Tailored solutions to maximise your wealth

Tailored solutions to maximise your wealth

Deposits

Meet your saving goals and enjoy attractive interest rates with our deposit accounts.

Day-to-day banking

OCBC 360 Account

Earn up to 2.38% per year in interest on your first S$75,000 savings when you credit your salary to the account and transact, insure, and invest with it.

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OCBC Premier EasiSave Account

Earn up to 0.05% per year and enjoy the flexibility of cash withdrawals with this chequing account.

 


 

OCBC Premier Global Savings Account

Earn attractive rates with the flexibility to save and transact in 8 major foreign currencies, namely USD, AUD, NZD, CNH, CAD, EUR, GBP, and HKD.

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Saving

OCBC Premier Dividend+ Savings Account

Grow your savings with no limits, earn interest rates of up to 0.50% for months you save and don't withdraw.

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Time deposits

Enjoy exclusive interest rates for OCBC Premier Private Client with a time deposit account in your preferred currency.

Currency Tenure Interest rate
(per year)
Singapore dollar 12 months 0.50%
United States dollar 3 months 0.15%
  6 months 0.20%
Chinese Yuan Offshore 1 month 1.00%
  3 months 1.10%
  6 months 1.20%
  12 months 1.50%

The placement amount must be in fresh funds only (fresh funds refer to funds not transferred or withdrawn from existing OCBC Bank deposit accounts and re-deposited or funds in the form of OCBC Bank cheque/cashier's order/demand drafts).

To qualify for the above mentioned SGD dollar promotion, a minimum placement amount of S$20,000 is required; for the foreign currency promotion, the minimum placement amounts are USD 5,000 and CNH 500,000 respectively. Maximum placement amount is capped at S$999,999 for both SGD and foreign currency placements.

All promotional interest rates and tenors are determined by OCBC Bank in its sole and absolute discretion from time to time without prior notice.

Investments

As an Accredited Investor, you get investment options that are tailored for you. These options are not available to other retail investors.

Structured investments

Individual investors will have access to a broader selection of financial assets and will be able to use derivatives to structure a product that best captures their short to medium-term market views. These are entirely customisable solutions that are able to cater to an investor’s specific needs and objectives.

Structured products

Customisable to the different needs and objectives of investors. This strategy leverages on derivatives based upon a single or basket of underlying securities, for example equities or credits, to help capture market opportunities.

Alternative funds

Gain access to funds that are able to invest in a larger array of financial assets and can adopt a wider variety of investment strategies. These funds can help diversify your portfolio which is important during periods of high market volatility.

Bonds

Bonds offer the opportunity to diversify your investments and earn yields that are better than bank deposit. It offers a steady stream of passive income from periodic interest payments, normally on an annual or semi-annual basis.

Investment financing

Enjoy diverse financing options that allow you to borrow against the value of your investment portfolio or a credit facility to leverage your cash collaterals for investment in approved investment products.

Portfolio financing

Portfolio financing allows you to pledge a wide variety of assets (deposits, Singapore stocks, bonds and unit trusts as collateral to receive more financing options for other investment needs. Plus, you get to enjoy the flexibility to borrow in Singapore Dollar (SGD), United States Dollar (USD), European Dollar (EUR) and Japanese Yen (JPY).

Secured overdraft

Get standby funds up to the approved credit limit when you pledge your fixed deposits or unit trusts for extra cash, without having to sell your financial assets. Interest is charged only on amount used, depending on the collateral pledged.

Legacy planning

Leave a legacy for your loved ones without compromising your lifestyle or business.

PremierLife Generation III

Enjoy lifetime monthly payouts from the 5th policy year and your monthly income steps up on the 10th, 15th, and 20th policy year.

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Universal Life and Whole Life Plans

We offer Universal Life and Whole Life plans from various providers such as Great Eastern Life Assurance Company Limited and HSBC Insurance (Singapore) Private Limited to meet your wealth legacy needs.

OCBC Premier Private Client VOYAGE Credit Card

OCBC Premier Private Client VOYAGE Credit Card


Be privy to the first lightweight metal credit card with exclusive lifestyle privileges and unparalleled services.
Earn one of the best rates in the market*
  • 2.3

    VOYAGE Miles

    With every S$1 spent in foreign currency and local dining
  • 1.6

    VOYAGE Miles

    With every S$1 spent on local retail

Redeem your VOYAGE Miles for flights without blackout dates

*VOYAGE Miles will be awarded for every S$5 spent on a per transaction basis. Find out more about VOYAGE Miles.

Concierge services for VOYAGE cardmembers
Enjoy exclusive access to the VOYAGE Exchange, a 24/7 personal concierge that assists with your travel and lifestyle needs.
Our VOYAGE Exchange has gone the extra mile in providing the following service to our customers:

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Sourcing and delivering a sought-after toy for a child in the nick of time

Assisting a family to return home safely amidst unforeseen circumstances.

OCBC Premier Private Client World Elite™ Debit Card

OCBC Premier Private Client World Elite™ Debit Card

Earn 1% rebate with spend on selected categories. Plus, transact up to 7 currencies with no foreign currency transaction fees when you link your Debit Card to your OCBC Premier Global Savings Account.
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