Tailored solutions to maximise your wealth

Tailored solutions to maximise your wealth


Meet your saving goals and enjoy attractive interest rates with our deposit accounts.

Day-to-day banking

OCBC 360 Account

Earn up to 2.68% per year in interest on your first S$70,000 savings when you credit your salary to the account and transact, insure, and invest with it.

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OCBC Premier EasiSave Account

Earn up to 0.08% per year and enjoy the flexibility of cash withdrawals with this chequing account.



OCBC Premier Global Savings Account

Earn attractive rates with the flexibility to save and transact in 8 major foreign currencies, namely USD, AUD, NZD, CNH, CAD, EUR, GBP, and HKD.

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OCBC Premier Dividend+ Savings Account

Grow your savings with no limits, earn interest rates of up to 0.60% for months you save and don't withdraw.

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Time deposits

Enjoy exclusive interest rates for OCBC Premier Private Client with a time deposit account in your preferred currency.

Currency Tenure Interest rate
(per year)
Singapore dollar 12 months 0.55%
United States dollar 3 months 0.18%
  6 months 0.30%

The placement amount must be in fresh funds only (fresh funds refer to funds not transferred or withdrawn from existing OCBC Bank deposit accounts and re-deposited or funds in the form of OCBC Bank cheque/cashier's order/demand drafts).

To qualify for the above mentioned SGD dollar promotion, a minimum placement amount of S$20,000 is required; for the foreign currency promotion, a minimum placement amount of 5,000 in respective currency is required. Maximum placement amount is capped at S$999,999 for both SGD and foreign currency placements.

All promotional interest rates and tenors are determined by OCBC Bank in its sole and absolute discretion from time to time without prior notice.


Get options that are not available to retail investors tailored for you as an Accredited Investor.

Structured Investments

Individual investors will have access to a broader selection of financial assets and will be able to use derivatives to structure a product that best captures their short to medium-term market views. These are entirely customisable solutions that are able to cater to an investor’s specific needs and objectives.

Structured products

Customisable to the different needs and objectives of investors. This strategy leverages on derivatives based upon a single or basket of underlying securities, for example equities or credits, to help capture market opportunities.

Alternatives Funds

Gain access to funds that are able to invest in a larger array of financial assets and can adopt a wider variety of investment strategies. These funds can help diversify your portfolio which is important during periods of high market volatility.


Bonds offer the opportunity to diversify your investments and earn yields that are better than bank deposit. It offers a steady stream of passive income from periodic interest payments, normally on an annual or semi-annual basis.

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Investment financing

Enjoy diverse financing options that allow you to borrow against the value of your investment portfolio or a credit facility to leverage your cash collaterals for investment in approved investment products.

Portfolio financing

Multiply your investment power by borrowing against the value of your investment portfolio, and enjoy the flexibility to borrow in local currency (SGD) as well as foreign currencies like United States Dollar (USD), European Dollar (EUR), and Japanese Yen (JPY). Pledge a wide variety of assets, including deposits, Singapore stocks, bonds, and unit trusts, as collateral.

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Secured Overdraft

Get standby funds up to the approved credit limit when you pledge your fixed deposits or unit trusts for extra cash, without having to sell your financial assets. Interest is charged only on amount used, depending on the collateral pledged.

Legacy planning

Leave a legacy for your loved ones without compromising your lifestyle or business.

PremierLife Generation III

Enjoy lifetime monthly payouts from the 5th policy year and your monthly income steps up on the 10th, 15th, and 20th policy year.

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Universal Life and Whole Life Plans

We offer Universal Life and Whole Life plans from various providers such as Great Eastern Life Assurance Company Limited, Transamerica Life (Bermuda) Limited, and HSBC Insurance (Singapore) Private Limited to meet your wealth legacy needs.

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OCBC Premier Private Client VOYAGE Card

OCBC Premier Private Client VOYAGE Card

Enjoy a new dimension of travel and lifestyle privileges. Redeem your VOYAGE Miles for flights on any airline with no blackout dates. Earn 2.3* VOYAGE Miles for every S$1 spent in foreign currency, 2.3* miles for local dining and 1.6* miles for local retail spend. You can also gain access to the prestigious Tower Club and enjoy a suite of exclusive benefits.

*VOYAGE Miles will be awarded for every S$5 spent on a per transaction basis. Find out more about VOYAGE Miles.

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