结算超过3年的支票影像,收费S$53.50 (包含消费税)。
    Stop Payment 停止付款 Charges 收费

    Stop Payment (SGD)
    停止付款(新元)

    S$30 per cheque

    • via Branch/Business Banking Commercial Service Centre

    S$15 per cheque

    • via Business PhoneBanking/ Business Internet Banking

    每张支票收S$30

    • 通过分行/商业服务中心

    每张支票收S$15

    • 通过商业电话银行/企业网上银行服务

    Stop Payment (USD)
    停止付款(美元)

    US$30 per cheque

    • via Branch/Business Banking Commercial Service Centre

    US$10 per cheque

    • via Business PhoneBanking/ Business Internet Banking

    每张支票收US$30

    • 通过分行/商业服务中心

    每张支票收US$10

    • 通过商业电话银行/企业网上银行服务
    Loss of Cheque Book 遗失支票簿 Charges 收费
    Loss of Cheque Book (SGD)
    遗失支票簿(新元)

    S$60

    • Report via Branch/Business Banking Commercial Service Centre

    S$30

    • Report via Business PhoneBanking/Business Internet Banking

    S$60

    • 通过分行/商业服务中心通报

    S$30

    • 通过商业电话银行/企业网上银行服务通报
    Loss of Cheque Book (USD)
    遗失支票簿(美元)
    US$30
    Marked Cheques 保付支票 Charges 收费
    Direct Marked Cheque1
    直接保付支票1
    S$100 per cheque + Courier Charges (if applicable)
    每张支票收费S$100+运送费(如适用)

    *Cheque Clearing fee refers to fee charged on a cheque that has been issued and presented to the bank for clearing.

    **For each urgent cheque image retrieval (within 7 business days), an additional charge of S$21.40 (inclusive of GST) will be levied.

    *支票结算费是指已经签发并提供交给银行清算的支票费用。

    **每张紧急调阅的支票影像 (7个工作天内), 将征收额外S$21.40 (包括消费税) 收费。

    Foreign Currency Cheques
    外币支票
    Charges
    收费
    Commission
    佣金
    Agent Fees
    代理费
    Commission-in-lieu of exchange2
    佣金-替代兑换2
    Courier/Postage
    运送/邮费

    Cleared Locally:

    • USD Cheques Drawn on Local Clearing Participating Banks

    本地结算:

    • 美元支票,从本地参与结算的银行提取
    Free
    免费
    N.A.
    不适用
    N.A.
    不适用
    N.A.
    不适用
    N.A.
    不适用
    • Other Currency Cheques and USD Drawn on Non-Participating Banks
    • 其他货币支票, 从本地不参与结算的银行提取美元
    N.A.
    不适用

    1/8% commission (min S$30,max S$100)

    1/8%佣金 (最少S$30, 最多S$100)

    If applicable
    如适用
    N.A.
    不适用
    If applicable
    如适用

    Sent for Overseas Clearing

    • In All Currencies

    送到海外结算

    • 所有货币
    N.A.
    不适用

    1/8% commission (min S$30, max S$100)

    1/8%佣金 (最少S$30, 最多S$100)

    If applicable
    如适用
    N.A.
    不适用
    If applicable
    如适用

    Inward Remittances 汇入汇款

    Telegraphic Transfer 电汇 Charges 收费
    Credit to SGD Account
    汇入新元账户
    S$10
    Credit to FCY Account
    汇入外币账户
    S$10
    Credit to Time Deposit
    汇入定期账户
    Free
    免费
    MEPS (MAS Electronic Payment System)
    金管局电子转账系统
    Charges 收费
    Credit to Account
    汇入账户
    Free
    免费
    Demand Draft 即期汇票 Drawn on OCBC Bank 从华侨银行提取 Drawn on other Banks 从其他银行提取
    Credit to SGD or FCY Account
    汇入新元或外币账户
    Free
    免费

    1/8% commission (min S$30 + Agent fees (if applicable) + postage (if applicable)

    1/8%佣金(最少S$30+代理费(如适用)+邮费(如适用))

