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Enjoy flexibility to transact and save in 11 major currencies

Enjoy flexibility to transact and save in 11 major currencies

To be eligible

Exclusively for OCBC Premier Banking and OCBC Premier Private Client customers

Premier Global Savings Account

Premier Global Savings Account

  • Instant account opening

    Premier Banking customers who have OCBC Digital Banking access can open an account instantly.

  • No conversion fees

    Use your Premier World Elite™ Debit Card to make transactions in AUD, CAD, CHF, EUR, GBP, HKD, JPY, NZD, MYR and USD - with no fees incurred.
    If you have another debit card, you can also link it to your account.

  • Attractive rates for 11 major currencies, 24/7

    Enjoy $0 admin fee and no fall-below-charge. Get real-time notifications on your desired FX rates using Rate Alerts and lock them in with Auto-Execute Orders*.

    *Not applicable for MYR

    Find out more

  • Withdraw cash overseas

    Save on fees when you use an OCBC debit card to withdraw foreign currency from your Premier Global Savings Account at overseas ATMs. 

Attractive real-time exchange rates

The online foreign exchange function is only available between 8am on Monday and 11.59pm on Friday.

On weekends, you will see an estimated foreign exchange rate when you set up any foreign exchange transaction involving SGD or USD. If you decide to make the transaction, we will process it the next working day at the prevailing foreign exchange rates.

Withdraw cash overseas

OCBC ATM network (Malaysia / Indonesia / Hong Kong)

    • Service charge is waived.
    • A foreign exchange admin fee of 3.25% applies for cash withdrawals from an SGD-denominated account.
    • No foreign exchange admin fee will be incurred for cash withdrawals of MYR and HKD from a Premier Global Savings Account in Malaysia and Hong Kong respectively.

Other overseas ATMs

    • No foreign exchange admin fees will be incurred for cash withdrawals in AUD, CAD, CHF, EUR, GBP, HKD, JPY, NZD, MYR and USD at any ATM in the country that the currency is denominated in, as long as there are sufficient funds in your Premier Global Savings Account.
    • If there are insufficient funds in the account, and the cash withdrawal is made from your SGD-denominated account instead, a foreign exchange admin fee of 3.25% will apply.
    • An additional service charge, which may vary from bank to bank, may be imposed by the bank which operates the ATM.
    • Chinese Yuan Offshore (CNH) is not available for purchase or cash withdrawal transactions.

View the list of fees for withdrawing at ATMs overseas in this page.

How it works

With the Premier Global Savings Account, you get to enjoy the flexibility of saving and transacting in 11 major currencies and also receive preferential interest rates on selected currencies.
  Interest rates (per year)
Currency First
100,000 units		 Next
250,000 units		 Next
650,000 units		 1,000,000
units and above
United States Dollar (USD) 0.01% 0.01% 0.03% 0.03%
Australian Dollar (AUD) 0.01% 0.01% 0.03% 0.03%
New Zealand Dollar (NZD) 0.01% 0.01% 0.03% 0.03%
Malaysian Ringgit (MYR)* 1.00% 1.00% 1.00% 1.00%
*Applicable for single name account only. Promotional rate applies from now until 30 June 2027. Thereafter, interest on MYR balance will revert to 0.50% a year.
  Interest rates (per year)
Currency First
500,000 units		 Next
1,500,000 units		 Next
3,000,000 units		 5,000,000
units and above
Chinese Yuan Offshore (CNH) 0.02% 0.05% 0.10% 0.20%
The interest rates stated here are subjected to change without prior notice.
Existing accounts with CAD, CHF, EUR, GBP, HKD and JPY do not earn any interest.
BE RINGGIT-READY FOR EVERY TRIP TO MALAYSIA

Skip the money changer and travel with confidence

Hold, withdraw cash and pay seamlessly in ringgit across Malaysia using your OCBC Debit Card – only with the OCBC Global Savings Account.

T&Cs apply. Foreign currency investments and deposits are subject to inherent exchange rate fluctuation, which may affect their value.

Find out more

Before you apply

Before you apply

Initial deposit required
  • AUD 5,000
  • CAD 5,000
  • CNH 5,000
  • CHF 5,000
  • EUR 5,000
  • For MYR currency, please check here
  • GBP 5,000
  • NZD 5,000
  • USD 5,000
  • HKD 50,000
  • JPY 500,000
Minimum end balance required daily to earn interest rate
  • AUD 5,000
  • CAD 5,000
  • CNH 5,000
  • CHF 5,000
  • EUR 5,000
  • For MYR currency, please check here
  • GBP 5,000
  • NZD 5,000
  • USD 5,000
  • HKD 50,000
  • JPY 500,000
Fall below fee S$0
Monthly statements Paper or e-Statement

Apply now

Apply now

For existing OCBC Premier
Private Client customers
1800 424 8888
or (65) 6424 8888 (overseas)
Foreign currency deposit

Foreign currency deposits are subject to exchange rate fluctuations that may provide opportunities and risks. Earnings on foreign currency deposits would be dependent on the exchanges rates prevalent at the time of their maturity if any conversion takes place. Exchange controls may be applicable from time to time to certain foreign currencies. You should therefore determine whether any foreign currency deposit is suitable for you in the light of your investment objectives, financial means and risk profile. Any pre-termination costs will be deducted from your deposit.

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