Tailored solutions to maximise your wealth

Tailored solutions to maximise your wealth


Meet your saving goals and enjoy attractive interest rates with our deposit accounts.

Day-to-day banking

OCBC 360 Account

Earn up to 4.65% per year in interest on your first S$100,000 savings when you credit your salary to the account, save and spend.

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OCBC Premier EasiSave Account

Earn up to 0.05% per year and enjoy the flexibility of cash withdrawals with this chequing account.



OCBC Premier Global Savings Account

Earn attractive rates with the flexibility to save and transact in 10 major foreign currencies, namely USD, AUD, NZD, CNH, CHF, CAD, EUR, GBP, JPY and HKD.

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OCBC Premier Dividend+ Savings Account

From now till 31 August 2024, grow your savings and earn interest rates of up to 3.45% a year for the months that you save and make no withdrawals.

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Time deposits

Enjoy exclusive interest rates for OCBC Premier Private Client with a time deposit account in your preferred currency.

Currency Tenure (months) Banking type Promotion interest rate a year Minimum placement amount
Singapore Dollar 6, 8 or 12 Branch 2.50% S$30,000
Singapore Dollar 6 or 12 Online 2.60% S$30,000
Singapore Dollar 8 Online 2.80% S$30,000

CPF Time Deposit Rate

Currency Tenure (months) Banking type Promotion interest rate a year Minimum placement amount Apply via
Singapore Dollar 12 Online 2.80% S$30,000 OCBC Digital app (using CPF Ordinary Account Funds)

You can now place a SGD Time Deposit with your CPF Ordinary Account funds even if your CPF Investment Account is with other banks. Apply via the OCBC Digital app or visit any branch to make a placement now.

To qualify for the above mentioned SGD dollar promotion, a minimum placement amount of S$30,000 is required. Maximum placement amount is capped at S$999,999 for both SGD and foreign currency placements.

All promotional interest rates and tenors are determined by OCBC Bank in its sole and absolute discretion from time to time without prior notice.


As an Accredited Investor, you get investment options that are tailored for you. These options are not available to other retail investors.

Structured investments

Individual investors will have access to a broader selection of financial assets and will be able to use derivatives to structure a product that best captures their short to medium-term market views. These are entirely customisable solutions that are able to cater to an investor’s specific needs and objectives.

Structured products

Customisable to the different needs and objectives of investors. This strategy leverages on derivatives based upon a single or basket of underlying securities, for example equities or credits, to help capture market opportunities.

Alternative funds

Gain access to funds that are able to invest in a larger array of financial assets and can adopt a wider variety of investment strategies. These funds can help diversify your portfolio which is important during periods of high market volatility.


Bonds offer the opportunity to diversify your investments and earn yields that are better than bank deposit. It offers a steady stream of passive income from periodic interest payments, normally on an annual or semi-annual basis.

Precious metals

Diversify and hedge yourself against volatile markets. Buy, hold and sell gold and silver under a single Precious Metals account. No storage required and zero service fees.

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OCBC Wealth Account

Oversee all your investment portfolios and their asset allocation from one single account. Increase your wealth borrowing power using the assets in your portfolio and reinvest them in our expanded suite of wealth products.

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Get customised and holistic solutions for important investments, whether you are purchasing a property or refinancing an existing loan.

Wealth financing

As one of our clients, you can benefit from our portfolio leveraging and personalised financing options to enhance returns or improve liquidity. You can multiply your investment power by borrowing against the value of your investment portfolio. Pledge a wide variety of assets including bonds, deposits, shares and unit trusts as collaterals.

Home financing

Solutions include a home loan to finance the purchase of your property and a term loan to convert your properties’ appreciating value into accessible credit. Finance the purchase of land, construction of your home, and purchase of overseas property in London, New York, Tokyo and Australia.

Legacy planning

Leave a legacy for your loved ones without compromising your lifestyle or business.

PremierLife Generation V

Enjoy lifetime monthly payouts from the 3rd policy year while securing your legacy for your next generation.

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Universal Life and Whole Life Plans

We offer Universal Life and Whole Life plans from various providers such as Great Eastern Life Assurance Company Limited and HSBC Life (Singapore) Pte. Ltd to meet your wealth legacy needs.

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Trust Services by BOS Trustee

Structure your wealth through the process of preservation and transfer to the next generation.

OCBC Premier Private Client VOYAGE Credit Card

OCBC Premier Private Client VOYAGE Credit Card

Be privy to the first lightweight metal credit card with exclusive lifestyle privileges and unparalleled services.
Earn one of the best rates in the market*
  • 2.3

    VOYAGE Miles

    With every S$1 spent in foreign currency and local dining
  • 1.6

    VOYAGE Miles

    With every S$1 spent on local retail

Redeem your VOYAGE Miles for flights without blackout dates

*VOYAGE Miles will be awarded for every S$5 spent on a per transaction basis. Find out more about VOYAGE Miles.

Concierge services for VOYAGE cardmembers
Enjoy exclusive access to the VOYAGE Exchange, a 24/7 personal concierge that assists with your travel and lifestyle needs.
Our VOYAGE Exchange has gone the extra mile in providing the following service to our customers:

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Sourcing and delivering a sought-after toy for a child in the nick of time

Assisting a family to return home safely amidst unforeseen circumstances.

OCBC Premier Private Client World Elite™ Debit Card

OCBC Premier Private Client World Elite™ Debit Card

Earn 1% rebate with spend on selected categories. Plus, transact up to 7 currencies with no foreign currency transaction fees when you link your Debit Card to your OCBC Premier Global Savings Account.
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