    Outward Remittances 汇出汇款

    Telegraphic Transfer 电汇
    Account Holder
    账户持有人
    Commission
    佣金
    Agent Fees3
    代理费3
    Commission-in-lieu of exchange2
    佣金-替代兑换2
    Cable Charge
    电缆收费
    OCBC Velocity (Business Internet Banking) OCBC Velocity (企业网上银行服务) Branch / Manual Instruction
    分行/以表格提供指示

    Debit from SGD Accounts

    从新元账户中扣除

    Same/Third Party: 1/8% commission (min S$10, max S$100)

    同一方/第三方:1/8%佣金 (最少S$10,最多S$100)

    If applicable, fixed fee based on remitting currency3

    如适用,基于所汇货币3征收固定费用

    N.A.
    不适用
    Flat fee of S$25
    固定收费 S$25
    Flat fee of S$35
    固定收费 S$35

    Debit from Foreign Currency Account without Foreign Exchange

    从外币账户中扣除未加入兑换率

    Same/Third Party: 1/8% commission (min S$10, max S$120)

    同一方/第三方:1/8%佣金 (最少S$10,最多S$120)

    1/8% commission-inlieu of exchange2 (min S$25, max S$120)

    1/8%佣金替代兑换2 (最少S$25,最多S$120)

    Debit from Foreign Currency Account with Foreign Exchange

    从外币账户中扣除已加入兑换率

    Same/Third Party: 1/8% commission (min S$10, max S$100)

    同一方/第三方:1/8%佣金(最少S$10最多S$100)

    N.A.
    不适用

    Withdrawal from Foreign Currency Time Deposits

    从外币定期存款账户提款

    Same/Third Party: 1/8% commission (min S$10, max S$100)

    同一方/第三方:1/8%佣金 (最少S$10,最多S$100)

    1/8% commission-inlieu of exchange2 (min S$25, max S$120)

    1/8%佣金替代兑换2 (最少S$25,最多S$120)

    IACH (International Automated Clearing House) 全额海外转账
    Account Holder 账户持有人 Charges 收费
    Out-going Payments
    对外付款
    S$30 per transaction
    每笔交易S$30
    MEPS (MAS Electronic Payment System) MEPS (金管局电子转账系统)
    Account Holder 账户持有人 Charges 收费
    Out-going Payments
    对外付款
    S$20
    Cashier’s Order 银行本票
    Account Holder 账户持有人 Charges 收费
    Payable to Own Name/ Third Party
    支付给自己/第三方
    S$5 per Cashier’s Order
    每张银行本票S$5

    Outward Remittances 汇出汇款

    Demand Draft 即期汇票
    Account Holder
    账户持有人
    Commission
    佣金
    Commission-in-lieu of exchange2
    佣金-替代兑换2
    Postage
    邮费

    Debit from SGD Accounts

    从新元账户中扣除

    1/8% commission
    (min S$15, max S$100)

    1/8%佣金 (最少S$15,最多S$100)

    N.A.
    不适用
    If applicable
    如适用

    Debit from Foreign Currency
    Accounts with Foreign Exchange

    从外币账户中扣除 已加入兑换率

    1/8% commission
    (min S$10, max S$120)

    1/8%佣金 (最少S$10,最多S$120)

    N.A.
    不适用
    If applicable
    如适用

    Debit from Foreign Currency
    Account without Foreign Exchange

    从外币账户中扣除 未加入兑换率

    1/8% commission
    (min S$10, max S$120)

    1/8%佣金 (最少S$10,最多S$120)

    1/8% commission-in-lieu of exchange2 (min S$25, max S$120)

    1/8%佣金替代兑换2 (最少S$25,最多S$120)

    If applicable
    如适用

    GIRO (Payment and Collection) and Standing Instructions 财路(付款和收款)和常设指示

    Description 说明 Charges 收费
    Outward GIRO
    向外财路汇款
    S$0.20 per item
    每项S$0.20
    Outward GIRO Return
    向外财路退回
    S$10 per item
    每项S$10
    Inward GIRO Return
    对内财路退回
    • Up to 50 items: S$0.50 per item
    • 51 to 200 items: S$0.70 per item
    • 201 to 500 items: S$1 per item
    • Above 500 items: S$1.50 per item
    • 最多50项:每项S$0.50
    • 51至200项:每项S$0.70
    • 201至500项:每项S$1
    • 超过500项:每项S$1.50
    GIRO Standing Instruction
    财路常设指示
    S$10 per transaction
    每笔交易S$10

