No. The Terms and Conditions governing the OCBC$, 90N Miles and VOYAGE Miles reward programmes will remain unchanged.
The all-new OCBC app.
Rewards experience refreshed.
Your rewards, unleashed.
We have taken our rewards experience up a notch!
With just a few taps, you can track your reward points with ease and exchange them for a world of options.

Points and miles can be exchanged for trips and smiles
Redeeming reward points should be even more satisfying than earning them. Exchange your points for e-vouchers or cash credit to offset your credit card bills, or trips with our 8 airline and hotel partners!
Have the OCBC VOYAGE Credit Card? You can even book a limousine ride to travel in style.

A single touchpoint for all your reward points
Juggling reward points across multiple platforms is so passe.
Now, you can view all your points in one dashboard. We will even give a heads-up when OCBC$ are expiring – so you never miss a beat on your rewards journey.

Rewards are sorted and served in 3 taps
No more treasure hunting! It takes just 3 taps to log in and access all your rewards – be they referral codes, travel bookings, e-vouchers or limousine bookings.

Skip the stress and enjoy the best
We have all been there – staring at endless rewards options and unsure of where to start. Let us make it easy for you.
Once you tap ‘Rewards’, you will see a curated list of e-vouchers and cash credit options that we think you will really enjoy.

Ready, set, all your deals are neatly stacked
Looking for a great dinner deal or shopping treat? We have got you covered. Simply tap the 'Deals' tab to explore a selection of credit card offers by category.
Reward your lifestyle
Enjoy rewards to match your lifestyle, with convenient online and wallet-less transacting options.
Get more with OCBC Cards
Add your OCBC Cards to your phone’s wallet and enjoy exclusive offers, rebates and rewards when you pay with them. Whether it’s retail therapy you seek or a gastronomic meal you crave, find the perfect deal to suit your every indulgence.
Add your OCBC Cards to your phone’s wallet and enjoy exclusive offers, rebates and rewards when you pay with them. Whether it’s retail therapy you seek or a gastronomic meal you crave, find the perfect deal to suit your every indulgence.

Turn your spending into rewards with STACK
Introducing the one-stop digital loyalty platform that allows you to easily track and combine points from various rewards programmes, to redeem for e-vouchers instantly.
Introducing the one-stop digital loyalty platform that allows you to easily track and combine points from various rewards programmes, to redeem for e-vouchers instantly.
Manage all your banking needs with OneToken
Enjoy a hassle-free, seamless and secure online banking experience when you activate OneToken.
One digital token on your mobile for all your banking needs
No more hardware token or SMS OTPs to make transactions. All you need is your mobile phone once you’ve activated your OneToken.
Learn moreNo more hardware token or SMS OTPs to make transactions. All you need is your mobile phone once you’ve activated your OneToken.
Learn more
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Experience the all-new OCBC app now
Available on Apple App Store, Google Play and Huawei App Gallery
Available on Apple App Store, Google Play and Huawei App Gallery
Available on Apple App Store, Google Play and Huawei App Gallery
Available on Apple App Store, Google Play and Huawei App Gallery
Terms and conditions
Important notices
Trademarks usage
Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.
App Store is a service mark of Apple Inc., registered in the U.S. and other countries.
Android, Google Pay and Google Play are trademarks of Google LLC.
HUAWEI, the Huawei logo and the AppGallery logo are trademarks of Huawei Technologies Co., Ltd.
Common questions
We will credit the points earned from transactions made using supplementary credit cards to the account of the principal cardholder. Only the principal cardholder can redeem the points.
To give you a seamless redemption experience, we will automatically log you in to STACK Rewards when you tap any e-voucher, limousine booking shortcut or, points exchange partner (except for KrisFlyer) in the OCBC app. You will be asked to sign up for a STACK Rewards account if you do not have one – please use your email address in our records to do so.
To use STACK Rewards, you need to be the principal cardholder of an OCBC credit card that earns reward points.
STACK Rewards is our digital loyalty platform which allows you to combine your reward points, redeem e-vouchers and make limousine bookings.
For more details, click here.
Download OCBC app
Scan the respective QR code to download the app on the App Store, Google Play or Huawei App Gallery.
