The Power of One Group

We are building a stronger, more connected ASEAN centred integrated financial services group. Leveraging our comprehensive banking, wealth, insurance and asset management arms across ASEAN and Greater China, we are differentiated from our peers with the ability to meet a wide spectrum of financial needs and wants.

Our well-diversified franchise spans an extensive international footprint of nearly 400 branches and representative offices across 19 markets. At the core are our locally incorporated commercial banks in Singapore, Malaysia, Indonesia, Mainland China, Hong Kong SAR and Macau SAR. This is reinforced by subsidiaries with deep expertise in specialised fields: Bank of Singapore in private banking, Great Eastern Holdings (“Great Eastern”) in insurance (93.72%-owned), Lion Global Investors in asset management, and Pac Lease Berhad in capital equipment financing.

In Mainland China, our presence is augmented with our 20% stake in Bank of Ningbo, one of the country’s fastest-growing commercial banks. The combined footprint in the country opens up significant opportunities to capture the increasing trade and investment flows of Chinese corporates into ASEAN.

Backed by the Group strengths, we will deliver a whole-of-wealth proposition to support individuals through every stage – from everyday financial management to investment, and from protection to legacy planning. Whether OCBC, Bank of Singapore or Great Eastern, customers will receive end-to-end offerings across banking, wealth and insurance tailored to their needs and enabling them to achieve their aspirations. Our twin hub proposition – Hong Kong SAR and Singapore – strengthens our wealth platforms as we capture rising Asia wealth.

Businesses benefit from our sectoral expertise, deep local networks and robust insurance, treasury as well as corporate, investment and transaction banking capabilities across ASEAN and Greater China.

Our focus on One Group collaboration has unlocked economic value. In September 2025, we surpassed ahead of time our target to deliver $3 billion in incremental revenue above the 2023 growth trajectory.

In our next phase of growth, several macrotrends are transforming the business landscape. With our strong foundation, we will power four strategic shifts – Asia Shift, Tech Shift, Net-Zero Shift and Franchise Shift – that anchor our new corporate strategy, to ride the megatrends to accelerate growth.

Co-creating Better Value for Customers with Great Eastern

OCBC launched two successful programmes for key customer segments in the past two years, leveraging Great Eastern's strengths to deliver enhanced value. The first is OCBC PartnerCare, a comprehensive financial and personal wellness programme tailored for property agents. Through this initiative, Great Eastern provides exclusive insurance discounts to OCBC's extensive network of agents. The second is the Bank's holistic OCBC SeniorCare programme, designed to help seniors and the wider community age well. As part of this offering, Great Eastern extends discounted premiums on selected insurance solutions to OCBC's senior customers.

Holistic Banking Solution for Businesses and Employees

OCBC established a Workplace Banking team in February 2025 – a collaboration across Global Wholesale Banking, Global Consumer Financial Services and Great Eastern – to deliver an integrated solution for businesses and their employees. The Workplace Banking proposition is anchored on businesses using their OCBC business accounts for payroll and other transactions, and employees opening OCBC personal accounts for salary crediting and other purposes. Through other bundled solutions such as digital medical claims, both businesses and employees get to benefit from reduced medical treatment costs and improved efficiency. Businesses can also avail Great Eastern health insurance solutions to employees as an added benefit.