    FAST 转账系统

    FAST (Fast And Secure Transfers) - Transfer in S$, available via OCBC Velocity (business internet banking) and Business Mobile Banking app
    FAST 转账系统 - 以新元转账,仅能通过 OCBC Velocity (企业网上银行服务)和商业手机银行应用程序
    Account Holder 账户持有人 Charges 收费
    Payment and Collection
    付款和收款
    S$0.50 per transaction
    每笔交易S$0.50

    PAYNOW

    PayNow is a new service that – via OCBC Velocity (business internet banking) or our Business Mobile Banking app – lets you:
    PayNow是新电子转账服务 - 您可以通过OCBC Velocity (企业网上银行服务)和商业手机银行应用程序使用 PayNow服务:

    Description 说明 Charges 收费
    To make payment through PayNow
    使用 PayNow 付款

    Per transaction:

    • Applicable GIRO or FAST transaction fee
    • S$0.20 lookup fee* (Introductory Promotion extended: Free till 31 December 2022)

    *To check if recipient has registered for PayNow

    每笔交易:

    • 如同财路或FAST转账收费
    • S$0.20查询费* (促销活动: 免费至2022年12月31日)

    *查询收款人是否已注册PayNow

    Internal Funds Transfer 华侨银行新加坡账户之间转账

    Description 说明 Charges 收费
    Branch / Manual Instruction
    分行/ 以表格提供指示
    OCBC Velocity
    (Business Internet Banking)
    OCBC Velocity (企业网上银行服务)
    For funds transfer within OCBC Singapore accounts
    在华侨银行新加坡账户之间转账
    S$5 per transaction
    每笔交易S$5
    Free
    免费

    Standing Instructions (Telegraphic Transfer/MEPS) 常设指示 (电汇/金管局电子转账系统)

    Description 说明 Charges 收费

    Set-up Charge
    Note: Standard charges apply as per section "Outward Remittances"
    in this Business Banking Pricing Guide

    开立费用
    注:标准收费如同这份商业银行收费指南(海外商业账户) 的“汇出汇款”栏目

    S$10
    Amendment/Cancellation
    更改/取消
    S$10
    Rejected items due to insufficient funds
    因资金不足个项目被拒
    S$30

    Cancellations/Stop Payments/Amendments/Investigations 取消/停止付款/更改/接受调查

    Cancellation 取消
    Description
    说明
    Charge (SGD Account)
    收费(新元账户)
    Charge (Foreign Currency Account)
    收费(外币账户)
    Agent Fee
    代理费
    Cable Charge
    电缆收费
    Cashier’s Order
    银行本票
    S$5 per Cashier’s Order
    每张银行本票S$5
    N.A.
    不适用
    N.A.
    不适用
    N.A.
    不适用
    Demand Draft
    即期汇票
    S$10 per draft
    每张即期汇票S$10
    US$5 per draft
    每张即期汇票US$5
    If applicable
    如适用
    If applicable
    如适用
    Stop Payments 停止付款
    Description
    说明
    Charge (SGD Account)
    收费(新元账户)
    Charge (Foreign Currency Account)
    收费(外币账户)
    Agent Fee
    代理费
    Cable Charge
    电缆收费
    Cashier’s Order
    银行本票
    S$20 per Cashier’s Order
    每张银行本票S$20
    N.A.
    不适用
    N.A.
    不适用
    N.A.
    不适用
    Demand Draft
    即期汇票
    S$20 per draft
    每张即期汇票S$20
    US$10 per draft
    每张即期汇票US$10
    If applicable
    如适用
    If applicable
    如适用
    Amendments/Cancellations/Investigations 取消/停止付款/更改/接受调查
    Description
    说明
    Charge (SGD Account)
    收费(新元账户)
    Charge (Foreign Currency Account)
    收费(外币账户)
    Agent Fee
    代理费
    Cable Charge
    电缆收费
    Telegraphic Transfer
    电汇
    N.A.
    不适用
    N.A.
    不适用
    If applicable
    如适用
    Flat fee of S$20
    固定收费S$20
    IACH
    全额海外转账
    N.A.
    不适用
    N.A.
    不适用
    N.A.
    不适用
    Flat fee of S$20
    固定收费S$20
  • Other Service Charges 其他服务收费

    ATM/OCBC Business Debit Card 自动提款机/华侨银行商务借记卡

    Description 说明 Card Replacement Fee/Charges 更换卡费用/收费
    Lost/Stolen Card
    卡遗失/失窃

    ATM: S$5 per card
    OCBC Business Debit Card: S$20 per card

    提款卡:每张卡S$5
    华侨银行商务借记卡:每张卡S$20

    Damaged Card 卡损毁 Free 免费
    ATM Charges (Coin Deposit Fee)
    自动提款机 (硬币存款费)

    S$0.012 per coin
    (total fee rounded to the nearest 1 cent)

    每枚硬币 S$0.012 (总费舍入到最接近1分)

    Sales Draft Retrieval Fee (1st copy)
    (Applicable for OCBC Business Debit Card)

    调阅签账单手续费(第一张)
    (适用于华侨银行商务借记卡)

    S$5

    Sales Draft Retrieval Fee (Subsequent copy)
    (Applicable for OCBC Business Debit Card)

    调阅签账单手续费(第二张及以上)
    (适用于华侨银行商务借记卡)

    S$15
    Shared ATM
    使用共享自动提款机

    S$0.30 charge from third withdrawal onwards per calendar month

    3% is levied on the S$ equivalent of the amount withdrawn (min S$5 and max S$20 per transaction)

    每个月第三笔提款开始征收S$0.30

    相等于新元金额或取款的3%(每笔交易最少S$5 ,最多 S$20)

    OCBC Malaysia & Bank NISP Indonesia ATMs
    华侨银行马来西亚和印尼的自动提款机
    S$2 per transaction
    每笔交易S$2
    Transactions (including refunds) in foreign currencies
    以外币交易(包括退款)
    2% administrative fee + costs of conversion applies
    2% 行政费+兑换成本,如适用
    Dynamic Currency Conversion Fee
    动态货币转换收费

    All MasterCard transactions effected in Singapore dollars in a foreign country or on a foreign website will have an additional fee of 1% levied on the converted Singapore dollar amount.

    所有在外国或海外网站购物,使用万事达卡,并以新元进行交易, 将额外收取收费,金额相等于兑换新元数额的1%。

    Business Deposit Card 华侨银行商务存款卡

    Description 说明 Card Issuance/Replacement Charges 发卡/更换卡收费
    Card Issuance
    发卡

    S$5 per card (Promotion extended: Free for applications before 30 June 2022)

    每张卡S$5: (促销期延长:2022年6月30日之前申请免费)

    Replacement of card due to lost/stolen/damaged card
    因卡丢失/被盗/损坏而更换卡
    S$5 per card
    每张卡S$5

    eAlerts@ocbc 提示服务

    Service Type 服务种类 Service Fee 服务费
    Cash Alerts
    现金提示

    S$25 per month. 1st 3 months waived.

    A monthly fee of S$25 will be payable for any one of the following combinations:

    • Two different accounts with one Authorised User or
    • One account with two different Authorised Users or
    • Account 1 for Authorised User 1 and Account 2 for Authorised User 2

    A monthly fee of S$10 will be payable for each additional account or Authorised User to be alerted.

    每个月S$25,首3个月豁免。

    以下任何一项选项,都需要缴付S$25的月费:

    • 一个授权用户使用两个不同账户或
    • 一个账户有两名授权用户或
    • 授权用户1使用账户1,授权账户2使用账户2

    每个额外账户或每名需要提示的授权用户,需要支付S$10的月费。

    Trade Finance Alerts
    贸易融资提示

    S$25 per month. 1st 3 months waived.

    A monthly fee of S$25 will be payable for Trade Finance eAlerts for 2 different email user addresses.

    A monthly fee of S$10 will be payable for each additional Authorised User to be alerted.

    每个月S$25,首3个月豁免。

    两个不同的电邮地址需要收费贸易融资提示,都需要缴付S$25的月费。

    每增加一名收到提示的授权用户,就需要支付S$10的月费。

    Cash and Trade Finance Alerts
    现金和贸易融资提示

    S$35 per month. 1st 3 months waived.

    A monthly fee of S$15 will be payable for each additional account or Authorised User to be alerted.

    每个月S$35,首3个月豁免。

    每增加一名收到提示的授权用户或账户,就需要支付S$15的月费。

    OCBC Velocity (Business Internet Banking)(企业网上银行服务)

    Service Package Type 服务配套种类 Charges 收费

    Basic Service Package (Account Inquiry only)

    基本服务配套(只限账户询问)

    • Digital token: free
    • Hardware token: S$50 each
    • 数码保安令牌:免费
    • 加密器:每个S$50

    Standard Service Package (Account Inquiry and any 1 Maker/Authoriser for transaction approvals)

    标准服务配套 (账户询问和允许1名开立账户者/授权者批准交易)

    • Digital token: free
    • Hardware token: S$50 each
    • Transaction fees apply
    • 数码保安令牌:免费
    • 加密器:每个S$50
    • 会征收交易费

    Classic Service Package (Account Inquiry and up to 2 Authorisers for transaction approvals)

    经典服务配套 (账户询问和允许最多2名开立账户者/授权者批准交易)

    • Digital token: free
    • Hardware token: S$50 each
    • Transaction fees apply
    • 数码保安令牌:免费
    • 加密器:每个S$50
    • 会征收交易费

    Premium Service Package (Account Inquiry and Complex Authorisation Controls for transaction approvals)

    增值服务配套 (账户询问和加密授权者管制批准交易)

    • Digital token: free
    • Hardware token: S$50 each
    • Transaction fees apply
    • 数码保安令牌:免费
    • 加密器:每个S$50
    • 会征收交易费
  • Account and Statement Service Charges 账户和账户报表服务收费
    Description/Services 说明/服务 Charges 收费

    Document/Statement Retrieval Charges4
    (for each monthly statement)

    文件/账户报表调阅收费4
    (每份每月存单账户报表)

    Non-Borrowing Customer

    • Free for the current and previous month (statement only)
    • S$20 for retrieval of less than 1 year ago
    • S$30 for retrieval between 1 to 3 years ago
    • S$50 for retrieval of more than 3 years ago
    • S$150 per month + S$150 restoration charges for statements beyond 6 years - subject to availability

    Borrowing Customer

    • Free for the current and previous month (statement only)
    • S$21.40 for retrieval of less than 1 year ago (inclusive of GST)
    • S$32.10 for retrieval between 1 to 3 years ago (inclusive of GST)
    • S$53.50 for retrieval of more than 3 years ago (inclusive of GST)

    非银行借贷客户

    • 本月和前一个月(只限账户报表)免费
    • 调阅1年之内账户报表,收费S$20
    • 调阅介于1年到3年账户报表,收费S$30
    • 调阅超过3年账户报表,收费S$50
    • 调阅超过6年账户报表,收费每月S$150+ S$150修复费用,视情况而定

    银行借贷客户

    • 本月和前一个月(只限账户报表)免费
    • 调阅1年之内账户报表,收费S$21.40(包含消费税)
    • 调阅介于1年到3年账户报表,收费S$32.10(包含消费税)
    • 调阅超过3年账户报表,收费S$53.50(包含消费税)
    Audit Confirmation
    审计确认
    S$55 per financial year confirmation
    每个财政年确认S$55

    Letter of Reference/Foreign Endorsement
    (non-loan-related)

    书信备查/海外认可(非贷款相关)

    S$30 per letter
    每封信S$30

    Letter of Reference/Foreign Endorsement
    (loan-related)

    书信备查/海外认可(贷款相关)

    S$32.10 per letter (inclusive of GST)
    每封信S$32.10(包含消费税)
    Retrieval of MT103
    调阅MT103
    S$5 (not subject to GST)
    S$5(不包含消费税)
    Tracers/Investigations
    追踪器/调查
    Cable Charge
    电缆收费
  • Cash Deposit/Withdrawal and Exchange Services Charges 存款/提款和兑换率服务收费

    Cash Deposit/Withdrawal and Exchange Services at Teller Counter
    在银行柜台进行存款/提款和兑换率服务

    Description 说明 Charges 收费
    Coin Deposit
    存放硬币
    S$1.50 for every 100 coins deposited or part thereof
    每100枚或以下存入的硬币收费S$1.50
    Coin Withdrawal
    提取硬币
    S$1.50 for every S$50 coins withdrawn or part thereof
    每提取相等于S$50或以下的硬币,收费S$1.50
    Coin Exchange
    兑换硬币
    S$1.50 for every S$50 changed or part thereof
    每换取相等于S$50或以下的硬币,收费S$1.50

    Note: Our coin deposit and exchange services are available every Tuesday and Thursday during the following hours:

    • 3.00pm to 5.00pm (Sunday Banking branches*, City Square, Holland Village, Paya Lebar Square and White Sands branches)
    • 9.30am to 11.30am (All other branches)

    *Please refer to www.ocbc.com to view the list of Sunday Banking branches.

    注:我们的硬币存款和兑换服务只限每个星期二和星期四以下时间:

    • 下午3点到5点(星期天银行服务分行*, City Square, Holland Village, Paya Lebar Square 和 White Sands 分行)
    • 早上9点半到11点半(其他所有分行)

    请上网www.ocbc.com,查阅提供星期天银行服务的分行。

    Description 说明 Charges 收费

    Cash Deposit
    现金存款

    First S$20,000 per day - free; every subsequent S$10,000 (or less) - S$10.

    For faster processing of notes deposited, please follow the guidelines below. Otherwise, an additional S$50 fee will be levied.

    1. Sort the notes by denomination and arrange them with the front side facing up, unfolded;
    2. Separate the notes into paper and polymer types, then pack them using rubber bands in 100-piece bundles of the same denomination;
    3. Bundle loose notes (ie. fewer than 100 pieces per denomination) together, sorted by denomination, and stack them upwards from the largest-sized notes (at the bottom) to the smallest (at the top).

    每天存入的首S$20,000 – 免费;接下来每笔S$10,000(或以下)存款 - S$10。

    为了更快地处理存放的纸币,请遵循以下准则。否则,银行将额外征收S$50的费用。

    1. 根据纸币面值排列,纸币前面向上,不要折叠;
    2. 将钱以纸币和塑料类加以区分,分成每叠100张同样面值纸币,用橡皮筋将它们捆成一包;
    3. 将散钱(每种面值少过100张)放在一起,根据面值分类; 根据纸币大小排列(最大张的在最 下面,最小张的在上面)。

    Over The Counter Branch Transactions
    (The transactions are calculated on an aggregate basis for all your bank accounts under the same customer name.)

    Chargeable transactions include cash deposits (including bulk cash) and withdrawal/cash cheque encashment.

    分行柜台交易
    (交易的计算方式,是以同一姓名客户开立的所有银行账户,所进行的交易总合来计算)。

    需要收费的交易包括现金存款(包括大批现金)和提款/现金支票兑现。

    First 3 transactions per month: FREE
    4th transaction onwards: S$20 per transaction

    每个月首3笔交易: 免费
    第4笔及以上交易: 每笔交易S$20

    Express Bulk Cash Deposit Service (Free 30 disposable security bags* upon sign up)

    快速存入大笔现金服务(在开立账户后,免费赠送30个即用即扔保安袋*)

    Description Charges

    Cash Deposit
    现金存款

    First S$30,000 per day - free; every subsequent S$10,000 (or less) - S$5.

    For faster processing of notes deposited, please follow the guidelines below. Otherwise, an additional S$50 fee will be levied.

    1. Sort the notes by denomination and arrange them with the front side facing up, unfolded;
    2. Separate the notes into paper and polymer types, then pack them using rubber bands in 100-piece bundles of the same denomination;
    3. Bundle loose notes (ie. fewer than 100 pieces per denomination) together, sorted by denomination, and stack them upwards from the largest-sized notes (at the bottom) to the smallest (at the top).

    Note: Ensure coins are packed not more than a total of S$5 worth of coins per bag.

    每天存入的首S$30,000 - 免费; 接下来每笔S$10,000(或以下)存款 - S$5。

    为了更快地处理存放的纸币,请遵循以下准则。否则,银行将额外征收S$50的费用。

    1. 根据纸币面值排列,纸币前面向上,不要折叠;
    2. 将钱以纸币和塑料类加以区分,分成每叠100张同样面值纸币,用橡皮筋将它们捆成一包;
    3. 将散钱(每种面值少过100张)放在一起,根据面值分类;根据纸币大小排列(最大张的在最下面,最小张的在上面)。

    注:请确保假设里头装着硬币,每包里的硬币总值不要超过S$5。

    OCBC Security Bag/Tag
    华侨银行保安袋/标签

    * Small size: 257mm (W) x 305mm (L)

    Disposable bag (small)
    S$0.40/bag (inclusive of GST) (min. 500 bags, in multiples of 500)

    Disposable bag (big)
    S$0.60/bag (inclusive of GST) (min. 500 bags, in multiples of 500)

    Reusable bag
    S$56/bag (inclusive of GST)

    Security Tag
    S$0.11/tag (inclusive of GST) (min. 1,000 tags, in multiples of 1,000)

    即用即扔袋(小)
    每包S$0.40 (包含消费税) (最少500包,以500包为单位)

    即用即扔袋(大)
    每包S$0.60 (包含消费税) (最少500包,以500包为单位)

    可重用袋
    每包S$56 (包含消费税)

    保安标签
    每个标签S$0.11(包含消费税)(最少1000个标签,以1000个为单位)

    Express Bulk Cheque Deposit Service 快速存入大笔支票服务

    Description Charges

    OCBC Security Bag/Tag
    华侨银行保安袋/标签

    Disposable bag
    S$0.40/bag (inclusive of GST) (min. 500 bags, in multiples of 500)

    Reusable bag
    S$56/bag (inclusive of GST)

    Security Tag
    S$0.11/tag (inclusive of GST) (min. 1,000 tags, in multiples of 1,000)

    即用即扔袋
    每包S$0.40 (包含消费税) (最少500包,以500包为单位)

    可重用袋
    每包S$56 (包含消费税)

    保安标签
    每个标签S$0.11(包含消费税)(最少1000个标签, 以1000个为单位)

    Deposit/Withdrawal in Foreign Currency Notes
    以外币纸币存款/提款

    Description 说明 Cash Deposit Charges 现金存款收费
    Deposit/Withdrawal in Foreign Currency Notes
    以外币纸币存款/提款

    Minimum 1% commission-in-lieu of exchange2 (subject to availability of currency types and currency notes)

    最少1%的替代兑换佣金2(视是否有货币种类和纸币)

    Cash Deposit via ATMs 通过自动提款机提取现金

    Description 说明 Cash Deposit Charges 现金存款收费
    Cash Deposit (Card-less)
    现金存款(无卡)
    Free. Maximum 5 deposits per account per day
    免费。 每个账户一天最多五笔存款
    Cash Deposit (with Card)
    现金存款(附卡)
    Free. Maximum S$100,000 per account per day
    免费。 每个账户一天最高S$100,000存款

    1 For OCBC Bank Cheques, service is not available on Sundays and Public Holidays.

    2 Commission-in-lieu of exchange is applicable when there is no foreign exchange involved.

    3 For Telegraphic Transfer in JPY, the fixed agent fee is applicable only for amounts up to JPY100million. For amounts more than JPY 100 million, both fixed agent fee and 3rd party bank charges are applicable.

    4 Includes monthly SGD/FCY statement of account, SGD/FCY time deposit interest statements and advices, deposit/withdrawal/debit/credit vouchers. (Retrieval charges debited from FCY accounts will be based on the prevailing buying TT rate applicable.)

    # Applicable to ATM and Debit Cards only.

    1 只限华侨银行支票,星期天和公共假期不提供服务。

    2 假设不设计兑换率,替代兑换佣金适用。

    3 以日元电汇,固定代理收费只限那些存款金额达1亿日元的账户。那些超过1亿日元的账户,将征收固定代理收费和第三方银行收费。

    4 包括每月新元/外币账户报表、新元/外币定期存款利率账户报表和建议、存款/提款/借记卡/信用卡券。(从外币账户扣除的调阅费将以现有的买入电汇收费作准。)

Information updated as of 1 November 2022. The fees and charges are subject to change from time to time.
资料于2022年11月1日更新。收费可能不定期更改。